Mahindra Thar Car Insurance

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The big, bold, and the beautiful. Launched in 2020 after heavy speculation and a seemingly endless wait, the successor to the first generation Thar is a modern take on the iconic old-school rugged terrain tamer. The all-new Thar was unveiled on the eve of India's 74th Independence Day and made available to the customers from October 2020.

Mahindra & Mahindra confirmed that initial bookings for the Thar crossed 75,000 in the first year, and the company had to cease accepting new bookings for the vehicle as it could not keep up with the pace. The wait times for some of the more popular variants have grown to several months, and numerous potential customers claim that they will have to wait until late 2022 or early 2023.

Mahindra Thar Features

Mahindra Thar has several variants in both petrol and diesel, choosing from either a manual or an automatic transmission. Prices for the Thar start from INR13.17 Lakh and can reach up to INR15.53 Lakh. Mahindra & Mahindra aims to bring the Thar to a wide range of customers with diverse options, spending habits, and preferences. It offers customers an all-rounder SUV with off-terrain capabilities.

Thar offers three types of roofs to choose from - hardtop, softop, and convertible. The car has standard safety features with mandatory driver and passenger airbags and an anti-lock braking system. Drivers can choose between the mHawk 130 diesel engine or the mStallion 150 petrol with an option of 6-speed manual or automatic transmission.

Key Specifications of Mahindra Thar




Engine (Diesel)

mHawk 130

mHawk 130

Engine Capacity (cm3)



Max Power (kW @ r/min)

97 @ 3750

97 @ 3750

Max Torque (Nm @ r/min)

300 Nm @ 1800-2800

300 Nm @ 1800-2800

Engine (Petrol)

mStallion 150 TGDi

mStallion 150 TGDi

Engine Capacity (cm3)



Max Power (kW @ r/min)

112 @ 5000

112 @ 5000

Max Torque (Nm @ r/min)

300 @ 1250 -3000

300 @ 1250 -3000 (With MT)

320 @ 1500-3000 (With AT)


Transmission Type

6- Speed Manual 

6- Speed Manual/

6- Speed Torque Converter Automatic

Transfer Case 

Manual Shift Part-Time 4-WD with High & Low Reduction Gear


Length (mm)


Width (mm)



Height (mm)

1844 (Hard Top)

Wheelbase (mm)


Ground Clearance (mm)



Water Wading Depth (mm)


Fuel Tank Capacity (in Litre)


Mahindra Thar Car Insurance

Mahindra Thar owners can ensure the safety of their vehicles by purchasing car insurance with an insurance broker. Vehicle insurance protects the owner against accidents, thefts, any other liabilities by providing financial compensation against damage or injury to the vehicle.

Due to changes in the Motor Vehicles Act, the Mahindra Thar insurance cost for the first year is compulsorily added to the vehicle's on-road price. As the policy expires, the Mahindra Thar insurance price increases with an increase in the vehicle age.

Types of Car Insurance for Mahindra Thar 

There are many options for policyholders to choose from. Insurance companies in India offer a variety of insurance policies. Some of them are as follows:

  • Third-Party Insurance: A third-party insurance cover is compulsory in India for all private and commercial vehicles. It protects the insured against any expenses caused due to accidental damage while offering low premiums. This type of policy cannot be used for personal damages. It is enforceable by law and allows the insured for third-party claims under "no-fault liability".
  • Comprehensive Car Insurance: A comprehensive type of cover for your Mahindra Thar insurance policy can offer a wide range of benefits and give the highest level of protection to the car and the owner. It includes liability for third parties, personal accident cover, damage to one's vehicle, and non-collision damage such as natural disasters and theft.

You can further improve your comprehensive car insurance policy with a choice of add-ons that include:

  1. 24x7 Roadside Assistance
  2. No claim bonus protection
  3. Zero Depreciation
  4. Key Replacement
  5. Emergency Transport and Hotel expenses
  6. Passenger injury cover

What is Covered Under the Mahindra Thar Insurance Policy?

A comprehensive Mahindra Thar car insurance policy offers these valuable features:

  1. Third-party cover for accidents caused
  2. Damage caused by natural calamities or human disasters
  3. Mahindra Thar insurance would also cover various legal and financial liabilities that can arise from third-party claims
  4. Insurance covers damages due to the theft of a vehicle or total loss

What is Not Covered Under the Mahindra Thar Insurance Policy?

Some instances where your Mahindra Thar's insurance policy will be excluded. These exclusions are not covered under the policy. They are:

  1. Driving without a valid driving licence
  2. If the Mahindra Thar car insurance policyholder is driving under the influence of alcohol or other intoxicating substances.
  3. If the private vehicle was used for commercial purposes.
  4. If the vehicle is damaged due to the driver's negligence.
  5. If the insurance policy does not cover the specific type of add-on which caused the accident.

How to Buy/Renew Your Mahindra Thar Insurance Policy?

Buying Car Insurance for Mahindra is now easier than ever. Whether you're a new owner or someone looking for their Thar insurance renewal, insurance companies offer a quick and hassle-free way of buying insurance online. The process is relatively easy and familiar to practice. You can also visit insurance company offices located in your city to purchase your insurance. Your Mahindra Thar insurance price depends on various factors, and it is essential to choose a provider accordingly. Online insurance providers claim to offer policies in less than 5 minutes. However, owners must consider all factors before choosing an online insurance provider. Here is how you can buy your insurance online.

  1. Fill in details of your Mahindra Thar model, make, year, and registration number.
  2. Enter your vehicle number and previous insurance policy number, if any.
  3. Fill in your details for future communication.
  4. Click on 'View Prices' or 'Quick Quotes' to view a comprehensive list of policies offered by different companies.
  5. Select your prefered quote.
  6. Confirm and make a payment towards the selected policy.

Mahindra Thar Review

An instant eye-catcher with safety attributes that matched global standards, Thar was an instant success in the Indian market. A record number of 40% of all the bookings made for the Thar have come from millennials.

FAQs of Mahindra Thar Car Insurance

  • 1. Is car insurance mandatory for your vehicle?

    Yes, car or motor insurance is mandatory in India under the Motor Vehicles Act, 1988. Under this Act, every car owner/driver is legally required to carry an insurance policy while driving on Indian roads.

  • 2. What are the key factors determining the premium for Mahindra Thar's insurance policy?

    Several factors affect the premium of your vehicle and your insurance cost. These factors are:

    ●  Manufacture and make of your vehicle

    ●  The registration location for your car

    ● Policy type

    ● The age and condition of your vehicle.

  • 3. What is a 'No Claim Bonus' in your Mahindra Thar vehicle insurance policy?

    A No Claim Bonus, also known as NCB, is a type of financial reward offered by the insurance company when the policyholder does not file a single claim throughout the valid policy tenure. The NO Claim Bonus starts from 20%, with chances of it rising to 50% for 5 claim-free years. Your NCB will reset to 0% when you claim with your insurer.

  • 4. Is it possible to raise an online insurance claim for Mahindra Thar?

    Yes, insurance companies offer policyholders to raise online claims for their policies.

  • 5. How can I renew my Mahindra Thar insurance online?

    Mahindra Thar's insurance renewal can be online without going through a lot of trouble. Visit an online car insurance service, click on the 'Renew car insurance' tab and choose accordingly.

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