Hero Hunk Two Wheeler Insurance

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The Hero Hunk is an iconic bike to have ever launched in the history of the Indian motorcycle market. The bike came in with stunning visuals, incredible design, a powerful engine and top-tier performance delivery. The initial launch of the bike was back in 2007 and it had a great run. In 2011, the bike received some minor improvements and overall updates, including the addition of a rear disc brake option. The bike used to come in a mid-range price specification, alongside several popular features. Hero discontinued the model back in 2015 and replaced the original one with a new Hunk 2016 model with a major facelift and updated everything. Let us have a look at the  Hero Hunk’s features and specifications down below.

Hero Hunk Features

The Hero Hunk was offered in the Indian motorcycle market in four main variants, namely the Hunk Standard, the Hunk Double Disc, the Hunk Disc and the Hunk Double Disc Self Cast. As for the features category, the Hero Hunk comes with an air-cooled engine, kick and self-start options, wet multi-plate clutch-type, advanced microprocessor ignition system (AMI), analogue tachometer with digital speedometer, odometer and trip meter, single body seat design, single type handle piece, pass switch, halogen bulb headlight, bulb taillight and turn signal indicator, maintenance-free battery type, front telescopic hydraulic shock absorbers, swing arm with nitrox GRS, front and rear disc brake options, alloy wheels and tubeless tyres.  

Hero Hunk Specifications

ARAI Mileage53 km/l
Fuel TypePetrol
Engine Displacement149.2 cc
Total Cylinders1
Maximum Power Output (kW@rpm)10.6kW@8500rpm
Maximum Torque Output (Nm@rpm)12.80Nm@6500rpm
Cooling SystemAir cooled
Gear Box5-Speed
Fuel Tank Capacity12 litres
Available Ground Clearance163 mm
Front Wheel Size18 inch
Rear Wheel Size18 inch
Class TypeCommuter Bike
Wheelbase1325 mm
Seat Height795 mm

Hero Hunk Bike Insurance

A Hero Hunk insurance is very important for your bike and you should consider it at the time of buying the Hero Hunk. As per the law states, all vehicles must have a valid coverage of motor insurance. This applies to both new and second-hand bought bikes, meaning bike insurance that offers at least the third-party legal liability cover is necessary. In India, the Hero Hunk bike insurance renewal of an existing policy and buying a new Hero Hunk bike insurance can be completed through offline and online methods. Other than these, the other important information regarding Hero bike insurance of Hunk model is all mentioned further.

Types of Hero Hunk Bike Insurance

In India, the options for policy coverage for motor insurance are compact, with two choices in the offering. These choices are;

  • The first cover type offered is the third-party only and it is the most commonly selected one. This comes with legal liability cover for the third party only.
  • The second cover type offered is the comprehensive bike insurance policy, which offers mandatory third-party legal liability, along with tons of choices of own damage coverage.

At the time of getting your Hero Hunk bike insurance renewal done or buying a new Hero Hunk bike insurance, interested buyers can go for their preferred cover type. The Hero Hunk insurance price is more for the comprehensive policy, as it offers tons of damage cover options for the insured party. 

What is Covered Under Hero Hunk Insurance Policy? 

The Hero Hunk bike insurance policy covers these kinds of damages;

  • Coverage for loss and damages of the third party
  • Human or natural disasters caused damages to the bike
  • Coverage for loss and damages of the insured party
  • In case the bike was stolen or totally damaged

These are some of the types of personal and third-party damage coverage you can expect from the comprehensive policy by paying a higher Hero Hunk bike insurance cost. You can also go for the third-party-only cover which is offered at a lower Hero Hunk insurance price, but it only covers the third-party bike insurance.  

What is not Covered Under Hero Hunk Insurance Policy? 

The Hero Hunk bike insurance will not offer damage compensation for these types of damages;

  • Damages caused when riding drunk on the road
  • Wear and tear caused throughout years of usage
  • Damages which are imposed as a result of the bike owner’s carelessness
  • Damages which are caused due to irregular usage of the bike
  • Damages caused while riding the bike on the road without carrying a proper driving licence
  • Electrical failure

How to Renew/Buy Your Hero Hunk Bike Insurance Policy? 

In India, Hero Hunk bike insurance policy can be bought over the internet, as well as through the conventional method of local insurance providers. Generally, the Hero Hunk bike insurance renewal and buying a new Hero Hunk bike insurance online is a more commonly opted method. In the steps mentioned below, the procedure of buying Hero Hunk bike insurance online has been explained briefly.

Steps to getting Hero Hunk bike insurance online:

  1. Firstly, search for the bike insurance policy on the internet.
  2. Give the details of the vehicle.
  3. Choose coverage type.
  4. Have an estimate on the overall Hero Hunk bike insurance cost.
  5. Get the policy initiated by paying the Hero Hunk insurance price in full.

After this, your new Hero Hunk bike insurance policy will be initiated and the documents related to it will be provided to you.

Hero Hunk Review

The Hero Hunk is one of the most unique looking, high performance and incredibly designed commuter motorcycles of all time. It offers comfort to the rider over versatile terrain, great engine performance, a decent mileage and overall great service and maintenance cost. Going for this bike even on this date is a great choice, along with having it covered by a good Hero Hunk bike insurance policy.

Hero Hunk Insurance FAQs

  • 1. What are the factors affecting my Hero Hunk bike insurance policy’s premium?

    The factors that affect the premium of the Hero Hunk bike insurance policy are its variant type, make model, age, registration location and some other things.

  • 2. What are the types of coverage options offered with the Hero Hunk bike insurance policy?

    Both third-party and comprehensive types of coverage are offered for the Hero Hunk bike insurance policy.

  • 3. At the time of Hero Hunk bike insurance renewal, can I change my existing coverage type?

    Yes, you can change your existing cover type at the time of its renewal.

  • 4. Can I get a tyre protection add-on cover with my Hero Hunk bike insurance policy?

    Yes, individuals can get tyre protection add-on cover with the Hero Hunk bike insurance policy.

  • 5. Is my vehicle’s IDV calculated by the insurance company?

    Yes, the insurer of your Hero Hunk bike insurance policy determines the IDV of your vehicle.

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