TVS XL100 Heavy Duty Two Wheeler Insurance

The TVS XL100 Heavy Duty was launched back in the first half of 2016. This two-wheeler is generally regarded as a moped and it has all the highlighting characteristics for it. The TVS XL100 Heavy Duty is built by TVS Motor Company and sold in India primarily for the rural market. The TVS XL100 Heavy Duty is neither a high specification two-wheeler nor a visually appealing one. It is a highly practical moped built to carry heavy loads with a simplistic design. As a matter of fact, the TVS XL series is one of the most sold two-wheelers from the house of TVS, with around 1,91,222 units being sold as of November 2019.

TVS XL100 Heavy Duty Features

As of now, the TVS XL100 Heavy Duty is offered in four variants, including the XL100 Heavy Duty Kick Start, XL100 Heavy Duty i-TOUCH start - SE - BS-VI, XL100 Heavy Duty i-TOUCH start and the XL100 Heavy Duty Winner Edition. As for its specifications, it comes with an air-cooled engine, kick start and i-TOUCH start options, analogue instrument console with speedometer and odometer, single body seat design, passenger side footrest, synchronized braking system, charging point, pass switch, engine kill switch, halogen headlight, bulb taillight and turn signal indicators, telescopic spring type hydraulic front suspension, swing arm with hydraulic shocks for rear suspension, front and rear drum brake options, spoke wheels and tube tyres.

TVS XL100 Heavy Duty Specifications

TVS XL100 Heavy Duty Two Wheeler Insurance

TVS XL100 Heavy Duty moped owners are required to have a valid TVS XL100 Heavy Duty insurance coverage for it, in order to operate it on the road. Motor insurance for all types of vehicles is necessary, including four-wheelers, scooters, bikes and mopeds. This is why two wheeler insurance is also necessary, and apart from this, there are plenty of other benefits that come in use at the time of an accident. New owners can easily buy a new TVS two wheeler insurance of XL100 Heavy Duty model in India through offline or online methods, and the same goes for existing owners who are looking to get their TVS XL100 Heavy Duty two wheeler insurance renewal done. The details regarding the procedure and other basic insurance-specific information are all mentioned down below.

Types of TVS XL100 Heavy Duty Two Wheeler Insurance

The two types of TVS XL100 Heavy Duty insurance offered in India are;

• Third-party - This kind of policy covers the damages and losses that are caused to the third-party. 
• Comprehensive - Comprehensive bike insurance policy has a much wider range of damage coverage options, including third-party legal liability and own damage coverage. 

At the time of TVS XL100 Heavy Duty two wheeler insurance renewal and purchase of a new TVS XL100 Heavy Duty two wheeler insurance policy, individuals will get to select between these two coverage types. The TVS XL100 Heavy Duty insurance price for the comprehensive type coverage is more than the general third-party bike insurance cover.

What is Covered Under TVS XL100 Heavy Duty Insurance Policy? 

Damages that are covered under the TVS XL100 Heavy Duty two wheeler insurance are listed below;

• In case the moped gets stolen or it is a case of total loss
• Loss of life, property damages and bodily injuries cover for the third-party
• Damage and loss cover for the insured party
• Various types of natural and man-involved accidental damages that are caused beyond the owner’s fault

To get the most out of your comprehensive type policy’s personal damage coverage option, it is suggested to go with the important add-on choices. This will increase the overall TVS XL100 Heavy Duty two wheeler insurance cost but will keep you more secure with coverage at the time of accidental damages.

What is not Covered Under TVS XL100 Heavy Duty Insurance Policy? 

Damages that are not covered under the TVS XL100 Heavy Duty two wheeler insurance policy are listed below;

• Any types of deliberately caused damages
• Damages which are inflicted upon riding the moped while being drunk
• Damages which are inflicted when the vehicle was involved in a criminal conduct
• Damages which are related to the electronic unit failure of the moped
• Damages such mechanical breakdown of the moped
• Damages that are inflicted upon the owner’s negligence
• Damages that are caused to the moped as a result of normal usage throughout the years 

How to Renew/Buy Your TVS XL100 Heavy Duty Two Wheeler Insurance Policy? 

The online method of motor insurance purchase allows you to search through various offered options of policies, as well as the different TVS XL100 Heavy Duty insurance price points in the market. This is why plenty of users prefer to get their TVS XL100 Heavy Duty two wheeler insurance renewal done, as well as, buy a brand new TVS XL100 Heavy Duty two wheeler insurance online. 

Guide to getting a TVS XL100 Heavy Duty two wheeler insurance online:

1. Look for the TVS XL100 Heavy Duty two wheeler insurance online.
2. Provide all the policy-required details of the moped.
3. Choose a cover type.
4. Get an estimate on the TVS XL100 Heavy Duty insurance price.
5. Verify all policy-related terms and conditions and the overall TVS XL100 Heavy Duty two wheeler insurance cost that you have to pay for.
6. Make the policy payment.

With this, your brand new TVS XL100 Heavy Duty two wheeler insurance will be initiated.

TVS XL100 Heavy Duty Review

If you are looking for a daily local commuter to get all your heavy tasks done on a budget, then the TVS XL100 Heavy Duty is always a great choice. As the name suggests, this moped can take up to 130 kgs of payload. It is also very easy to ride and learn, making it a great light two-wheeler for the elders. Just be sure to get proper TVS XL100 Heavy Duty two wheeler insurance coverage for it.