Ujaas eGo Two Wheeler Insurance

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Ujaas eGo is an electric scooter that is designed and manufactured by Ujaas Energy Ltd., which is an India-based electric two-wheeler manufacturing company. The Ujaas eGo is built as a solution to the global crisis of growing pollution and as an alternative to fuel-driven vehicles. The company’s main objective behind the Ujaas eGo scooter is to provide a very low-cost-centric electric vehicle to take the riders to their destination without spending a lot on petrol and is designed for easier and overall better navigation. The Ujaas eGo was initially launched for the Indian two-wheeler market back in 2019 and it comes at a very affordable price range, which is one of the main reasons behind its popularity. 

Ujaas eGo Features

In terms of variants of the scooter, the Ujaas eGo is offered in two, including the eGo LA 48V and the eGo LA60V. As for its features, the Ujaas eGo comes with remote start and push-button start options, a digital instrument cluster with speedometer and trip meter, an anti-theft alarm, wheel locking mechanism, find my scooter feature, single body seat design, passenger side footrest, charging point, LED headlight, taillight, turn signal indicators, battery capacity 60 V/26 Ah, battery type Lead Acid, reverse assist, telescopic front suspension, rear hydraulic suspension, front and rear drum brake options, alloy wheels and tubeless tyres. 

Ujaas eGo Specifications

Claimed Range60 km/charge
Fuel TypeElectric
Motor Power250 W
Vehicle TypeElectric Scooter
Drive TypeHub Motor
Battery TypeLead Acid
TransmissionAutomatic
Tyre SizeFront 3.10-10, Rear 3.10-10
Wheel SizeFront 254 mm, Rear 254 mm 
Charging Time6 to 7 hours

Ujaas eGo Two Wheeler Insurance

Motor insurance is required for all types of vehicles in India, which includes both fuel and electric-powered vehicles. Hence, individuals will need a two-wheeler insurance policy for their Ujaas eGo electric scooter. The Ujaas eGo insurance will not only cover you with financial assistance in case of an accident, but it will also provide legal liability coverage for the damages that may cause to the affected third party. Hence, getting Ujaas eGo insurance is very necessary and it can be achieved very easily through the offered mediums of insurance policy purchase, that is either online or offline. Both these methods work perfectly in terms of buying a brand new Ujaas eGo two wheeler insurance or when getting a Ujaas eGo two wheeler insurance renewal finalised.

Types of Ujaas eGo Two Wheeler Insurance

At the time of settling an existing Ujaas eGo two wheeler insurance renewal or buying a brand new Ujaas eGo two wheeler insurance, the policy coverage options presented are;

  • Third-party coverage, which offers property damages, injuries and life loss coverage of the third party.
  • Comprehensive coverage, which offers third-party legal liability alongside a wide range of policyholder’s own damage cover.

The coverage features are not the only difference between the two cover types as they also differ in terms of Ujaas eGo two wheeler insurance cost. As the comprehensive bike insurance cover offers own coverage for damages, it has a higher Ujaas eGo insurance price tag than its third-party-only counterpart. 

What is Covered Under Ujaas eGo Insurance Policy? 

The Ujaas eGo two wheeler insurance will be accepting claims for these types of damages;

  • Damage received from an act of riot, arson or other types of human-caused disasters
  • Damage received from floods, landslides, earthquakes, and other kinds of natural disasters
  • Theft/Total loss of the scooter
  • Third party legal liability cover
  • Own damage cover

As the own damage coverage is only offered under the comprehensive policy, it has a higher Ujaas eGo insurance price tag. As with the third-party bike insurance coverage, the offering is only of the third-party legal liability, hence its overall payable Ujaas eGo two wheeler insurance cost is significantly lesser.

What is not Covered Under Ujaas eGo Insurance Policy? 

The Ujaas eGo two wheeler insurance policy will not be accepting claims for damages that are;

  • Inflicted by the owner’s neglect
  • Caused by harsh usage of the vehicle
  • Caused by a rider without a legally valid driving licence
  • Caused by a drunk rider
  • General vehicle deterioration through time and usage
  • Mechanical failure of the scooter
  • Intentionally inflicted damages

How to Renew/Buy Your Ujaas eGo Two Wheeler Insurance Policy? 

Interested individuals who are looking to have their existing Ujaas eGo two wheeler insurance renewal settled or are willing to purchase a brand new Ujaas eGo two wheeler insurance online, will need to follow the steps that are mentioned below for reference.

Guide to getting a Ujaas eGo two wheeler insurance online:

  1. Go ahead and look online for the insurance.
  2. Mention the details that are asked.
  3. Pick cover type.
  4. Get quotations on the Ujaas eGo insurance price.
  5. Select one from the offered policies and pay its premium value.

After completing the final step and paying for the premium amount, the policy will be initiated and the process of getting Ujaas eGo two wheeler insurance online will be completed.

Ujaas eGo Review

Individuals who are looking for a green future and a cheaper alternative to travel locally can easily go for the Ujaas eGo. It comes at a very entry-level price segment, offers a decent range per single charge and is very cost-efficient. In terms of features, the scooter has got all the basic necessities to offer and it offers a simpler riding experience and saves on battery consumption too. Make sure to invest in good Ujaas eGo two wheeler insurance while you are at it.

Ujaas eGo Insurance FAQs

  • 1. Is it necessary to get insurance coverage for an electric scooter?

    Yes, electric scooters are also required to have insurance coverage for them, hence individuals will be needing a Ujaas eGo two wheeler insurance policy in this case.

  • 2. Will I be needing a Ujaas eGo two wheeler insurance policy coverage for a second-hand bought scooter?

    Yes, even if you have bought the scooter second-hand, you are required to have it covered with a Ujaas eGo two wheeler insurance policy.

  • 3. What are the coverage types offered for Ujaas eGo two wheeler insurance policy?

    Both third-party and comprehensive type coverage is offered for Ujaas eGo two wheeler insurance policy in India.

  • 4. Does the comprehensive type Ujaas eGo two wheeler insurance policy offer a passenger cover add-on?

    Yes, the comprehensive type Ujaas eGo two wheeler insurance policy does offer the selection of passenger cover add-ons.

  • 5. Does the third-party type Ujaas eGo two wheeler insurance policy offer own damage cover?

    No, the third-party type Ujaas eGo two wheeler insurance policy doesn’t offer any own damage coverage.

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