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Honda Cars India Ltd. or HCIL is a leading brand in the premium car manufacturing sector and is a subsidiary of Japanese Honda Motor Co. Ltd. Since its inception in 1995, the brand has rolled-out many innovative and technology-driven cars, like Honda City, Honda Civic, Honda Jazz and Honda Amaze, etc. 

As per recent stats, approximately 68,000 units of Honda Amaze were sold in India in 2019 and it became the best-selling model of the year. Honda cars are renowned for their strong and reliable build, and sporty looks, and are perfect for families, as well as individual usage.

Popular Models of Honda

Honda Amaze

Honda Amaze is a stylish 5-seater car that comes in manual and automatic variants in a price range of INR 6.17 to INR 10 lakh (Ex-showroom price in New Delhi). The model offers two BS6 engine options - a 1.2-litre petrol engine and a 1.5-litre diesel engine. Both these engines are paired with a 5-speed manual gearbox and CVT option. 

Honda All New City - 5th Generation

Honda All-New City (5th generation) comes with smart features and stylish looks and the starting price is INR 10.89 (Ex-showroom price in New Delhi). It comes with superior technological prowess. Its exterior boasts of full LED headlamps, AndroidAuto, and smart connectivity features. The car boasts of the keyless window remote operation (for all windows and sunroof). 

Honda City - 4th Generation

Honda City 4th generation comes in a price range of INR 9.29 lakh and INR 10 lakh (Ex-showroom price in New Delhi). It is a 5-seater sedan that comes only in a manual transmission model and has a 1.5-litre i-VTEC petrol engine paired to a 5-speed manual gearbox. Other features include cruise control, dual SRS airbags and automatic climate control via the touch-control panel.

Honda Civic

Honda Civic is a 5-seater sedan that comes in a price range of INR 17.93 and INR 22.34 lakh (Ex-showroom price in New Delhi). The car comes with an electric sunroof in its ZX (MT and CVT) variant and manual as well as automatic engine transmission variants. Other features include electric parking brake with auto brake hold, and smart lane watch feature that eliminates the blind spots during driving. 

New Honda Jazz

New Honda Jazz comes in an affordable price range of INR 7.49 lakh to INR 9.73 lakh (Ex-showroom price in New Delhi), runs on an engine of 1199 cc, and comes in manual and automatic transmission models. The New Jazz comes with a 1.2-litre petrol engine (1.2 litres i-VTEC) paired with a 5-speed manual (or a 7-step CVT) gearbox. 

What is Covered Under Honda Car Insurance Policy

Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.

Car Thefts: In case your car is stolen, your car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Honda Car Insurance Policy

Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your Honda Car Insurance Policy

You can renew your Honda car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (third-party liability car insurance, comprehensive add on car insurance, standalone own damage car insurance) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Honda Cars Review

Honda cars are well-known for their amazing design and classy cabins. The exteriors are well-planned, strong, and showcase perfect assimilation of utility, style and technological innovation. Most of the models come with a sunroof, state of the art connectivity and entertainment systems, and automatic or remote-based features. The cars offer a large number of options in both, the diesel and petrol variants and the security features are also best-in-class. The passengers can enjoy a delightful riding experience all the while keeping the cost of travelling in their pockets. 

Honda Car Insurance FAQs

  • 1. How can I renew my Honda Car insurance policy after it expires?

    You can renew the insurance online as well as offline. The online renewal can be done any time you want, by submitting the policy renewal form and remitting the renewal fee. The offline policy renewal is done via a policy agent.

  • 2. Is car inspection compulsory for online insurance renewal?

    Yes, car inspection is mandatory for online insurance renewal. However, in case you want to change your insurance provider, check such clauses before changing your company.

  • 3. Is an online insurance policy legally valid for my Honda Car?

    Yes, the online insurance policy is valid for a Honda car.

  • 4. How is third-party insurance different from comprehensive car insurance?

    The third-party insurance offers cover against damages to the third-parties involved in a road mishap, such as property damage, vehicle damage or death of the third-party. Comprehensive insurance, on the other hand, protects the vehicle owner as well as the third-party against damages, loss and road mishaps.

  • 5. Can I continue the Honda car insurance in the name of its previous owner even after the vehicle is transferred in my name?

    No. Registration and insurance of your vehicle must always be in the same name and with the same address. Else, the claim is not payable. A nominal fee is charged for insurance transfer.

  • 6. Can I get a duplicate insurance policy if I have lost my insurance policy papers?

    Yes. You can approach your insurance provider with a written request and get a duplicate copy against the payment of a nominal fee.

  • 7. Is Service Tax applicable on vehicle insurance and how much is it?

    Yes, it is applicable as per the prevailing rule of law.

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