Mahindra Gusto Two Wheeler Insurance

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Mahindra Gusto is a scooter that was introduced to the Indian market back in September 2014. This scooter was designed and built by Mahindra Two Wheelers Limited (MTWL), a sub-venture owned by Mahindra and Mahindra Limited. The Mahindra Gusto was the first-ever attempt by Mahindra Two Wheelers Limited to enter the 110cc scooter market segment. The Gusto came with numerous notable and top-of-the-line features of that time. But even with so much to offer under its entry-level price segment, the scooter was ultimately discontinued due to various reasons. However, interested individuals can easily find one in the second-hand scooter section if they are looking to buy a scooter.

Mahindra Gusto Features

Mahindra offered the Gusto in seven variants, which are the Gusto Dx, Gusto DX - CBS, Gusto Hx, Gusto RS, Gusto Vx, Gusto VX Special Edition and Gusto VX - CBS. As for its features, the Mahindra Gusto offered an M-TEC air-cooled engine, kick and self-start options, digital CDI, analogue instrument cluster, remote flip key, seat height adjustment, single body seat design, single-piece type handlebar, carry hook, pass switch, passenger side footrest, additional storage space, halogen headlight with LED pilot lamps, an LED taillight, bulb turn signals, VRLA battery type, telescopic front suspension with air spring, coil type rear hydraulic suspension, front and rear drum brakes, alloy wheels and tubeless tyres. 

Mahindra Gusto Specifications

Mileage45 km/l
Fuel TypePetrol
Engine Displacement109.6 cc
Total Cylinders1
Maximum Power Output (bhp@rpm)8bhp@7500rpm
Maximum Torque Output (Nm@rpm)9Nm@5500rpm
Cooling SystemAir Cooled
TransmissionAutomatic
Transmission TypeCVT
Fuel Tank Capacity6 litres
Available Ground Clearance165 mm
Front Wheel Size12 inch
Rear Wheel Size12 inch
Class TypeScooter
Wheelbase1275 mm
Seat Height770 mm

Mahindra Gusto Two Wheeler Insurance

In order to receive coverage for accidental damages, individuals must invest in a good Mahindra Gusto insurance. Motor insurance for all types of vehicles is required, this includes bikes and scooters too. Two wheeler insurance will not only provide coverage for your damages during an accidental altercation but will also offer a third party’s legal liability cover. Be that getting an existing Mahindra Gusto two wheeler insurance renewal completed or considering the purchase of a brand new Mahindra two wheeler insurance of Gusto model, both of these can be completed by following a few necessary steps. As Mahindra Gusto insurance can be bought over the internet, as well as through a local insurance company’s agent, individuals are left with a lot of options for getting it done.

Types of Mahindra Gusto Two Wheeler Insurance 

Two types of new Mahindra Gusto two wheeler insurance policies are offered in India, at the time of its purchase. These policy types are;

  • Third-party type policy- For only the legal liability cover of the third party, individuals can go with this policy.
  • Comprehensive bike insurance policy- In order to get different types of extensive personal damage coverage options along with the basic third-party legal liability cover, individuals can opt for this type of policy.

If you have an existing policy and want to change its coverage type, then you can do so at the time of the Mahindra Gusto two wheeler insurance renewal. Keep in mind that the Mahindra Gusto insurance price for the comprehensive policy is more than the basic third-party bike insurance one.

What is Covered Under Mahindra Gusto Insurance Policy? 

The damages that are covered with the Mahindra Gusto two wheeler insurance policy are;

  • Human-involved or natural disasters that had caused damages to the scooter
  • Third-party damage cover
  • Cover for different types of accidental damages
  • Cover for scooter theft or total loss

Generally, the Mahindra Gusto two wheeler insurance cost is higher with the addition of optional damage coverage, but it does provide better coverage. Also, add-ons are exclusively offered for selection with the comprehensive type Mahindra Gusto two wheeler insurance. 

What is not Covered Under Mahindra Gusto Insurance Policy? 

The coverage for damages that you will not be able to get with the Mahindra Gusto two wheeler insurance policy are;

  • For electrical, as well as, mechanical breakdowns
  • For damages caused due to the fault of the owner
  • For damages caused while riding the scooter under the effect of alcohol
  • For damages caused due to wear and tear
  • For damages caused by purposeful means
  • For damages caused when the scooter was used in an unlawful activity

These are some of the examples of damages that are not included with the comprehensive type of policy. As for third-party policy, individuals are not going to get any personal damage coverage whatsoever. This is why spending a bit more on the Mahindra Gusto insurance price and going for the comprehensive cover is a smarter choice.

How to Renew/Buy Your Mahindra Gusto Two Wheeler Insurance Policy? 

In just a few easy steps, you can have your Mahindra Gusto two wheeler insurance renewal or buy a new Mahindra Gusto two wheeler insurance online. The procedure for getting is Mahindra Gusto two wheeler insurance online explained in a few brief steps down below.

Guide to getting a Mahindra Gusto two wheeler insurance online:

  1. Search for the policy online.
  2. Mention the scooter’s basic information requested by the policy.
  3. Now, make the choice for your policy’s coverage.
  4. Get the offered Mahindra Gusto insurance price.
  5. Now, make the final payment for the policy.

It is important to go through all the selected add-ons, including benefit details and the overall Mahindra Gusto two wheeler insurance cost before finally paying for the policy.

Mahindra Gusto Review

The Mahindra Gusto comes with its unique design and visuals, which are not very common in the scooter market. The scooter was ahead of its time with its plenty of features offered at such an entry-level price segment. If you are looking for something within the budget that does the job efficiently, then this scooter might be just for you. Make sure to have a proper Mahindra Gusto two wheeler insurance policy coverage for it.

Mahindra Gusto Insurance FAQs

  • 1. What types of claims are offered with the comprehensive type of Mahindra Gusto two wheeler insurance?

    Both the reimbursement and cashless claims options are offered with the Mahindra Gusto two wheeler insurance policy.

  • 2. Why does the comprehensive type Mahindra Gusto two wheeler insurance policy cost more?

    The comprehensive type of Mahindra Gusto two wheeler insurance policy costs more because of its exclusive own damage coverage features.

  • 3. Will my Mahindra Gusto two wheeler insurance policy lapse if I forget to renew it on time?

    Yes, your Mahindra Gusto two wheeler insurance will lapse if you don’t renew the same even within the grace period.

  • 4. Is NCB available with the third-party Mahindra Gusto two wheeler insurance policy?

    No, the no-claim bonus is only offered with the comprehensive type Mahindra Gusto two wheeler insurance policy.

  • 5. Can I renew my Mahindra Gusto two wheeler insurance policy after it lapses?

    Usually, you cannot renew your policy after it is lapsed as many insurers can’t get your policy renewed. Hence, you need to buy a new/fresh policy.

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