Toyota Urban Cruiser Car Insurance

Toyota has racked up admiration and quite a reputation in the Indian markets with its very reliable SUV models like Innova and Fortuner. However, the company makes its maiden entry into the compact SUV segment with the fine-looking model the Toyota Urban Cruiser. This handsome SUV seems to be inspired by the ever so stylish Vitara Brezza.

The spacious cabins coupled with ample footrest and comfortable seats make this compact SUV quite the player competing in the segment. The car is available in three variants- mid, high and premium. The monotone colour pops with the tough exterior, adds brilliantly to the style statement of the car.

Key Specifications of Toyota Urban Cruiser

The car is available in a 1.5 litres petrol engine that comes with 1462cc of displacement. The engine is capable of exerting 77kW at 6000 RPM of power and 138Nm at 4400 RPM of maximum torque.  The engine is paired with a 5-speed manual and 4-speed automatic transmission. The petrol variants of Urban Cruiser can give an average mileage of 17.03 to 18.76 kmpl (depending on the variant type). The car offers a maximum fuel tank capacity of 48 litres. . The boot capacity is a huge 328 litres.

Every automatic variant is equipped with an integrated starter generator and a Lithium-ion battery. This 5-seater bad boy has a length, width and wheelbase of 3995mm, 1790mm and 2500mm respectively. In the safety department, the company has thrown in a plethora of features like ABS with EBD, dual front airbags, advanced body structure, anti-pinch driver side power window, hill hold control and ISOFIX child seat restraint system.

Other Features of The Urban Cruiser:

• Automatic Climate Control
• Electrochromic IRVM
• Reverse Parking camera
• 7-inch touchscreen smart Playcast
• Cooled glove box
• Sliding armrest with storage options
• Rain-sensing automatic wipers

What is Covered Under Toyota Urban Cruiser Car Insurance Policy

Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.

Car Thefts: In case your car is stolen, your Toyota car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Toyota Urban Cruiser Car Insurance Policy

Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your Toyota Urban Cruiser Car Insurance Policy

You can renew your Urban Cruiser car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (third-party liability car insurance, comprehensive add on car insurance, standalone own damage car insurance) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Review of Toyota Urban Cruiser:

The car’s advanced body structure not only adds to the style statement of the car but also ensures the safety of the people inside. The car engine’s tap-on response gives an amazing start and picks up that starts your drive on a very good note.

The most preferable option to explore the city amidst the crawling traffic, this car is a breath of fresh air with its smooth stride. The silent and vibration-free engine ensures a preppy and pleasant drive. The car offers six monotone shades with separate dual shade styling options. This 5-seater SUV rivals the TATA Nexon, Kia Sonet, Ford EcoSport and Mahindra XUV300.