Liberty Comprehensive Bike Insurance Policy

Liberty General Insurance is a notable insurance provider globally, with over 93% of all two-wheeler claims settled in the previous financial year. Over 1200 dedicated employees of Liberty General Insurance company are spread across 110 locations in 95 cities across 29 states in India, offers comprehensive and reliable support to service all its customer's insurance needs. With over 5500 network garages and 5800+ network hospitals, Liberty General Insurance increases its capacity and influence in the country while delivering solutions to buyers across a broad spectrum.

Liberty comprehensive bike insurance policy offers protection to insured bikes and bikers along with the coverage of third-party liabilities.  

How does Liberty Comprehensive Two Wheeler Insurance Policy Work?

Liberty comprehensive motorcycle insurance policy is quite different from a third-party policy. It covers the liabilities covered under a third-party insurance policy and, at the same time, offers additional protection to the insured party and insured bikes. Comprehensive bike insurance provided by Liberty General Insurance also makes policyholders customize their policy by purchasing add-on covers for two-wheeler insurance. 

Liberty bike insurance offers additional benefits to those who opt for long-term comprehensive two-wheeler policies, such as premium rate hike protection, no claim bonus, and long-term coverage.

Liberty Comprehensive Two Wheeler Insurance vs. Third Party Two Wheeler Insurance 

The following table shows the critical differences between Liberty comprehensive bike insurance and third-party bike insurance:

How to Buy Liberty Comprehensive Two Wheeler Insurance Policy? 

Listed below are the steps to be followed to buy the Liberty comprehensive two-wheeler insurance online:

1. Go to the official portal of Liberty General Insurance.
2. Click on ‘Two-Wheeler Insurance' given in the main menu.
3. Opt for ‘Buy Online' from the given buy online/renew LGI options.
4. Enter the bike number for which you want to buy an insurance policy.
5. Under the 'Tell us about the bike you drive’ option, enter the details such as your name, email ID, and mobile number.
6. Click ‘Next.’
7. Check your bike information already has been filled in the form, like bike model variant, manufacturer, and registration city.
8. Click ‘Next’ if the information is correct.
9. Enter the details of your bike’s registration date, manufacturing year and month, previous policy details if you have any, and policy type as 'third-party liability.’
10. Click next, and enter your details such as your communication address, identity proof number, driving licence number, etc.
11. Click next and pay the premium amount via any online payment service like net banking, credit or debit card, Paytm, Bhim UPI, etc.

What All is Covered Under Liberty Comprehensive Two Wheeler Insurance Policy? 

Liberty comprehensive two-wheeler insurance policy covers the following aspects:

• Third-party liabilities
• Own damage in an accident
• Own damage in natural calamities like floods, earthquakes, etc.
• Own damage in man-made disasters such as riots, vandalism, fire or explosion, etc.
• Theft or burglary

What All is not Covered Under Liberty Comprehensive Two Wheeler Insurance Policy?

Liberty comprehensive bike insurance policy does not offer the coverage against following risks:

• Normal wear and tear
• Willful negligence
• Driver without a valid licence
• The vehicle is used for illegal purposes
• Damage due to contractual liability
• Mechanical or electrical breakdown
• Engine failure
• Damage to tyres
• Loss incurred after the lapse of insurance policy
• Nuclear wars and perils
• Use of vehicles outside the geographical limits

Liberty Comprehensive Two Wheeler Insurance Policy Benefits

Liberty two-wheeler comprehensive insurance policy key benefits to policyholders include the following:

• A wide range of add-on covers to customize the comprehensive policy as per the buyer's wish.
• The multi-year policy is provided. It is a policy that runs for the long term than a standard one-year policy.
• Active customer support
• Hassle-free inspection and simple documentation
• Cashless claim settlement process
• Vast network of garages
• Claim settlement within a week

Liberty Comprehensive Two Wheeler Insurance Review

Liberty comprehensive two-wheeler insurance policy comes with a very smooth process. You get the option to choose a preferred payment method, and can easily avail the policy from choosing multiple payment options. You can receive the detailed policy documents on your WhatsApp number and email ID within a few minutes after making the payment.