Toyota Fortuner SUV Car Insurance

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Fortuner is Toyota’s one of the most successful and popular mid-sized SUVs, whose history dates back to 2004 when it was first launched. Till 2015, this SUV was known as Toyota Hilux SW4, since it’s based on the Hilux pickup truck platform from Toyota.

Fortuner, along with their other best-selling SUV: Innova were conceptualized and designed as part of the Toyota IMV (Innovative International Multi-purpose Vehicle) Project, for emerging markets like India. 

In India, Toyota launched Fortuner in 2009, after they established an assembly line at their Karnataka factory. Completely Knocked Down (CKD) kits were imported from Japan and assembled in this factory. 

Key Specifications of Toyota Fortuner SUV

If there is one phrase that can summarize Toyota Fortuner, it is “Unabashed Power”. Loaded with 6-speed diesel and petrol engines, this SUV gives a powerpack performance both on highways and off-road. In the competitive segment of mid-size SUVs, Fortuner provides the top specifications, at aggressive pricing points.

The Fortuner is available in both petrol and diesel variants, supporting both automatic and manual transmissions.

Some of the top-rated features of the Toyota Fortuner SUV:

  • Both petrol and diesel variants support 2-wheel drive and 4-wheel drive modes, for saving energy, and maximizing output
  • Both automatic and manual variants under diesel engine support Electronic Drive Control, which makes switching between drive modes smooth
  • The petrol engine has a capacity of 2694 CC, with max power of 166 PS @ 5200 RPM.
  • And the diesel engine has a capacity of 2755 C, with max power of 204 PS @ 3000-3400 RPM for automatic transmission, and 204PS @ 3400 RPM for manual transmission.
  • Vehicle Stability Control along with Brake Assist feature gives extra safety to the SUV, while maneuvering sharp edges and curves.
  • 6 Speed gear with Sequential Shift technology for smooth transitions and extra push (both petrol and diesel variants)
  • While the base variant (Petrol, manual) is priced at INR 29.98 lakhs, the top variant (Diesel, Automatic, 4X4 drive) is priced at INR 37.43 lakhs (Ex-showroom, New Delhi)

What is Covered Under Toyota Fortuner SUV Car Insurance Policy

Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.

Car Thefts: In case your car is stolen, your car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is Not Covered Under Toyota Fortuner SUV Car Insurance Policy

Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your Toyota Fortuner SUV Car Insurance Policy

You can renew your Toyota Fortuner SUV car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan(Third-party liability, comprehensive, standalone own damage) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Toyota Fortuner SUV Review

For those who desire power and control, Toyota Fortuner is the ultimate SUV, which checks all the critical pointers which are required. A great street presence, imposing and stylish design, and powerful engine make Fortuner one of the most sought-after SUVs in the Indian market right now. 

With excellent off-road capabilities and the safety of 7-Airbags, Fortuner is a safe car, promising endless adventures and thrills on the road, no matter how hard and difficult the terrain is. The mileage of this SUV can be a sore point for a few since the powerful engines need enough fuel to make the magic happen. 

Overall, Fortuner is a legendary SUV, with a massive fanbase that is willing to trust the Toyota brand for a memorable driving experience. 

FAQs on Toyota Fortuner SUV Insurance
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  • Registration No. 700. Valid till 16/02/2023
  • CIN - U66000DL2019PTC355671