Honda Dio BS4 Two Wheeler Insurance

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Honda Dio BS4 was launched back in 2017, following the success of this scooter series in the Indian market, and to comply with the updated emission norms of that time. The original version of the scooter was first introduced back in 2001 and by 2019, its sales record crossed beyond the 30 lakh unit milestone. The scooter was manufactured by Honda Motorcycle and Scooter India (HMSI), with assembly in Karnataka. With its initial introduction in the Indian market, the HMSI launched the new version in 2012 along with a new 110 cc engine and updated look. This was followed by their 2013 version update, which focussed on improving its fuel economy and CBS, and the 2017 version update, which was BS-IV emission norms compliant and featured an LED headlight alongside a redesigned speedometer.

Honda Dio BS4 Features

The Honda Dio BS4 was offered in three variants by the HMSI, in India. These variants were the Honda Dio BS4 DLX, Honda Dio BS4 Dio and the Honda Dio BS4 STD. In terms of features, the scooter came with an air-cooled SI engine, kick and self-start options, carburettor fuel supply, digital instrument cluster with speedometer, trip meter and odometer, shutter lock, eco mode indicator, metal muffler protector, single body seat design, carrying hook, 18 litres of under-seat storage, combi braking system (CBS), charging point, seat opening switch, digital fuel gauge, LED Headlight, taillight and turn signal indicators, radial tyres, belt drive, maintenance-free battery type, spring-loaded hydraulic type front and rear suspension, front and rear drum brakes, alloy wheels and tubeless tyres. 

Honda Dio BS4 Specifications

City Mileage55 km/l
Fuel TypePetrol
Engine Displacement109.51 cc
Total Cylinders1
Maximum Power Output (kW@rpm)5.71kW@8000rpm
Maximum Torque Output (Nm@rpm)9Nm@4750rpm
Cooling SystemAir cooled
TransmissionAutomatic
Transmission TypeCVT
Fuel Tank Capacity5.3 litres
Available Ground Clearance160 mm
Front Wheel Size12 inch
Rear Wheel Size10 inch
Class TypeScooter
Wheelbase1260 mm
Seat Height765 mm

Honda Dio BS4 Two Wheeler Insurance

If you are considering the purchase of this scooter, then you should also take a look at the available Honda Dio BS4 insurance policy coverage for it. There are multiple reasons why vehicle owners should opt for motor insurance in India. The first reason for getting a Honda Dio BS4 insurance coverage is because it is mandatory and the second reason is that a two wheeler insurance will cover different types of damages that are caused to the insured party and the involved third-party. In India, getting access to the Honda Dio BS4 two wheeler insurance renewal procedure, as well as, the purchase of a new Honda two wheeler insurance of Dio BS4 model is very easy over the internet. An offline method is also a viable option for getting two wheeler insurance in the country.

Types of Honda Dio BS4 Two Wheeler Insurance

The coverage options that are offered at the time of Honda Dio BS4 two wheeler insurance renewal, are;

  • Third-party type policy, which offers the involved third party’s coverage for any loss or damages.
  • Comprehensive bike insurance policy, which offers the legal liability coverage of the third-party and also comes with tons of own damage coverage options.

As the third-party bike insurance offers legal liability coverage, it has a lower overall Honda Dio BS4 two wheeler insurance cost. On the other hand, the comprehensive type of coverage, which includes loss and damage coverage for the insured and the third party, is available at a higher Honda Dio BS4 insurance price point.

What is Covered Under Honda Dio BS4 Insurance Policy? 

The Honda Dio BS4 two wheeler insurance policy will cover these types of damages;

  • Coverage in case of vehicle theft
  • Coverage in case of accidental damages beyond the owner’s guilt
  • Legal liability coverage of the third party
  • Own loss and damages to the insured

The types of add-ons selected with the comprehensive type policy will ultimately affect the final Honda Dio BS4 two wheeler insurance cost. 

What is not Covered Under Honda Dio BS4 Insurance Policy? 

The Honda Dio BS4 two wheeler insurance will not cover these types of damages;

  • Wear and tear of the scooter
  • Intentionally caused damages
  • Damages that came into effect due to improper use of the scooter
  • Damages that came into effect while drunk riding
  • Any kind of electrical or mechanical breakdown of the scooter
  • Damages that are caused to the scooter when it was being ridden by someone who doesn’t possess a valid driving licence

The extensive details about the types of damages that are not covered under the Honda Dio BS4 two wheeler insurance, will be mentioned within the policy papers.

How to Purchase/Renew Your Honda Dio BS4 Two Wheeler Insurance Policy? 

Individuals can easily purchase a new Honda Dio BS4 two wheeler insurance online. The option of online purchase is also valid for Honda Dio BS4 two wheeler insurance renewal. The steps for this procedure are explained down below.

Guide to getting a Honda Dio BS4 two wheeler insurance online:

  1. Look up Honda Dio BS4 two wheeler insurance online.
  2. Mention the scooter’s details that it requires.
  3. Select the cover type.
  4. Get quotes on the offered Honda Dio BS4 insurance price.
  5. Make the final policy payment after verifying the paperwork and the overall Honda Dio BS4 two wheeler insurance cost.

Individuals who are opting for comprehensive coverage can go with different add-ons as per their choice. The Honda Dio BS4 insurance price for this type of cover is higher than the third-party one, but it comes with enhanced coverage options.

Honda Dio BS4 Review

The Honda Dio BS4 is one of the best scooters that is offered by Honda in India. It comes with a very efficient engine with a great fuel economy. If you are looking for a daily city commuter on a budget, then the Dio BS4 is the way to go. Just make sure to have a Honda Dio BS4 two wheeler insurance policy coverage for it.

Honda Dio BS4 Insurance FAQs

  • 1. Does the variant of my Honda Dio BS4 affect its policy premium?

    The variant of the Honda Dio BS4, along with some other factors, affects the final premium price of its insurance policy.

  • 2. What is the IDV of my Honda Dio BS4 two wheeler insurance policy?

    Your Honda Dio BS4 two wheeler insurance policy’s IDV is the vehicle’s total sum insured. It is decided by the insurance company at the time of policy purchase.

  • 3. What are the two types of claims I can go for with my comprehensive type Honda Dio BS4 two wheeler insurance policy?

    The two types of claims you can go for with your comprehensive type Honda Dio BS4 two wheeler insurance policy are cashless and reimbursement. 

  • 4. Is the Honda Dio BS4 two wheeler insurance policy available online?

    Yes, the Honda Dio BS4 two wheeler insurance is available for purchase online.

  • 5. Do I need to carry my Honda Dio BS4 two wheeler insurance certificate while riding my scooter?

    Yes, the Honda Dio BS4 two wheeler insurance certificate is one of the few documents that is required to be carried when riding the vehicle.

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