Raheja QBE Two Wheeler Insurance FAQs

To make a claim of two-wheeler insurance policy, you are required to submit the policy document, copy of registration book, copy of the motor driving licence of the person driving the vehicle at the time of the accident, repair bills invoices and your identity proof. In case of reimbursement of claim, NEFT details of the insured along with a cancelled cheque would be needed.

Yes, you can avail add-ons such as zero depreciation cover, consumable expenses cover, return to invoice cover, key protect cover, daily convenience benefit cover or engine protector cover along with your two-wheeler insurance policy. These add-ons come at an added cost which increases your premiums. You can buy anyone or multiple add-ons depending on your coverage needs.

The compensation offered as part of the third-party liability depends on the liability suffered. Compensation for personal damages caused to the third party is unlimited. However, compensation for property damage caused to the third-party vehicle or property is subjected to maximum INR 7.5 lakhs. 

Yes, you can cancel your two-wheeler insurance policy midway and a part of the premium would be refunded. This refund would be done after you provide alternate insurance proof to the insurance company. However, no refund will be processed if you have made a claim under the insurance policy.

Yes, you can renew your existing two-wheeler insurance policy by calling the insurance company at 1800 102 7723. You can also raise a two-wheeler insurance renewal request with the executive of the company by providing your policy number or registered mobile number. After making coverage modification and confirming your payment process, your policy document will be sent to your registered email address.

If your Raheja QBE bike insurance policy has already expired, you can get a new one. As a result of the insurance breach, the vehicle will be physically inspected by a business official or an authorized representative or agency. The rules will determine who is eligible for the no claim bonus.

The website of Raheja QBE is the ideal place to check the status of your bike insurance policy. You can use your policy information to log in to the website, enter the correct policy number, and get information about the problem.

You can ensure that you are covered in the event of an accident by getting your Raheja QBE two-wheeler insurance renewal done on time. Hence, policy renewal on time keeps you away from all the legal and financial liabilities. Plus, if you go a complete policy period without submitting a claim, you may be eligible for a no claim bonus.

If you don't receive your Raheja QBE bike insurance renewal before the expiration date, you can do so by having your bike inspected by the insurer within 90 days of the expiration date. You won't be able to renew your insurance later if you don't renew it within this 90-day period. You'll need to get a new auto insurance policy to keep your vehicle insured in this case.

It is strongly advised that you get your Raheja QBE two-wheeler insurance renewal done prior to the expiration of your current policy. This maintains your two-wheeler covered against dangers without any gaps in coverage and covers any losses that occur within the scope of your policy. This keeps the no claim bonus, the hard-won premium discount for claim-free years. Furthermore, you are unconcerned about breaking the law. If the insurance is lapsed for even a few hours, it can only be renewed after a physical inspection of the vehicle.

Yes, even if you take your two-wheeler to a non-network garage, you can file a Raheja QBE two-wheeler insurance claim. In this instance, you must pay for the repairs first and then submit all billing documentation for reimbursement. After subtracting deductibles as required by the insurance policy, Raheja QBE will refund the repair costs.

IDV stands for Insured Declared Value, which is the total value of an insured motorcycle as established by the insurer in order to compensate the policyholder in the case of irreparable damage or total loss due to an unforeseen occurrence or theft.

The cashless facility means that the policyholder does not have to pay anything for the repair of his or her bike. Instead, Raheja QBE two-wheeler insurance claim will pay directly to the garage for the charge.

Under Raheja QBE two-wheeler insurance claim, only accidental damage to vehicle tyres are covered.

A court of law determines the final premium compensation amount, and the insurer suffers the entire cost in freedom.

Ideally, it is advisable to carry your policy documents with you. But to reduce the stress of policyholders to carry physical  documents, the government even considers digital policy documents valid.  

A government effort known as an e-Vahan Bima promotes the use of electronic Raheja QBE bike insurance policy documents. Because practically everyone these days owns a smartphone, they can keep the e-Vahan Bima digitally and print it anytime they need it. You can always show the electronic copy to the competent authority if you lose or misplace the hard copy.

You can simply read your Raheja QBE bike insurance policy document to know every detail about the policy, such as its benefits, inclusions, exclusion, policy term, premium, and other important terms and conditions.

You can terminate the policy at any time and receive a partial refund of the unused payment if other insurance documentation is presented and there are no claims on the policy. 

No, it pays for repairing or replacing tyres and tubes that are lost or damaged in an accident.

Different Raheja QBE bike insurance add-on covers are available in a comprehensive bike insurance policy that serves to expand the extent of protection provided by the policy. Additional coverage options for an additional fee are known as add-on covers. Roadside assistance cover, zero depreciation cover, return to invoice cover, NCB protection cover, and engine protection cover are some available Raheja QBE Bike insurance add-on covers. 

No, zero depreciation under the Raheja QBE bike insurance add-on cover is only applicable to new or less than five-year-old two-wheelers.

You should instantly contact Raheja QBE if there is a mistake in your two-wheeler insurance documentation. Provide proof of accurate information and ask them to correct the issue.

RTO zone, make, model, variant of your bike, your vehicle's age, your bike's engine capacity are some of the factors used to compute the premium for your two-wheeler  insurance policy

No, depreciation on your bike and its parts is not covered by the Raheja QBE comprehensive bike insurance policy. You can safeguard yourself against depreciation charges by purchasing a Raheja Zero depreciation cover, which covers your automobile and all of its parts for depreciation at 100%, except tyres, tubes, and batteries, which are covered at 50%.

Yes, purchasing a third-party insurance is mandatory for all. Even if Raheja QBE's comprehensive two-wheeler insurance policy includes third-party liability coverage in addition to your bike's own-damage coverage. Buying a third-party bike insurance policy separately is compulsory.

No, comprehensive coverage does not apply to harm caused by war, mutiny, or nuclear danger.

The premium for Raheja QBE comprehensive two-wheeler insurance policy can be paid via debit mandate or direct online payment. You can also drop a check off at the bank. To pay your premium online, go to the Raheja QBE website, identify your policy, and pay using a debit card, credit card, or net banking account.

There are two types of insurance policies for two-wheelers: comprehensive and third-party liability. Raheja QBE third-party bike insurance is mandatory coverage that protects your bike from third-party liability in the event of bodily injury, death, or third-party property damage. On the other hand, comprehensive insurance protects your bike from damage, theft, or natural/man-made disasters, as well as third-party responsibility. 

The Raheja QBE third-party bike insurance coverage has a five-year term for new bike owners. 

If a third party loses two limbs as a result of an accident involving the insured's bike, the insurer pays 100 percent of the promised sum as compensation.

The following is the documentation required to obtain a Raheja QBE third-party bike insurance policy:

• Proof of identification
• Address proof 
• Photocopy of the current driver's licence 
• Bike's registration number

No, you cannot customize the coverage of the Raheja QBE third-party bike insurance policy because add-ons are not available. Hence, this policy doesn’t provide essential coverage. You can, however, choose a comprehensive bike insurance policy and customize the same for complete coverage.

You can get your two-wheeler fixed at any insurer-approved garage, workshop, or service station with Raheja QBE zero dep bike insurance.

While purchasing or renewing your own-damage or comprehensive bike insurance policy, you can add Raheja QBE zero dep bike insurance.

Raheja QBE zero depreciation bike insurance does not cover tyres, tubes, and batteries. 

Because Raheja QBE bike insurance zero depreciation is an add-on cover to your policy, you will be eligible for the No Claim Bonus (NCB) if you have not demanded any claims from your comprehensive or standalone insurance policy throughout the policy year.

Aside from the Raheja QBE bike insurance zero depreciation, you can add as many add-on covers as you desire.

Raheja QBE standalone bike insurance aids in the settlement of losses sustained in case of an accident. It protects the insured from financial and legal losses that may otherwise deplete a person's financial resources.

Yes, with Raheja QBE standalone bike insurance, you can include as many add-on covers as you want. 

Customers can reach Raheja QBE by calling toll-free 1800 102 7723 or dialing +91 70453 59601. You can also send an email to info@rahejaqbe.com to contact the insurance firm.

Yes, one can transfer one’s current bike insurance coverage to Raheja QBE standalone bike insurance. However, one should do this when renewing one’s auto insurance policy after a policy period has ended.

In India, Raheja QBE is a well-known motor insurance provider. The IRDAI recognizes and supports it. Thus all of the plans they sell are real and trustworthy.