Maruti Suzuki Swift Car Insurance
Suzuki Swift is one of the most popular subcompact cars manufactured by Suzuki, globally. In India, it’s known as the Maruti Suzuki Swift, which was launched in 2005 with a 1.3-liter petrol engine.
If we go back to have a look at the history of Suzuki Swift, then we will find ourselves in 1983, when Suzuki launched the legendary Suzuki Cultus supermini car at the Tokyo Motor Show. This car was rebranded as Suzuki Swift and sold across 7 nations with 3-generations of legacy.
Let’s find out more about Maruti Suzuki Swift right here!
Key Specifications of Maruti Suzuki Swift
The latest Maruti Suzuki Swift car is BS-VI compliant, available in 6 variants, which include both automatic and manual transmissions. However, all the variants have only one engine, which is an 1197 CC petrol engine, with a power of 81.80bhp at 6000 rpm and a torque of 113Nm at 4200 rpm.
Due to the advanced design, and engineering, this bestselling hatchback gives an average mileage of 21.21 kmpl, which is one of the best in this category. The car’s length is 3840 mm, and it has a width of 1735 mm, and a height of 1530 mm^3 mm.
The 6 variants of Maruti Suzuki Swift are LXI, VXI, VXI (Automatic), ZXI, ZXI (Automatic), ZXI+, and ZXI+ (Automatic). The only major difference in these variants is transmission mode, and a few aesthetic factors, along with internal amenities, and safety add-ons.
Some of the top-rated features of Maruti Suzuki Swift (ZXI+ Automatic):
- Steering wheel with multi-functional capabilities
- Engine start/stop button
- Power windows in front and rear
- Dual SRS airbags for both driver and passenger
- Automatic climate control with heater and AC
- Remote trunk and fuel-lid opener
- Alloy wheels
- Anti-lock braking system, along with Brake Assist feature
- Child-safety locks
- Anti-Theft Alarm
What is Covered Under Maruti Suzuki Swift Car Insurance Policy
Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.
Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.
Car Thefts: In case your car is stolen, your car insurance policy will look after the same.
Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.
Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy.
Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.
Note: You will have to buy PA Cover separately.
What is Not Covered Under Maruti Suzuki Swift Car Insurance Policy
Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.
Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.
Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
Expired policy: If the policy has lapsed, your damages will not be covered.
Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.
How to Renew Your Maruti Suzuki Swift Car Insurance Policy
You can renew your Maruti Suzuki Car Insurance Policy in 5 easy and quick steps.
Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in.
Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
Step 4 - You will get a quote for your premium
Step 5- Make the final payment to renew your policy
Maruti Suzuki Swift Car Review
Maruti Suzuki Swift is one of the most popular hatchbacks in India, with a huge fanbase of drivers. Since its launch in 2005, Swift has come a long way with new additions to design, engine, safety, and aesthetic values. The latest version of Maruti Suzuki Swift is BS-VI compliant, with an attractive new design and a dependable and reliable 1.2-L K12B petrol engine.
The introduction of the uniquely designed grille in the front and headlamps with swept-back design gives Swift new, daring looks, perfectly embedded with the retro styling. There is enough focus on the entertainment factor as well, with the advanced SmartPlay Studio touchscreen system, which supports both Android Auto and Apple CarPlay.
At INR 5.19 Lakh price for the base variant, Maruti Suzuki Swift is a decent family car, with ample space and a fun riding experience.