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Hero Ignitor Two Wheeler Insurance
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The Hero Ignitor is a legendary motorcycle from the Indian multinational automotive manufacturing company, Hero MotoCorp. The Hero Ignitor was initially launched in 2012 and its iconic sleek and sporty looks, paired with a half fairing design, had won the hearts of many bike enthusiasts of the country. It was one of the primary offerings by the company, following its rebranding. The bike offered a lot of features and ideal specifications at a very entry-level price segment on the market, making it stand a step beyond its competitors. Its upright seating position, sporty design, beautiful body graphics, digital and analogue mixed instrument cluster and lightweight nature made it an instant hit within the 125 cc motorcycle market.
Hero Ignitor Features
As per the records, Hero MotoCorp offered the Ignitor in two variants to select from, which included the Hero Ignitor 125 Drum and the Hero Ignitor 125 Disc. And in terms of the features category, the Hero Ignitor offered an OHC air-cooled engine, self and kick start options, carburettor fuel supply, digital CDI, analogue tachometer, digital speedometer, odometer and trip meter, split body seat design, stunning body graphics, passenger side footrest, halogen bulb (multi-reflector) headlight, bulb type taillight and turn signal indicators, telescopic hydraulic front shock absorbers, swing arm adjustable hydraulic rear shock absorbers, front disc brake, rear drum brake, alloy wheel and tubeless tyres.
Hero Ignitor Specifications
|Engine Displacement||125 cc|
|Maximum Power Output (bhp@rpm)||11bhp@8000rpm|
|Maximum Torque Output (Nm@rpm)||11Nm@5000rpm|
|Cooling System||Air cooled|
|Fuel Tank Capacity||9 litres|
|Available Ground Clearance||175 mm|
|Front Wheel Size||17 inches|
|Rear Wheel Size||17 inches|
|Class Type||Sports-styled Commuter Bike|
|Seat Height||795 mm|
Hero Ignitor Bike Insurance
There’s a lot that goes around while buying a bike in India, however, getting a bike insurance coverage for it is the easier part. Individuals will be needing valid motor insurance for their vehicles in India, as stated by the law. Apart from its mandatory nature, Hero Ignitor insurance will keep policyholders covered in case of damages that may come into effect during an accident. With a valid Hero Ignitor insurance policy, both the damages of the third affected party and the insured will be covered. This is why it is highly advised to make the procedure of getting a new Hero Ignitor bike insurance a priority when purchasing a bike. Also, the existing owners must check whether their coverage is within its validity period and if not, they must get their Hero bike insurance of Ignitor model renewal done as soon as possible.
Types of Hero Ignitor Bike Insurance
Whenever individuals try to purchase a new Hero Ignitor bike insurance policy or get their existing Hero Ignitor bike insurance renewal settled, they are generally presented with two choices of coverage options. These are;
- Third-party Type- With this kind of policy, the insurance company will cover the damages caused to the third-party in an accident with the insured.
- Comprehensive Type- With this kind of policy, the damages that are caused to the policyholder, as well as, the third-party, will be covered.
In terms of Hero Ignitor insurance price points, third-party bike insurance coverage seems to be the more affordable option. However, in terms of practicality and personal coverage for damages, the comprehensive type of policy always comes up as the superior choice. Due to the inclusion of both third-party and personal damage coverage, the comprehensive type coverage comes at a higher overall Hero Ignitor bike insurance cost.
What is Covered Under Hero Ignitor Insurance Policy?
The series of damages that are covered under the Hero Ignitor bike insurance policy include;
- Third party’s damages
- Damages to the bike affected by man or nature-caused disasters
- Damages that are caused to the policyholder
- Theft /Total loss of the bike
In order to get own coverage for damages, individuals will have to opt for the comprehensive bike insurance policy. As the third-party type coverage doesn’t offer any own damage coverage, it is available at a lower Hero Ignitor insurance price.
What is not Covered Under Hero Ignitor Insurance Policy?
The types of damages that are not covered under the Hero Ignitor bike insurance policy, include;
- General deterioration
- Damages that are inflicted upon riding the vehicle under the state of intoxication
- Damages that are inflicted upon reckless usage of the vehicle
- Electrical breakdown
- Damages that are inflicted at the time of riding the vehicle in absence of the necessary paperwork
- Damages to the vehicle caused by intentional means
- Mechanical breakdown
It is always advised that individuals should invest in a comprehensive type coverage, as the amount of damage coverage one will be getting is worth the higher Hero Ignitor insurance price that has been spent on it.
How to Renew/Buy Your Hero Ignitor Bike Insurance Policy?
Individuals, who are willing to get their Hero Ignitor bike insurance renewal or considering the purchase of a new Hero Ignitor bike insurance online can follow the straightforward steps that are mentioned down below.
A step-by-step guide to getting Hero Ignitor bike insurance online:
- Look up the insurance policy for the bike over the internet.
- Fill in with the details needed.
- Make the choice of coverage type.
- Get the quotation on the Hero Ignitor bike insurance cost.
- Select the preferred policy and pay for its premium.
These are the few simple steps that are required in the procedure of Hero Ignitor bike insurance online.
Hero Ignitor Review
If you are looking for a uniquely designed motorcycle within the 125 cc segment that performs brilliantly on the road and delivers great fuel economy, then the Hero Ignitor would be a great choice for you. Its sporty looks and half-fairing design are truly remarkable and when you pair it with a good Hero Ignitor bike insurance, most of the related worries when riding diminishes.
Add ons for your Two Wheeler Insurance
Hero Ignitor Insurance FAQs
1. What damage coverage types are offered for the Hero Ignitor bike insurance policy?
The coverage types that are offered for the Hero Ignitor bike insurance policy are third-party only and comprehensive type policies.
2. Can I switch between my existing coverage type for my Hero Ignitor bike insurance?
Yes, individuals can switch their existing coverage type at the time of getting their Hero Ignitor bike insurance renewal.
3. Is it possible to transfer my existing Hero Ignitor bike insurance policy over to the new owner after I sell my bike?
Yes, you can transfer your Hero Ignitor bike insurance policy over to the new owner after you sell the motorcycle.
4. What are the mediums of purchase available for Hero Ignitor bike insurance policy in India?
The mediums of purchase available for Hero Ignitor bike insurance policy in India are online and offline.
5. When is the best time to renew my Hero Ignitor bike insurance policy?
It is suggested that individuals must get their Hero Ignitor bike insurance policy renewal done a month before its expiry.
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