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Hero MotoCorp Splendor iSmart BS6 Insurance
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The Hero has already launched its Splendor BS6 version to meet the latest emission norms. It has the iSmart technology, similar to what a lot of other commuters from the motorcycle-maker receives. It has all the latest cosmetic and feature updates with absolutely no changes in the BS6 powertrain or reinforcements.
Hero Splendor is a perfect bike for both normal city rides or highway rides as it has good mileage for both the roads. The Splendor iSmart is quite the stunner in all the departments, be it design, efficiency or value. Plus, what’s more amazing is that it is affordable and the base drum brake variant is available at just INR 66,500. The higher disc brake version comes with a price tag of INR 68,700.
Key Specifications of Hero MotoCorp Splendor iSmart BS6
The Hero Splendor is empowered with an iconic 113.2cc air-cooled, single-cylinder engine. The engine has been tested and tried and it puts out 9 bhp of power at 7500RPM and 9.89 Nm of torque at 5500RPM. Though it is a very basic commuter motorcycle alloy wheels are of a high standard in all of its variants.
It has an optical electric start system with an option of Hero's patented i3S stop-start system. This helps in the reduction of fuel consumption by the motorcycle and saves your pocket. There is an additional catalytic converter that distinguishes it from its predecessor.
Some Other Key Features Include:
- 120mm front suspension travel
- Attractive dual-tone colours
- Programmed FI fueling
- Revolutionary i3s technology
- BS6-compliant engine
- Tubeless tires with alloy type of wheel.
- All-new diamond frame for added rigidity
- 4-speed manual transmission gearbox
- Precise fuel economy
What is Covered Under Hero MotoCorp Two Wheeler Insurance Policy
- Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.
- Damages Due to Accidents: If your two-wheeler is damaged due to an accident, nothing to worry about as your two-wheeler insurance policy got you covered.
- Vehicle Thefts: In case your two-wheeler is stolen, your two-wheeler insurance policy will look after the same.
- Damages Caused in Fire: If your two-wheeler catches fire, your two-wheeler policy will pay for the damages.
- Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc. attack your two-wheeler, your insurance policy comes in handy.
- Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.
Note: You will have to buy PA Cover separately.
What is not Covered Under Hero MotoCorp Two Wheeler Insurance Policy
- Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
- Unauthorised Driving: Your claim will be rejected if the rider is without a valid Driver’s License.
- Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
- Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
- Negligence: An accident occurs because of your own negligence; you won’t be able to claim the damages.
- Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
- Expired policy: If the policy has lapsed, your damages will not be covered.
- Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan
How to Renew Your Hero MotoCorp Two Wheeler Insurance Policy
You can renew your Hero MotoCorp two-wheeler insurance policy in 5 easy and quick steps.
Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you ride in.
Step 2- Press ‘Get Quote’ and choose your choice of Plan (Third-party liability, comprehensive, standalone own damage) or add-ons
Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
Step 4 - You will get a quote for your premium
Step 5- Make the final payment to renew your policy
Hero MotoCorp Splendor iSmart BS6 Review
Hero MotoCorp's Splendor series is recognized as the most prominent brand of straphanger motorcycles. The Splendor is among the highest-selling two-wheelers with Hero, offering the bike in three different engine sizes. The three models namely Splendor Plus, Splendor iSmart 110, and the Super Splendor are currently dominating the market.
Hero Splendor has always been the king of daily traveller bike range for decades now. It's motorcycles generally top the domestic sales charts. The daily travellers or the office people to be more precise prefer Splendor above any other motorcycle for its decent features and modest looks.
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Hero MotoCorp Splendor iSmart BS6 Insurance FAQs
1. When I purchased my new Hero bike, I was offered a new insurance policy. The problem here is that I have also bought one for the same, can I cancel the two-wheeler policy during the tenor?
Yes, you can cancel two-wheeler insurance during the policy term. However, you need to submit the supporting documents to prove the presence of another two-wheeler insurance policy, due to which, the RTO will cancel your two-wheeler’s registration.
2. My Hero Splendor’s insurance policy had expired a while ago and I came across it a few days ago. My question is, what will happen, now that my insurance policy has expired?
In case you are confused about what to do with your expired insurance policy, here are a few key pointers that will help you out with the same:
- It is mandatory that you opt for the registration of your insurance for a bike in India and keep a check on its expiration.
- In case your policy expires and you fail to renew it within 90 days, you lose on your No Claim Bonus.
- If not renewed on time, your bike will go through a new inspection, which may be chargeable.
3. I have recently had a major accident with my bike and now I look for insurance on the same. However, my question is, what is the difference between a cashless and reimbursement insurance claim?
As the name suggests, cashless claim is an insurance claim where you don’t need to pay money to the garage for the repairs. Here, your insurer bears all the expenses directly.
In case of a reimbursement insurance policy, you are liable to bear the expenses on your own. Once done, you will receive the reimbursement when you submit the bills/documents to the insurer.
4. Is it a smart move to opt for insurance claims in terms of minor accidents?
No, it is not a smart move for you to opt for an insurance claim for minor accidents. The reason behind the same is that you qualify for “No Claim Bonus” when you don’t claim your accidents or any such events over the years. The bonus reduces the premium price of your two-wheeler insurance.