Future Generali Two Wheeler Insurance FAQs

Yes, you can make a claim of your two-wheeler insurance plan for an accident which took place in a city other than where the policy was issued. It doesn't matter where an accident took place. You can call the helpline number of the insurance company and the claim executive of the company will guide you through the claim process.

Yes, you can get a discount on your Future Generali two-wheeler insurance premium. You can avail no claim bonus with discounts up to 50%, if you have not made any claim in the previous year or years. You can also get an additional discount if you are a member of a Recognised Automobile Association in India. You can also opt for voluntary access over and above the compulsory access which will help you to get a discount according to the amount opted. In addition, you can install some anti-theft device in your bike. If your bike is safe, the insurance premium would be lower.

There is a range of comprehensive additional add-ons available on the payment of a nominal premium. The add-ons offered by Future Generali India Insurance include zero depreciation, theft or loss of keys, tyre damage, loss of personal belongings, NCB protection, engine protector, return to invoice and inconvenience allowance.

You can transfer the full benefits of no claim bonus when you shift your two-wheeler insurance policy from other insurance to Future Generali India or when you transfer your two-wheeler insurance policy to any other insurance company. However, you must remember to renew your insurance plan within 90 days of its expiry. Otherwise your no claim bonus will lapse.

By getting your Future Generali bike insurance renewal on time, you ensure that you are still covered in the event of an accident. You can also get a no claim bonus if you go an entire policy period without filing a claim.

The Future General bike insurance renewal offers their customers to opt for an NCB Protection add-on that allows the policyholder to keep their existing NCB (No Claim Bonus) when renewing their policy. Apart from this, zero depreciation, return-to invoice, passenger cover, etc can also be added during bike insurance renewal.

Suppose the client has not claimed any sort of claim in the previous year. In that case, they will receive a 'No claim bonus,' which will provide a discount of up to 50% on the policyholder's damage premium if the Future General bike insurance renewal is done within 90 days after its expiration date. In addition to this, installing anti-theft devices in your bike can also help in getting discounts, opting for voluntary deductible is another way that allows you to enjoy discounts on premium during policy renewal. 

If you don't get your Future General bike insurance renewal before the expiration date, you can do so within 90 days of the expiration date by having your bike inspected by the insurer. If you don't renew your insurance within this 90-day timeframe, you won't be able to renew it later. To keep your vehicle insured in this situation, you'll need to acquire a new auto insurance policy.

Yes, you may easily update your contact information while getting your Future General bike insurance renewal. Make the necessary modifications by clicking on "Nominee & Contact Details.

The Future Generali Xpress+ claim settlements are available at over 3,500 garages that have been approved by the company. Call 1800-220-233/1860-500-3333/022-67837800 (toll-free numbers) to find the nearest one.

Yes, a surveyor's inspection of your damaged bike is required in every case. Inspection aids in determining the level of damage and determining the claim amount.

A copy of the FIR filed at the local police station must be submitted in addition to the regular documentation and claim form. If there are any witnesses, you must also share their information.

Cashless garages, also known as network garages, are garages that have been approved by the insurer for the repair of a bike covered by their insurance. These garages offer free maintenance and replacement services for the insured's vehicle, and the insurer pays them directly on behalf of the policyholders.

The claim form is often included in the Future Generali insurance policy kit and is also accessible at any Future Generali convenient workshop. Customers can also obtain the Future Generali two-wheeler insurance claim form by downloading it from the company's website or contacting one of their customer service professionals.

Yes, you will receive a soft copy of your Future Generali bike insurance download policy on your email ID. You will also receive a policy kit and your hard copy within 7-10 working days.

Simply dial 1800-220-233, 022-67837800, or 1800-500-3333 to reach the hotline of Future Generali. Your contact information is updated from the backend as soon as your information is confirmed.

You must have the following Future Generali bike insurance download documentation with you at all times when driving your bike:

• Your driving licence
• Your vehicle's registration certificate
• Your automobile insurance policy
• Certificates of Pollution Control (PUC)

Yes, you can renew your Future Generali two-wheeler insurance download policy if it has expired. However, before your motor policy is renewed, your bike may be subjected to an inspection.

You can contact the customer care service at 1800-220-233 or 1860-500-3333 if you need to make any changes or updates to the Future Generali bike insurance download policy paperwork. They'll cross-check your information over the phone and issue a new policy after issuing the endorsement.

The following Future Generali bike insurance add-on covers are available from the insurer:

• Coverage for zero depreciation
• Loss of personal belongings 
• NCB protection
• Return-to invoice cover

The add-on covers provide additional policy coverage that policyholders can purchase for a small additional price. The Future Generali bike insurance add-on cover makes it easier for the bike owner to deal with multiple issues while enhancing the policy coverage.

There is no need for any additional documentation while purchasing the Future Generali bike insurance add-on cover. For a little additional fee, you may add them to your bike insurance coverage at the time of purchase.

Yes, Future Generali bike insurance add-on covers can easily be availed online. 

Future Generali decides the bike insurance policy's premium using criteria such as the insured declared value (IDV), cubic capacity (CC), age of the vehicle, make and model of the vehicle, geographical zones, special discounts, and loadings, if any, and no claim bonus.

Visit Future Generali's official website and click on buy to purchase the Future Generali comprehensive bike insurance policy online. On the next page, click on bike insurance and then select buy new bike insurance. Enter the RTO, personalize your policy, and pay for it. The policy will be sent to your registered email address immediately.

No. If the accident occurs outside of the geographical area, the insurer will not accept the claim.

Future Generali comprehensive bike insurance protects you in the event of an accident, theft, fire or third-party liabilities. If you have a legitimate insurance policy, you will not have to pay for repairs or replacement out of cash if something goes wrong.

Yes, the Future Generali offers the mandatory personal accident coverage of up to INR 15 lakh.

No, you can not add legal liability for paid drivers as an add-on to a third-party liability automobile insurance policy to cover such legal responsibilities.

Future Generali third-party two-wheeler insurance policy has no coverage for any accidents or mishaps that occur outside of the predetermined geographic area.

The Insurance Regulatory and Development Authority of India (IRDAI) sets the premium for third-party bike insurance. It is based on the vehicle's engine capacity (cc) and is updated yearly.

Yes, you must pay the mandatory deductible as well as the optional deductible (if applicable) at the time of claim settlement for Future Generali zero depreciation bike insurance.

Every policyholder does not pay the same premium. The cost of a Future General zero depreciation bike insurance policy is determined by factors such as your vehicle's IDV, age, model and make.

Yes, Future Generali two-wheeler bike insurance offers several add-on covers for a bike insurance policy, such as zero depreciation cover, roadside assistance cover, loss of key cover, etc.

Purchasing a bike insurance coverage from Future Generali India Insurance has many advantages:

• Future Generali zero depreciation bike insurance provides automated renewal reminders.
• Add-on covers come in a variety of styles.
• Roadside assistance is available 24 hours a day, 7 days a week.
• In 7 working days, your claim will be settled.
• Customer service is available 24 hours a day, 7 days a week.

Yes, one can transfer his bike insurance to Future Generali zero dep bike insurance. Additionally, by obtaining a retention certificate from your former insurance company, you can transfer your no claim bonus.

The premium for the Future Generali own damage auto insurance policy is calculated by considering numerous factors such as the bike's age, make, engine cc, vehicle type, geographical zone, and so on.

As a policy proposer, you have the choice of selecting one of three types of automobile insurance policies available in the market: comprehensive insurance, third-party liability insurance, or own damage insurance.

No, it is not mandated by law to purchase an own damage insurance policy for your vehicle. However, the Indian Motor Tariff Act mandates that you obtain at least third-party liability insurance for your bike.

Yes, you can include add-on covers at an additional cost in your Future Generali standalone bike insurance policy.