Hyundai Getz Prime Car Insurance

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Hyundai Getz Prime is notably the first premium hatchback car in India. Being introduced in 2002 for the first time, this front-engine car managed to win several prestigious awards from different countries. Australia has even declared it as the Best Small Car in 2003. 

Besides being an amazingly balanced performer, Hyundai Getz Prime is the best fit for its budget. No wonder why it’s a popular choice, especially for Indians who look for economical cars. From a typical stylish design to extensive safety features, there's basically nothing to be disappointed about, given the budget. Moreover, the comfort it provides while driving is simply ineffable.

Hyundai Getz Prime Car Features

Hyundai Getz Prime is an outstandingly designed car that ensures comfort and safety at the same time. There are a total of nine models of Hyundai Getz Prime with minor differences in features like engine type, capacity, transmission etc. Not only is it spacious, but the safety equipment like multiple airbags, front seat belts with pretensioners and load limiters have made it more reliable for the riders.

Key Specifications of Hyundai Getz Prime 

Let us look at the key specifications of the Hyundai Getz Prime in the table given below.

Height

1515 mm

Length

3825 mm

Width

1665 mm

Wheelbase

2455 mm

Fuel Type

  • Petrol
  • Diesel

Maximum power

66.6 Bhp @ 5500 rpm

Maximum torque

10.4 Nm @ 3200 rpm

Transmission

  • Manual
  • Automatic

Body

Hatchback

Layout

Front-engine, Front-wheel drive

Seats

5

Hyundai Getz Prime Car Insurance

As per the Motor Vehicles Act 1988, every Indian citizen must get their car insured. The yearly renewal of a car insurance policy has also been made mandatory by the government. Therefore, it is entirely illegal to not have an insurance policy for your Hyundai Getz Prime if you plan to drive it on Indian roads. Apart from that, car insurance can save you from many troubles.  Hyundai Getz Prime car insurance not only covers the damages made to the property of a third party, but also compensates for the physical injuries suffered by the driver. Comprehensive insurance and other add-ons can add extra benefits like coverage for own damage, tire damage and so on to your Hyundai Getz Prime car insurance policy. 

Types of Car Insurance for Hyundai Getz Prime

There are two types of car insurance coverages meant to lessen your worries at the time of any mishappening. You can pick a Hyundai Getz Prime car insurance policy from these two, depending on your priorities.

Third-party liability insurance: A third-party liability insurance will pay for the property damages of any third-party. It even covers for bodily injuries of third-parties and their deaths caused by accident. 

Comprehensive insurance: Comprehensive car insurance includes third-party liabilities and coverage for own damage caused by accident, natural or man-made disasters like cyclones, riots, etc. In simple words, comprehensive insurance is a third-party liability with additional vehicle’s own-damage protection advantages.

What is Covered Under the Hyundai Getz Prime Car Insurance Policy?

The following damages are covered under the Hyundai Getz Prime car insurance policy:

  • Damages made to a third-party property 
  • Physical damages and death of third-party 
  • Damages due to theft and accident
  • Losses due to natural calamities like cyclones, thunderstorms, tsunamis, etc.
  • Losses due to man-made disasters like terror attacks, riots, etc.
  • Fire and explosion coverage

What is Not Covered Under Hyundai Getz Prime Car Insurance Policy?

Hyundai Getz Prime car insurance does not cover the following damages:

  • Usual wear and tear
  • Mechanical and electric breakdowns
  • Damages due to nuclear wars
  • Damages caused under the influence of drugs or addictive liquor
  • Accidents caused during driving without a valid licence
  • Damages due to the car being used in an illegal act
  • Damages incurred while the car is involved in racing or speed testing at the time of the accident
  • Accidents occurred outside of the certain geographical territory

How to Buy/Renew Your Hyundai Getz Prime Car Insurance Policy

If you have a Hyundai Getz Prime, you need an insurance policy; and when it expires, you will have to opt for a renewal. There is a stack of finance companies that offer Hyundai car insurance online with easy documentation and minimal formalities. You will get all the information regarding Hyundai Getz Prime car insurance renewal on their official websites. Online car insurance also offers guidelines on applying for Hyundai Getz Prime car insurance. The steps given below must be followed for buying an insurance policy online:

  1. Go to the website of an insurance provider and fill in the details regarding your car model, variant, registration, etc.
  2. Fill in the details of the previous insurance policy
  3. Select the insurance type
  4. Select the preferred quote 
  5. Pay the premium

Hyundai Getz Prime Review

The oldest premium hatchback car of India has gained an ocean of fame for literally every feature it has. Its eye-pleasing exterior, convenient built, comfortable, and smooth-riding quality are something that people enjoy the most. All of these at such a low price is praise-worthy. However, everyone is more concerned about safety when it comes to selecting a car. Apart from the safety measures taken by the company in the building of the car, Hyundai Getz Prime car insurance is also an added safety which you can provide to your vehicle.

FAQs of Hyundai Getz Prime Car Insurance

  • 1. Are there any add-ons for Hyundai Getz Prime car insurance?

    The add-ons for Hyundai Getz Prime are

    • Engine protection
    • Personal accident cover
    • Zero depreciation
    • NCB protection
  • 2. What kind of insurance should I buy for my Hyundai Getz Prime car?

    Comprehensive insurance would be great for a Hyundai Getz Prime car as it guarantees certain coverages like damages caused by accident, theft, natural disasters, etc., as well as third-party liabilities. 

  • 3. Can I renew my Hyundai Getz Prime car insurance from a third-party to comprehensive?

    It is definitely possible to get a comprehensive insurance policy after your third-party insurance expires. However, third-party car insurance is mandatory to own.

  • 4. Is it possible to drive a Hyundai Getz Prime without insurance?

    According to the Motor Vehicles Act, 1988, having car insurance is mandatory for everyone in India.

  • 5. How can I reduce the comprehensive premium on my Hyundai Getz Prime car insurance?

    The following features can be of great help in cutting down the Hyundai Getz Prime car insurance premium:

    • No-Claim Bonus (NCB)
    • Membership of AAI
    • Presence of security devices
    • Voluntary Deductibles

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