Digit Third Party Bike Insurance

Having at least a third-party insurance policy is compulsory in India if you own a bike and drive it on the road. It is as essential as carrying a driving licence. Now, why it's mandatory to have it? First, it protects you against any financial expenses that arise due to an accident and has caused a third-party person or property to be lost. It's an easy way to be free from any third-party liabilities caused due to your bike. So, suppose you are a bike owner or any other two-wheeler owner. In that case, it is advised you to go for Digit third-party bike insurance policy to safeguard yourself from any third-party liabilities. Let's discuss the process of availing of the bike insurance.

How does Digit Third Party Two Wheeler Insurance Policy Work?

Without a third-party two-wheeler insurance policy, you simply can't do. It will violate the law. It's illegal to travel on your bike without it, and it can land you in trouble if you don't have it. A third-party policy of Digit bike insurance is basically a cover under which all expenses arising from an accident and has caused damage to any third party. It can be a third-party person, property, or even another vehicle itself. 

So, suppose you want to be a good person in the eyes of the law or have the desire to safeguard yourself from highly possible, unexpected, and super unfortunate expenses. In that case, you should immediately purchase an insurance policy that offers coverages for third-party loss and damages. If there is any damage to your vehicle or injury to your two-wheeler passengers, the Insurance company will not cover that.

Digit Third Party Two Wheeler Insurance vs. Comprehensive Two Wheeler Insurance

How to Buy Digit Third Party Two Wheeler Insurance Policy? 

A two-wheeler owner can buy the Digit bike third-party insurance online by following the below-mentioned steps:

• Visit the official portal of Digit General Insurance.
• To avail of the Digit 3rd party bike insurance online, click on 'Motor Insurance' from the main menu. 
• Select 'two-wheeler/bike' insurance from the window appeared.
• Fill in the form with details such as the make and model variant of the bike, city of purchase, date of purchase, your mobile number and email ID, and existing policy declared value (if any).
• Select the premium 'Third Party' and pay the premium as prescribed.
• Payment can be made online, such as through net banking, credit card, or debit card.

What All is Covered Under Digit Third Party Two Wheeler Insurance Policy? 

Digit third-party bike insurance policy covers the following risks:

• Death of or any bodily injury to a third party.
• Damage and loss of third party property and vehicle.

What All is not Covered Under Digit Third Party Two Wheeler Insurance Policy?

Digit third-party bike insurance policy does not cover the following:

• Own damages
• Drunk driving
• Driver below 18 years of age
• Driver without valid driving licence/policy
• Normal wear and tear
• Electrical and mechnical breakdown
• Damages occured outside geographical location
• Private vehicle used for commercial purposes

Key Benefits of Purchasing Digit Third Party Two Wheeler Insurance

Digit two-wheeler third-party insurance policy provides several benefits to the policyholders, including

• Active customer assistance for financial and legal help involving your bike. 
• 24x7 helpline facility in case of an unforeseen event involving your bike.
• Easy and convenient purchasing process of Digit third-party two-wheeler insurance online.
• The hassle-free claim settlement. 
• Beneficial services like free repair and replacement. 

Digit Third Party Two Wheeler Insurance Review

The Digit third-party bike insurance is very handy and well versed. With Digit, you will feel completely satisfied with the policy, its process, and the support they offer. Their highly reliable and easy claim settlement process makes your insurance journey hassle-free affair.