BMW S1000RR Two Wheeler Insurance

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The BMW S1000RR is a sports-style racing motorcycle from the house of BMW Motorrad. The bike first came into production back in 2008 and was made to compete in the Superbike World Championship of 2009. As of now, BMW has made the S1000RR a commercial segment motorcycle since 2010 and is in active production to this date. The company launched the bike for the Indian motorcycle segment back in 2019 and is with the latest emission norms compliant. It is a flagship segment vehicle, which is why it comes with several top-end features and specifications. Let us have a look at the bike’s variants and other details down below.

BMW S1000RR Features

The company offers the bike with the choice of three variants, including the BMW S1000RR STD, BMW S1000RR PRO and the BMW S1000RR M Sport. In terms of features, the BMW S1000RR comes with self start option only, an electronic injection system, an anti-hopping clutch with self-reinforcement, a digital instrument console with speedometer, trip meter and odometer, a navigation system, bluetooth connectivity, cruise control, hill-start control, ABS pro, shift assist pro, multi-controller, info flat screen, drop sensor, on-board computer, dynamic brake control, launch control, wheelie control, tyre pressure control, lightweight battery, switchable dual-channel ABS, three riding modes, traction control, LED headlight, taillight and turn signal indicators, upside-down telescopic front suspensions, WSBK aluminium swing arm rear suspension, front and rear disc brakes and tubeless tyres. 

BMW S1000RR Specifications

Mileage16 km/l
Fuel TypePetrol
Engine Displacement999 cc
Total Cylinders4
Maximum Power Output (bhp@rpm)206.6bhp@135000rpm
Maximum Torque Output (Nm@rpm)113Nm@11000rpm
Cooling SystemWater/Oil Cooled
Gear Box6-Speed
Fuel Tank Capacity16.5 litres
Available Ground Clearance120 mm
Front Wheel Size17 inch
Rear Wheel Size17 inch
Class TypeSuper Bike
Wheelbase1441 mm
Seat Height824 mm

BMW S1000RR Bike Insurance

The BMW S1000RR is a fantastic superbike to go for in India and to get coverage for accidental damages with it on the road, you will need to have a good BMW S1000RR insurance too. Bike insurance is mandatory for motorcycles and they provide lots of financial and legal liability assistance at the time of an accident. This is why getting a new BMW S1000RR bike insurance is recommended when purchasing this superbike in India. The purchase of BMW S1000RR insurance can be completed through the online method, as well as, from a local insurance provider. And, in case you are an existing owner, these two methods can also be used to get your BMW bike insurance of S1000RR model renewal settled. More details about getting motor insurance in India are listed below.

Types of BMW S1000RR Bike Insurance

The coverage options presented at the time of buying a new BMW S1000RR bike insurance are;

  • The first option for coverage type is the third-party only policy that provides just the legal liability coverage of the affected third- party.
  • The second option for coverage type is the comprehensive bike insurance policy, which provides the policyholder with their own damage cover and also the third party legal liability cover. 

These options are also available for selection at the time of BMW S1000RR bike insurance renewal where individuals can switch from their existing policy type. Another important thing with the different coverage types is its BMW S1000RR insurance price variation. The third-party bike insurance policy provides basic coverage, so individuals can get it for a lower BMW S1000RR bike insurance cost. As for the comprehensive type of coverage, it comes with both-party damage coverage, which makes its overall BMW S1000RR insurance price go up. 

What is Covered Under BMW S1000RR Insurance Policy? 

The BMW S1000RR bike insurance offers coverage for a series of damages, which includes;

  • Third-party cover
  • Own damage cover
  • Damages that are caused due to natural calamities like floods, landslides, etc.
  • Damages that are caused due to calamities such as a result of human error
  • Bike theft or total loss

The only policy type, out of the two offered options, that comes with own coverage for damages is the comprehensive type insurance policy. It is offered at a higher BMW S1000RR insurance price in the market but is the best option out of the two.

What is not Covered Under BMW S1000RR Insurance Policy? 

The damages that are not covered under the BMW S1000RR bike insurance policy include;

  • Any mechanical-related fault of the bike
  • Wear and tear
  • Any damages inflicted when the bike was being ridden in lack of a legit driver’s licence
  • Any damages inflicted when the bike was involved in some kind of criminal action
  • Any damages inflicted when the rider of the bike was operating it on the street while being drunk
  • Any electrical-related fault of the bike
  • Any deliberately inflicted damages to the bike

How to Renew/Buy Your BMW S1000RR Bike Insurance Policy? 

The simple and straightforward procedure of getting a BMW S1000RR bike insurance renewal over the internet or purchasing a BMW S1000RR bike insurance online is mentioned down below in detail.

Steps to getting BMW S1000RR bike insurance online:

  1. Search for the BMW S1000RR bike insurance online.
  2. Give the details about the bike which are needed.
  3. Opt for the preferred coverage type.
  4. Get the BMW S1000RR bike insurance cost estimates.
  5. Make the payment for the policy.

As soon as the payment is made, the insurance policy will be initiated and individuals will receive the insurance paperwork.

BMW S1000RR Review

The BMW S1000RR is one the most popular selection of superbikes one can get in India. It comes at a premium price range and offers tons of features that are very useful on the road. It has riding modes, switchable ABS, cruise control, traction control, launch control and various other things. It also delivers beyond the optimal level of power and performance. Going for this bike would be a great decision and make sure to have it covered with a BMW S1000RR bike insurance.

BMW S1000RR Two Wheeler Insurance FAQs

  • 1. When is the best time to renew my existing BMW S1000RR bike insurance policy?

    The suggested timing to get your existing BMW S1000RR bike insurance policy renewal done is a month or 15 days before its expiry date.

  • 2. What are the two methods of buying a BMW S1000RR bike insurance policy in India?

    In India, interested individuals can get a BMW S1000RR bike insurance policy online or in the local market.

  • 3. Which type of policy offers own damage coverage?

    The comprehensive type BMW S1000RR bike insurance policy offers own damage coverage.

  • 4. Can I switch the existing coverage type of my BMW S1000RR bike insurance policy?

    Yes, the existing coverage type of a BMW S1000RR bike insurance policy can be switched at the time of its renewal.

  • 5. At the time of selling my bike, can I transfer the insurance policy to the new owner?

    Yes, at the time of selling your BMW S1000RR bike, you can transfer the existing insurance policy to its new owner.

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