TVS Victor Two Wheeler Insurance

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TVS introduced the Victor back in the early 2000s and due to its immense popularity in the Indian market, it continued its production, after a massive gap of like 8 years, with tons of changes and improvements along the way. The TVS Victor falls above in class over the Star City Plus, another popular offering from the company. The Victor is a small engine displacement bike which falls under the category of the 110cc class with subtle catchy visuals, great on-road performance, up-to-date features and specifications and a good fuel economy. Let us have a look at the different variants of the TVS Victor, its features and brief details on its specifications in the next section.

TVS Victor Features

The TVS Victor was last offered under six main variants before it was discontinued. These variants include the Victor Drum, Victor Premium, Victor Disc, Victor Drum SBT BS4, Victor Disc SBT BS4 and Victor Premium Edition SBT BS4. Now in terms of features, the TVS Victor has a 3-valve air-cooled engine, self and kick start options, carburettor fuel supply, analogue tachometer with digital speedometer, odometer and trip meter, passenger side footrest, single body seat design, halogen type headlight, bulb type tail light, turn signal indicators, DRLs, chain drive, adjustable hydraulic series spring rear suspension, telescopic oil damped front suspension, front disc brake option, rear drum brake, tubeless tyres and alloy wheels. 

TVS Victor Specifications

Mileage60 km/l
Fuel TypePetrol
Engine Displacement109.7 cc
Total Cylinders1
Maximum Power Output (bhp@rpm)9.4bhp@7500rpm
Maximum Torque Output (Nm@rpm)9.4Nm@6000rpm
Cooling SystemAir cooled
Gear Box4-speed
Fuel Tank Capacity8 litres
Available Ground Clearance175 mm
Front Wheel Size17 inch
Rear Wheel Size17 inch
Class TypeCommuter Bike
Wheelbase1260 mm
Seat Height785 mm

TVS Victor Bike Insurance

Investing on a good TVS Victor insurance will keep you covered in case of any legal liabilities during an accident and provide financial aid in terms of damage coverage. Besides its advantages, bike insurance is also mandatory for motorcycles in India as it is required by the law. Access to new TVS Victor bike insurance and its renewal is widely available in the country. The methods through which you can get TVS Victor insurance in India include both online and offline modes of purchase. So, if you are looking for one, make sure to check all your options before finalizing it. The same goes for existing owners, who are willing to get their TVS bike insurance of Victor model renewal done or switch their existing policy type.

Types of TVS Victor Bike Insurance

The types of motor insurance coverage available for a new TVS Victor bike insurance in India are;

  • Third-party type insurance coverage which covers legal liability coverage for the third party.
  • Comprehensive bike insurance coverage, which covers different types of own damage coverage for the insured, along with the inclusion of a third party's legal liability coverage.

The existing owner of the bike can switch their current coverage type at the time of TVS Victor bike insurance renewal. Apart from the difference in availability of own damage coverage within these two policy types, the TVS Victor insurance price points are also different for them. The third-party bike insurance coverage comes at a lower TVS Victor bike insurance cost, whereas the comprehensive type cover costs more.

What is Covered Under TVS Victor Insurance Policy? 

Your TVS Victor bike insurance policy will cover these types of damages, including;

  • Damages to the bike as a result of natural or man-made calamities
  • Damage coverage for the third party’s property, bodily injuries and loss of life
  • Own damage coverage
  • Bike theft or total loss

Own damage coverage is only offered with the comprehensive type TVS Victor bike insurance and not with the third-party only type. The add-ons are optional and are not included with the basic plan, so individuals have to pay extra for it, which will increase the overall TVS Victor insurance price.

What is not Covered Under TVS Victor Insurance Policy? 

The TVS Victor bike insurance will not provide coverage for these types of damages which are;

  • Inflicted during an act of breaking the law
  • Inflicted during riding the vehicle without paperwork
  • Inflicted during riding the vehicle under the effect of alcohol
  • Wear and tear
  • Purposeful damages to the bike
  • Electrical or mechanical failure of the vehicle
  • Inflicted due to unethical and improper usage of the vehicle.

How to Renew/Buy Your TVS Victor Bike Insurance Policy? 

With the online method of TVS Victor bike insurance renewal and new policy purchase, interested buyers can easily get quotations on various offered TVS Victor insurance price points and compare the policies before selecting the one they like. The few steps involved in the purchase of TVS Victor bike insurance online are briefly discussed down below.

Steps to getting TVS Victor bike insurance online:

  1. Look for the insurance policy of the bike.
  2. Mention the bike’s details like its age, make model, variant, etc.
  3. Choose the coverage type that you want.
  4. Get an estimate on its overall TVS Victor bike insurance cost.
  5. Pay for the policy’s premium.

These are the few simple steps that are required for the procedure of getting TVS Victor bike insurance online.

TVS Victor Review

There are various reasons why TVS Victor makes the most sense for a commuter vehicle on Indian roads. It comes with tons of features and great fuel economy for a commuter bike in this range. It has a reliable engine and provides riding comfort over different terrains for the rider and the passenger. It is a great choice for a city riding within the 110cc class range and when paired with an amazing TVS Victor bike insurance, most of your coverage-related stress on the road will be gone.

TVS Victor Insurance FAQs

  • 1. Can I file an insurance claim for a certain type of damage that is excluded under the TVS Victor bike insurance policy?

    No, if a type of damage is excluded under the policy’s coverage terms, then you will not be able to make a claim for it.

  • 2. What are some factors that affect the premium of my TVS Victor bike insurance policy?

    Factors such as the location, the vehicle’s age, its condition, claims history, coverage types, etc. are some examples that affect the overall premium of your TVS Victor bike insurance policy. 

  • 3. Can I get consumables covered with this party TVS Victor bike insurance policy?

    No, consumables coverage is an add-on that is not offered under the third-party type TVS Victor bike insurance policy.

  • 4. When is vehicle inspection required for getting bike insurance?

    When you renew your bike insurance after its term has expired, you will be required to have your vehicle inspected.

  • 5. Can I get a TVS Victor bike insurance policy over the internet?

    Yes, you can get TVS Victor bike insurance online in India, along with offline availability.

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