Hero Motocorp Xtreme Two Wheeler Insurance

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Hero MotoCorp has launched its BS6 compliant model that is the new fully-faired Xtreme 200S. It is among the most affordable 200cc bikes on sale currently in India. It is said to be the closest rival of the Suzuki Gixxer SF that has a price range higher than Hero and offers a 155cc engine. 

There has been no change in the powerplant which was at 199.6cc with the same air-cooled setup. There has been an addition of a larger catalytic converter which was much needed in the new model. These changes in the model have brought changes in the power figures as well. 

The Hero MotoCorp Xtreme 200S at a starting price of INR 1,15,000 which can spike up to INR 1,18,523.


Key Specifications of Hero MotoCorp Xtreme


The Hero MotoCorp Xtreme is an excellent bike given its premium looks and quick pick up. It is perfect for city rides and tours as it can reach 115kmph easily and 120kmph if you ride it properly. The modern looks, mileage adds up to exclusive features of the model. The bike offers a maximum power of 13.3kW at 8500rpm along with a maximum torque of 16.45Nm at 6500 rpm. 

The new digital display is very tactful to handle and requires low maintenance. The best part about this model is that it can be customized and you can add as many features as you want to increase its luxurious comfort. There haven't been many changes yet certain changes to give it a sporty and more aggressive look.


Some of the other key features include:


  • Suspension bits include telescopic forks up front and twin five-step hydraulic shock absorbers at the rear.
  • It consists of all the sporty design elements such as 'Wolf-Eye' headlamp, engine cowl, and split seats.
  • It has a Five-speed gear transmission with a single-cylinder air-cooled OHC engine.
  • The power plant offers vibrant acceleration and the noise problem with excess vibration has been resolved up to a certain limit.
  • The top speed limit claimed by the company is 107kmph.
  • Riding quality is praiseworthy as it smoothes out all the hurdles on the road effortlessly.


What is Covered Under Hero MotoCorp Two Wheeler Insurance Policy


  • Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.
  • Damages Due to Accidents: If your two-wheeler is damaged due to an accident, nothing to worry about as your two-wheeler insurance policy got you covered.
  • Vehicle Thefts: In case your two-wheeler is stolen, your two-wheeler insurance policy will look after the same.
  • Damages Caused in Fire: If your two-wheeler catches fire, your two-wheeler policy will pay for the damages.
  • Damages Due to Natural/Man-made Disaster:  When flood, hurricane, hail storm, tornado, riots, etc. attack your two-wheeler, your insurance policy comes in handy. 
  • Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 


What is Not Covered Under Hero MotoCorp Two Wheeler Insurance Policy


  • Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
  • Unauthorised Driving: Your claim will be rejected if the rider is without a valid Driver’s License.
  • Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
  • Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
  • Negligence: An accident occurs because of your own negligence; you won’t be able to claim the damages.
  • Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
  • Expired policy: If the policy has lapsed, your damages will not be covered.
  • Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan


How to Renew Your Hero MotoCorp Two Wheeler Insurance Policy


You can renew your Hero MotoCorp two wheeler insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you ride in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (Third-party liability, comprehensive, standalone own damage) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy


Hero MotoCorp Xtreme Review


The hero has launched its latest and highly upgraded Hero MotoCorp Xtreme 200S. This bike is now termed as Xtreme sports bike in the market of India. Nowadays, every other bike is going through various changes so the Hero Xtreme also went through certain changes and eventually evolved into the Hero Xtreme Sports. 

The engine is still the same performance wise but has received a slight modification in terms of transmission and exhaust note. This bike is a perfect option for users who are planning to go for a 200cc bike with less noise.

Hero MotoCorp Xtreme Insurance FAQs
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  • Paytm Insurance Broking Private Limited. Address: 136, 1st Floor, Devika Tower, Nehru Place, NEW DELHI, South Delhi, Delhi, India, 110019
  • Registration No. 700. Valid till 16/02/2023
  • CIN - U66000DL2019PTC355671