Honda City Car Insurance

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In a market ruled by SUVs, Honda City is a powerful and popular name that is also the flag-bearer of semi-compact sedans. Since its launch in 1988, the Honda City has seen a lot of changes, all the while maintaining the unique and impressive feature-line-up till today. 

The much-loved 4th generation model has now spawned an even better, even more stylish and the latest All New 5th Generation Honda City loaded with innovative features and cutting-edge specifications. The car has taken the market in stride and is a perfect option for families as well as individual usage. 

Let’s know more about Honda City below. 

Key Specifications of Honda City

The All New 5th Generation Honda City is available in petrol and diesel variants. The petrol model further offers MT (6-speed) and CVT (7-speed) options, whereas the diesel model only offers a variant in MT. The petrol CVT variant has a mileage of 18.4 km/l and MT variant has a mileage of 18.4 km/l. The diesel engine model offers a mileage of 24.1 km/l. The All-New 5th Generation Honda City is available in 5 different colours.

The Other Key Features of the Honda City (5th generation) Include:

  • Day/night inside rearview mirror
  • ABS with EBD
  • Rear parking sensors
  • Dual SRS airbags for driver & front passenger
  • Honda smart key system with keyless remote
  • Smartphone Connectivity
  • Advanced Compatibility Engineering (ACE™) Body Structure
  • ISOFIX compatible Rear Side Seats with Lower Anchorage & Top Tether

What is Covered Under Honda City Car Insurance Policy

Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.

Car Thefts: In case your car is stolen, your Honda car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Honda City Car Insurance Policy

Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected. 

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your Honda City Car Insurance Policy

You can renew your Honda City car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan(Third-party liability car insurance, Comprehensive car insurance, Standalone own-damage car insurance) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Honda City Car Review

Honda City is one of the most popular car models known for offering the best-in-class features. Sunroof, audio and infotainment systems, safety and security features, engine performance and average - the car never fails to surprise and deliver more than the customer expectations. 

Honda is a brand name that wields trust among its consumer masses and Honda City is a model that one can easily invest his or her money into. The car is perfect for local use and long journeys, including travelling. So, it is one of the best options that you can consider in the semi-compact sedan segment. 

Honda City Car Insurance FAQs

  • 1. Is online insurance the same as offline insurance and can I get online insurance if my offline insurance has expired?

    Yes, both are the same. Many insurance providers also allow buyers to manage their insurance online as well. You can also keep a track of the features such as premium and due date, etc if you have online access. 

    You can renew your policy either online or offline and also change the insurance provider if you want. The online process is easy, quick, and secure, whereas, in the case of offline renewal, you can get in touch with the agent.

  • 2. I want to renew the online insurance for my Honda car, is the car inspection mandatory?

    Yes, car inspection is mandatory for online insurance renewal. However, the policies vary from one company to another and you must check them before choosing an insurance plan or renewal plan

  • 3. Is an online policy valid for my Honda City?

    Yes, you can buy as well as renew your car insurance policy online. You can choose from the different types of plans and also opt for different add-ons that make your cover stronger and better.

  • 4. What is ‘Pay-as-you-drive’ car insurance?

    It is highly affordable car insurance that comes with a flexible premium depending on the usage of your Honda City. It is perfect for the people that own multiple cars. It allows them to enjoy cost savings on the insurance of different vehicles they own.

  • 5. What does my Honda City NCB cover - me or my car?

    The NCB covers you and not your car. NCB in car insurance belongs to the person and not the car.

  • 6. What will happen if I am driving my Honda City without insurance?

    The graveness of the matter depends on the crime you committed while driving a vehicle without insurance. Some basic penalties include a hefty fine, suspension of license, and denial of insurance coverage, etc. 

  • 7. How can I pay for my car insurance online?

    You can pay for the car insurance online as well, via these simple steps:

    • Search for a car policy that suits your preferences
    • Finalise the insurance plan and type
    • Submit personal and vehicle details
    • Choose Add-ons for your policy
    • Make the payment

    So, it is an easy process that you can complete via your mobile device as well.

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