Bajaj XCD Two Wheeler Insurance

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The Bajaj XCD was engineered and manufactured for the motorcycle market by the Indian multinational automotive manufacturing company, Bajaj Auto. The bike was initially launched in the month of September 2007 and it was an instant hit. The sales number for its first month in the market was clocked at around 18,000 units, with increasing numbers in the following months. The Bajaj XCD is an entry-level commuter segment vehicle that produces great engine performance and has insanely cool-looking visuals and overall design for a bike of this range. Within the 125cc displacement category, the Bajaj XCD was the first-ever bike in India to come with an LCD instrument console, which was one of its key selling points.

Bajaj XCD Features

After its massive popularity in sales through the years, the company has added a higher displacement version along with its original offering. The Bajaj XCD has 4 variants on offer, namely the XCD 125cc DTS-Si, XCD Sprint, XCD 135 DTS-Si kick start and XCD 135 DTS-Si self start. In the features category, the Bajaj XCD comes with an air-cooled engine, kick and self-start options, Digital CDI with TRICS in the carburettor, LCD instrument console, front disc brake option, rear drum brakes, front telescopic suspensions, rear swing arm shock absorbers with 5-step adjustable and dual SNS type spring, passenger side footrest, alloy wheels and much more.

Bajaj XCD Specifications

Mileage60 km/l
Fuel TypePetrol
Engine Displacement125cc / 135cc
Total Cylinders1
Maximum Power Output (bhp@rpm)9.40bhp@7000rpm
Maximum Torque Output (Nm@rpm)10.85Nm@5000rpm
Cooling SystemAir cooled
Gear Box4-Speed
Fuel Tank Capacity8 litres
Available Ground Clearance170 mm
Front Wheel Size17 inches
Rear Wheel Size17 inches
Class TypeCommuter
Wheelbase1275 mm
Seat Height810 mm

Bajaj XCD Bike Insurance

The Bajaj XCD is an excellent commuter segment bike that is offered within the Indian market by the reliable automotive company, Bajaj Auto. When going with this bike, individuals must search for good Bajaj XCD insurance to cover damages that may be caused during an accidental altercation. Getting bike insurance will cover different types of own damages, along with legal liability assistance for the third party’s damages. Thus, getting Bajaj XCD insurance is essential and the would-be owners of this bike can scout through the local and online options in order to get a new Bajaj XCD bike insurance policy. And the existing owners can also take advantage of these two methods to get their Bajaj bike insurance of XCD model renewal settled.

Types of Bajaj XCD Bike Insurance

The coverage choices offered at the time of buying a new Bajaj XCD bike insurance and its renewal are;

  • The first option for coverage type is the third-party only one, which provides assistance with legal liability in case of damages caused to the third party.
  • The second option for coverage type is the comprehensive type, which covers damages caused to the third party and the insured.

At the time of getting an expired Bajaj XCD bike insurance renewal settled, owners can switch between their existing coverage types. Another important thing to notice when purchasing motor insurance is the price of the policy. Apart from their coverage features, the two policy types differ in terms of their overall Bajaj XCD insurance price. The third-party cover comes at a lower cost, while the comprehensive bike insurance coverage has a higher Bajaj XCD bike insurance cost margin, which also varies depending on the selection of any add-ons. 

What is Covered Under Bajaj XCD Insurance Policy? 

The damage coverage included under the Bajaj XCD bike insurance is;

  • Third-party legal liability
  • Damages to the bike inflicted by some type of natural or man-caused calamities
  • Bike theft or total loss
  • Own damage coverage

These are some of the examples of coverage one can expect with their Bajaj XCD bike insurance. Also, the third-party bike insurance policy doesn’t offer any own coverage, which is the main reason behind its lower Bajaj XCD bike insurance cost. Thus, going with the comprehensive type coverage along with its higher Bajaj XCD insurance price makes more logical sense in terms of own and third-party damage coverage.  

What is not Covered Under Bajaj XCD Insurance Policy? 

The damage coverage not included under the Bajaj XCD bike insurance policy;

  • Electrical fault of the vehicle
  • Gradual wear and tear through the span of time
  • Damages caused when riding the bike under the influence of alcoholic substances
  • Damages caused due to improper handling of the bike
  • Damages caused due to the owner’s negligence
  • Damage caused while riding the vehicle in the absence of the required paperwork
  • Mechanical breakdown of the vehicle

How to Renew/Buy Your Bajaj XCD Bike Insurance Policy? 

If you are looking for the procedure details on purchasing a new Bajaj XCD bike insurance online or getting an existing Bajaj XCD bike insurance renewal settled over the internet, then look no further. Follow the simple and easy steps mentioned in the section below to get your Bajaj XCD bike insurance online, within minutes.

Steps to getting Bajaj XCD bike insurance online:

  1. Search the bike insurance policy online.
  2. Provide the bike’s details.
  3. Make the coverage type selection.
  4. Get the Bajaj XCD insurance price quotations.
  5. Select a policy of choice and pay for it.

This concludes the procedure and individuals will receive the policy-related documents soon after.

Bajaj XCD Review

The Bajaj XCD provides everything you would need from a commuter bike in this segment. It features a more than capable engine, comfortable riding and seating position, decent power and torque output, tons of features and a cool design. Individuals can seriously opt for this motorcycle without much of a second thought and are advised to get a proper Bajaj XCD bike insurance policy coverage for it.

Bajaj XCD Two Wheeler Insurance FAQs

  • 1. Does the variant of the bike affect the final premium amount on the Bajaj XCD bike insurance policy?

    Yes, the variant of your vehicle is one of the factors that influence the premium amount of the Bajaj XCD bike insurance policy.

  • 2. Can I change the current insurer of my existing Bajaj XCD bike insurance policy?

    Yes, individuals can change the current insurer of their existing Bajaj XCD bike insurance policy.

  • 3. Which type of coverage is better for my Bajaj XCD bike insurance policy?

    The comprehensive type of policy provides better own damage coverage along with third-party legal liability cover, hence it is the better coverage out of the two that are offered.

  • 4. Can I pay my Bajaj XCD bike insurance policy’s premium on a quarterly basis?

    Unfortunately, you can’t because premiums can either be paid on a monthly or annual basis. However, paying it annually is advisable as it would be cheaper. 

  • 5. When is the best time to renew my existing Bajaj XCD bike insurance policy?

    The best time to renew your existing Bajaj XCD bike insurance policy would be a month prior to its expiry. It is better to renew your insurance policy before it expires.

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