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A comprehensive two-wheeler insurance policy protects your bike from any loss or damage caused by a covered risk. Consider the following scenario: you're making a quick turn on your motorcycle when you lose your balance and collide with another vehicle, resulting in injuries and damage to both you and your motorcycle. In this case, your two-wheeler insurance provider would be responsible for compensating you for your financial losses. However, you'll need to file a Royal Sundaram two-wheeler insurance claim. The procedure of notifying the insurer of the accident and requesting compensation for the loss is known as filing an insurance claim.
Below-mentioned are the documents that are required for claiming Royal Sundaram two-wheeler insurance.
Below are some reasons why Royal Sundaram’s two-wheeler insurance claims can be rejected.
You get a no claim bonus if you don't file a single Royal Sundaram bike insurance claim during an active policy year. When you renew your insurance policy, you will receive a discount on your bike insurance premium. If you don't file a bike claim for five years in a row, the no claim bonus discount might be as high as 50%.
Yes, even if you take your two-wheeler to a non-network garage, you can file a Royal Sundaram two-wheeler insurance claim. In this instance, you must pay for the repairs first and then submit all billing documentation for reimbursement. After subtracting deductibles as required by the insurance policy, Royal Sundaram will refund the repair costs.
No, a valid Royal Sundaram two-wheeler insurance claim can be filed an unlimited number of times. However, to take advantage of the no claim bonus reduction, it's best to avoid filing a claim for minor damages.
In case of property damage to a third party, bodily injury to a third party or self, or vehicle theft, you should contact the local police station right away and file a Royal Sundaram bike insurance claim.
Before registering any claim, you should immediately report your stolen vehicle to the police. Royal Sundaram bike insurance claim cannot be filed if you fail to disclose your claim on time.
A constructive total loss occurs when the cost of repairing your vehicle exceeds its current value.