UM Renegade Commando Two Wheeler Insurance

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The UM Renegade Commando was one of the finest cruiser-style bikes in the Indian market. It was designed and manufactured by an American-based motorcycle manufacturer called UM Motorcycles. The Renegade Commando was first introduced to the Indian bike market back in 2016 and the bike was based on the same platform as their Classic, Sport S and Mojave. The reason behind the popularity of this bike in the country is its entry-level price range. Its amazing and authentic cruiser build attracted customers who were really into the conventional American-styled cruiser motorcycles. Back in 2017, the bike received some major updates, including an FI system, and looking back at it now, the UM Renegade Commando has been one of the better choices for a “long-ride” kind of bike.   

UM Renegade Commando Features

The UM Renegade Commando was offered in four variants, which include the Renegade Commando Limited, Renegade Commando Carburettor, Renegade Commando Standard and the Renegade Commando EFI. As in the features section, the UM Renegade Commando had to offer a liquid-cooled engine, self-start option, spark ignition, analogue and digital instrument cluster, USB charging, split design seat type, pass switch, halogen headlight, bulb type taillight and turn signal indicators, chain drive, hydraulic telescopic front suspension, twin hydraulic with spring, front disc brake, rear drum brake, spoke wheels and tube tyres. 

UM Renegade Commando Specifications

Mileage30 km/l
Fuel TypePetrol
Engine Displacement279.5 cc
Total Cylinders1
Maximum Power Output (bhp@rpm)24.8bhp@8500rpm
Maximum Torque Output (Nm@rpm)23Nm@7000rpm
Cooling SystemLiquid-cooled
TransmissionManual
Gear Box6-Speed
Fuel Tank Capacity18 litres
Available Ground Clearance200 mm
Front Wheel Size16 inch
Rear Wheel Size15 inch
Class TypeCruiser Bike
Wheelbase1545 mm
Seat Height750 mm

UM Renegade Commando Bike Insurance

It is always a smarter choice to look for UM Renegade Commando insurance at the time of purchasing this motorcycle. Besides motor insurance coverage for vehicles being legally required in the country, individuals will gain tons of other damage coverage options which are very helpful at the time of accidents that may happen on the road. A new UM Renegade Commando bike insurance can be purchased within a few minutes through the available online and offline options. The same goes for existing bike owners, who are looking to get their UM Renegade Commando bike insurance renewal settled. The overall procedure of UM Renegade Commando insurance purchase is a simple one, but there are certain things one should know about before buying bike insurance coverage, like its types, features, etc.

Types of UM Renegade Commando Bike Insurance

There are two main coverage types available for UM Renegade Commando bike insurance in India, namely;

  • Third-party Type- With third party bike insurance coverage policy, the damages that are caused to the third party because of the insured, will be covered by the insurance company.
  • Comprehensive Type- With comprehensive bike insurance policy, the insured party will gain access to various own damage coverage features, alongside coverage for the third party.

Both at the time of buying a new UM Renegade Commando bike insurance for your vehicle or getting an existing UM Renegade Commando bike insurance renewal done, these coverage options will be offered to the buyer. Along with the differences in coverage options, these two policy types also differ in their overall UM Renegade Commando insurance price.

What is Covered Under UM Renegade Commando Insurance Policy? 

Coverage for these types of damages will be offered with the UM Renegade Commando bike insurance;

  • Cover for loss and damages of the insured
  • Cover for loss and damages of the involved third party
  • Cover in the event of bike theft or total loss
  • Cover for other types of natural/man-made damages such as during a riot, an act of arson, earthquake, cyclone, etc.
  • Additional choices of damage coverage options with add-ons

In order to get any type of personal damage coverage, bike owners will have to go with the comprehensive type policy. The UM Renegade Commando bike insurance cost for the third-party policy is lower but it offers damage coverage for only the third party.

What is not Covered Under UM Renegade Commando Insurance Policy? 

Coverage for these kinds of damages will not be offered with the UM Renegade Commando bike insurance policy;

  • Damages such as any mechanical failure of the bike
  • Wear and tear
  • Damages that resulted when the bike was being ridden under the influence of alcohol
  • Damages that resulted when the rider was operating the bike in absence of the required paperwork
  • Damages that are caused intentionally
  • Damages such as electrical unit failure of the bike
  • Damages due to abnormal use of the bike

Investing in the comprehensive type policy for your bike, which comes at a higher UM Renegade Commando insurance price point, is a better option than going with just the third-party coverage.

How to Renew/Buy Your UM Renegade Commando Bike Insurance Policy? 

The online way of UM Renegade Commando bike insurance renewal is a method that is hassle-free. This is also available when purchasing a new UM Renegade Commando bike insurance online. Interested buyers can scout through the available options on the market and can also get the different UM Renegade Commando insurance price points that are offered.

Steps to purchasing UM Renegade Commando bike insurance online:

  1. Search for the motor insurance policy.
  2. Include the required details of the bike.
  3. Go with coverage type.
  4. Get estimates on the UM Renegade Commando bike insurance cost.
  5. Pay for the policy.

The bike insurance will soon be initiated once it is paid in full, concluding the procedure of purchasing the UM Renegade Commando bike insurance online.

UM Renegade Commando Review

The UM Renegade Commando is an exceptional bike that stands out amidst the sea of motorcycles in the country, especially the cruisers category. It is a very powerful bike under the 300cc displacement class and comes with the modern features you would need, within a decent price range. Be sure to always ride carefully and get a UM Renegade Commando bike insurance policy coverage for it.

UM Renegade Commando Insurance FAQs

  • 1. Do I need to have bike insurance for a second-hand UM Renegade Commando?

    Bike owners are required to have their vehicles covered with motor insurance and this includes both new and second-hand vehicles. 

  • 2. Is a comprehensive type of policy available for UM Renegade Commando bike insurance?

    Yes, both comprehensive and third-party-only coverage is available for UM Renegade Commando bike insurance policy. 

  • 3. What type of coverage offers the “add-on” feature for UM Renegade Commando bike insurance?

    Add-ons are only offered under the comprehensive type UM Renegade Commando bike insurance policy.

  • 4. Can I get UM Renegade Commando insurance online in India?

    Yes, individuals can get UM Renegade Commando insurance online in India.

  • 5. What does roadside assistance add-on coverage offer under the UM Renegade Commando bike insurance?

    Under the comprehensive type UM Renegade Commando insurance, the roadside assistance add-on offers technical help in case you get stuck due to an engine breakdown in any part of the country.

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