Hyundai Aura Car Insurance
Launched in January 2020, Hyundai Aura has quickly become one of the most popular sedans from the Hyundai camp. A successor of their best-selling subcompact: Xcent, Aura is based on the framework and structure of Hyundai i10’s 3rd generation variant Hyundai Grand i10 Nios. Hyundai Aura is a subcompact, 4-door sedan having a Hyundai Kia-K1 platform, which is claimed to be 63% more rigid than its predecessor (SA and BA Platform).
Hyundai Aura is the entry-level sedan from Hyundai, and perfectly compliments the grandiose of Hyundai Elantra and Verna, the other two more expensive sedans from the South Korean-based automobile company.
Key Specifications of Hyundai Aura
The base variant of Hyundai Aura is priced at INR 5.85 lakh (Ex-showroom, New Delhi), which makes it one of the most economical and budget-friendly entry-level sedans in India. The features and the price point of this subcompact car from Hyundai were designed and conceptualized keeping India as the target market, and this strategy worked.
There are 12 variants of Aura available in the market, in petrol, diesel, and CNG engines, with both automatic and manual transmissions. The top-end variant in diesel (manual) costs INR 928,400 (Ex-showroom, New Delhi), while the top-end variant in petrol (manual) costs INR 860,600 in New Delhi.
Some of the top-rated features of Hyundai Aura:
- The 12 variants of Hyundai Aura was divided into 4 types of engines
- Two petrol engines are 1.2 Kappa Petrol having 1197 CC displacement, with a max power of 83 PS @6000 RPM; and 1.0 l Turbo GDi with 998 CC displacement, with a max power of 100PS @ 6000 RPM.
- The only diesel engine is 1.2 l U2 CRDi diesel, with 1186CC displacement, which gives a max power of 75PS @ 4000RPM.
- There is one hybrid engine: 1.2 l Bi-fuel (petrol with CNG), with 1197 CC displacement, giving max power of 69PS @ 6000RPM.
What is Covered Under Hyundai Aura Car Insurance Policy
Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.
Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.
Car Thefts: In case your car is stolen, your car insurance policy will look after the same.
Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.
Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy.
Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.
Note: You will have to buy PA Cover separately.
What is Not Covered Under Hyundai Aura Car Insurance Policy
Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.
Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.
Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
Expired policy: If the policy has lapsed, your damages will not be covered.
Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.
How to Renew Your Hyundai Aura Car Insurance Policy
You can renew your Hyundai Aura car insurance policy in 5 easy and quick steps.
Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in.
Step 2- Press ‘Get Quote’ and choose your choice of Plan(Third-party liability, comprehensive, standalone own damage) or add-ons
Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
Step 4 - You will get a quote for your premium
Step 5- Make the final payment to renew your policy
Hyundai Aura Car Review
It seems that Hyundai has been able to tap the pulse of Indian drivers, with Hyundai Aura. This is an all-rounder company subcompact car, which checks all the critical pointers in the list of the Indian buyer: Economical, entry-level pricing for a sedan, decent engine for all terrains, automatic and manual transmission, BS6 complaint, easy driving, and all modern technological add-ons such as cruise control, wireless phone charging, rearview monitor and more.
Space constraint, especially in the rear side is one drawback that reviewers have pointed out, besides an under-powered engine which could have been a bit more powerful, for easy driving in the hills. Lack of options in the automatic transmission mode is another major drawback.
But overall, a great family car, at a great pricing point, which will entice hatchback users to embrace the magic of the sedan.