Royal Sundaram Two Wheeler Insurance Add on Covers

Royal Sundaram two-wheeler insurance add-on covers are not mandatory for your bike insurance but are worth purchasable under standalone and comprehensive policies. The bike insurance add-on covers come at a fee, but they're well worth it because they greatly expand the coverage of a base policy. To make your comprehensive insurance coverage more helpful and beneficial, there are many Royal Sundaram two-wheeler insurance add-on covers that one may buy to enhance the protection of their two-wheeler.

Royal Sundaram- Important Add-on Covers For Your Bike Insurance Policy

There are many add-on covers of Royal Sundaram bike insurance that one may buy in addition to their comprehensive or standalone policy. Some of them are mentioned below-

• Coverage for Zero Depreciation- The depreciation cost falls on the insurance holder’s shoulders when he/she makes a claim. However, the Royal Sundaram zero depreciation cover will protect you from bearing this additional cost at the time of filing a claim. This will allow you to claim a larger amount. While many insurance providers limit the number of times a policyholder can claim the zero dep cover, Royal Sundaram’s customers can claim the zero dep cover as many times as they need.
• Consumables Cover- In a two-wheeler, there are consumables and with Royal Sundaram bike insurance add-on, you can get coverage against them. It covers consumables, including lubricants, grease, fuel filter, bearings,  brake oil,  screw, oil filter, nut and bolt, and other items of the bike that do not come under the coverage of regular own-damage policy.
• Coverage for Roadside Assistance- Getting trapped in the middle of the road or on a highway is not uncommon if your two-wheeler undergoes a technical breakdown or a glitch. This can be a stressful situation and therefore, to extend help to their customers, roadside help is included in your Royal Sundaram bike insurance add-on cover policy. This add-on will protect you in the event of a battery drain, flat tyre, fuel delivery, bike towing, and on-site minor repairs, among other things.
• Coverage for Major Losses- Replacement of a key in two-wheeler insurance, an add-on reimburses the policyholder if they lose their key. It also ensures delivering a spare key at the earliest possible.
• Coverage for Passengers- The Royal Sundaram bike insurance add-on cover extends protection through its passenger cover to the pillion rider as well. If pillion riders suffer physical injury or get killed in accidents, they or their family will also be compensated.
• Engine Protection Cover- Engine protection cover under the Royal Sundaram bike insurance add-on protects the policyholder financially in case of damaged parts or engine that need to be repaired. This add-on cover is a must-have for you, If you are an inhabitant of a flood-prone area,
• Personal Belongings Loss- The policyholder can benefit from this Royal Sundaram bike insurance add-on cover if he or she suffers a monetary loss.
• Return-to Invoice- In case of a Constructive Total Loss (CTL), total loss or theft, return-to invoice coverage allows the policyholder to receive the full invoice amount of their vehicle.
• Allowance Per Day- This Royal Sundaram bike insurance add-on cover provides daily allowance to the insurance holder if their vehicle is out for repair or is stolen.
• NCB Protection- This Royal Sundaram bike insurance add-on cover ensures that the policyholder's no claim bonus is protected even if he or she files a claim during the policy year.
• Coverage for Damaged Tyres- Tyre protection Royal Sundaram bike insurance add-on covers losses such as tyre puncture or bursting, in-tyre bulge, tyre cut due to an accident, and so on.