Maruti Suzuki Alto Car Insurance

In the compact car segment, Suzuki Alto is one of the most preferred choices by generations across India. Launched by Suzuki on 27th September 2000, Alto popularly enjoyed its prestige in the 5th generation Maruti Alto 2000 make model.

If we talk about its design and engineering, its robust engine and S-CNG technology give you smooth powerful mileage whenever you are on the roads. The fuel-efficient engine, if you see across generations of the Alto lineage, has evolved time to time along with model upgrades and facelifts. 

Let’s know more about the Maruti Alto here itself:

Key Specifications of Maruti Suzuki Alto 

Maruti Suzuki Alto comes in 2 variants, both petrol and CNG. The petrol variant offers a mileage of 22.05 km/l as compared to 31.59 km/kg in CNG. Both the variants have a common F8D engine that gives the maximum power of 35.3 kW at 6000 rpm with the transmission of 5 Speed MT.

The modernized design with a new grille and sharp bumper accentuate the appeal of the Alto, making it one of the best-in-the range selling hatchback. This five-seater car is available in eight variants - STD, STD(O), LXI, LXI(O), LXI(CNG), LXI(O)(CNG), VXI, and VXI+. All of them run with a maximum 35 litre fuel tank capacity.

The wheelbase of the Tubeless tyres is of 2360mm specifications which have a turning radius of 4.6 m. The tyres are rock solid with 145/80 R12 specifications.

Key Features of Maruti Suzuki Alto Include:

• Infotainment system
• Smartplay dock(17.78 cm touch screen) with bluetooth connectivity
• Front & Rear Console Bottle Holder
• Front Door Trim Map Pocket(Dr. and Passenger)
• MacPherson Strut Suspension System
• 3 Link Rigid Axle Rear Suspension
• Dual Airbags(ABS with EBD technology) for Extra safety
• Rear Door Child lock
• Driver and co-driver seat belt reminder
• Smart Reverse Parking Sensors

What is Covered Under Maruti Suzuki Alto Car Insurance Policy

Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your Maruti Suzuki car insurance policy got you covered.

Car Thefts: In case your car is stolen, your car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Maruti Suzuki Alto Car Insurance Policy

Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your Maruti Suzuki Alto Car Insurance Policy

You can renew your Maruti Suzuki Alto car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (third-party liability car insurance, comprehensive add on car insurance, standalone own damage car insurance) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Maruti Suzuki Alto Car Review

Maruti Suzuki Alto is one of the family-oriented cars that gives maximum comfort and safety with its aesthetic design and powerful safety gears. The disc and drum brakes of the Suzuki Alto give you a pleasant driving experience where the robust suspension systems have the capacity to absorb the uneven shocks of the road.

The audacity in experimental trends in the in-built Alto features has been loved across generations making it possible for the average earner to afford. The basic Alto STD variant is offered from INR 2,94,800 lakhs to the maximum price of INR 4,36,300 lakhs for Alto LXI(O) CNG variant (ex-showroom price in Delhi).