Jammu and Kashmir RTO

Car Insurance

Starting at only ₹6 per Day*

Car Insurance banner image
Enter your details to buy Car Insurance
By proceeding you agree to Terms & Conditions
Proceed without car number
  • compare buy
    Compare and buy at best price
  • instant policy
    Instant Policy Issuance
  • no unwanted calls
    No unwanted calls. We promise!

The J&K Transport Department is an umbrella organization overseeing the functions of the J&K Motor Vehicles Department, J&K Motor Garages, and J&K Road Transport Corporation. Accordingly, the Jammu and Kashmir RTO Office is governed by the MV Act, 1988, providing critical services enshrined. In addition, the J&K RTO promotes the parent department's vision of enabling the people with an affordable, efficient, safe transport network connecting every area in harmony with its socio-economic objectives.

Find RTO Details by Registration Number

Functions of Jammu and Kashmir Regional Transport Department:

All the three above are supplemented by managing driving licences, vehicle registration, issuing permits, promoting road safety, relief to accident victims, and controlling vehicle pollution. Let us check them out in detail.

Driving Licence: Driving without a valid licence violates the MV Act and denies insurance coverage for damages caused by accidents. Thus, apply for a driving licence at the Jammu and Kashmir RTO Online in two phases – learner, followed by the permanent. In addition, you can renew the licence at the J&K RTO Office upon expiry.

Conductor Licence: In addition to an individual driving licence, you can apply for a conductor licence at the Jammu and Kashmir RTO.

Registration of Motor Vehicle: It is your first duty as a vehicle owner to register the motor vehicle at the RTO nearest to your residence. As per the MV Act, the vehicle's registration in your name establishes ownership. 

Fitness/NOC: You need a fitness certificate from the J&K RTO for a non-transport vehicle when you apply for Registration Certificate renewal.  On the other hand, a NOC is vital when ownership is transferred on resale. 

Online Permits Application and Objection System for vehicles: In addition to the regular J&K RTO Office functionalities, you can seek permits from the Jammu and Kashmir RTO Online services. You can also register objections similarly using the same facility.

Note: JK-07 and JK-10 have been moved to LA-01 and LA-02. Hence, they are no longer operational.

List of RTO offices in Jammu And Kashmir

RTO office RTO Code
Anantnag JK-03
Bandipora JK-15
Baramulla JK-05
Budgam JK-04
Doda JK-06
Ganderbal JK-16
Jammu JK-02
Kathua JK-08
Kishtawar JK-17
Kulgam JK-18
Kupwara JK-09
Poonch JK-12
Pulwama JK-13
Rajouri JK-11
Ramban JK-19
Reasi JK-20
Samba JK-21
Shopian JK-22
Srinagar JK-01
Udhampur JK-14

RTO Codes for Different States and Union Territories of India

There are different RTO codes for different States and Union Territories in India for easy identification of the RTO location based on the vehicle's number plate. The different RTO codes for States and Union Territories in India are as follows:

How to Get Motor Insurance in Jammu and Kashmir?

J&K’s 1.52 Cr population is predominantly rural, yet the union territory boasts approximately 2 Lac vehicles. Srinagar and Jammu are the larger cities served by significant insurers in the private and public sectors. The MV Act, 1988 mandates compulsory third-party motor insurance for all motor vehicles plying in India. However, vehicle owners in the non-transport category prefer comprehensive insurance that covers third-party liability in addition to own damage.

How to Get Car Insurance in Jammu and Kashmir?

Insurers provide tailored plans and cashless garages for meeting accidental claims in Jammu and Kashmir. Usually, car owners buy the policy bundled within the dealer’s sale process. But you can buy or renew the car insurance policy online at the insurer portal or with any aggregator offering you competitive premium quotes. The comprehensive car insurance covers theft and burglary in addition to damages in accidents or natural calamities. The process for availing car insurance in Jammu and Kashmir is given below:

  • Go to the website or the office of your insurance provider.
  • Fill out the form and select a policy.
  • Submit all the documents and pay the premium.
  • Gather all the information.

How to Get Two Wheeler Insurance in Jammu and Kashmir?

Two-wheeler insurance is similar to car insurance, but you can buy it for longer tenures relieving you of the responsibility of annual renewal. Moreover, a comprehensive policy for two or three years is cost-effective as you are insulated from higher premiums even if there is any rise in the interim. The process of buying two-wheeler insurance in Jammu and Kashmir is similar to that of the car insurance one mentioned above.

How does the RTO Impact Your Vehicle Insurance Premiums in Jammu and Kashmir?

The allotted Jammu and Kashmir RTO Codes are significant for the vehicle owner on multiple parameters. Among the several factors for determining the premium, like the engine capacity, fuel type, age, and add-on, your location is vital. The Jammu and Kashmir RTO Code comes into play as the peril on the roads is considered lower in the countryside than in cities, thus quoting a lower premium.

How to Get Vehicle Registration in Jammu and Kashmir?

According to Section 39 of the MV Act, 1988, you cannot ride or drive any vehicle on public roads unless first registered at the district RTO. 

Vehicle Registration Types in Jammu and Kashmir RTO


Validity for non-transport vehicles is 15 years and subsequently renewed every five years.

Validity for transport and passenger vehicles is the same as defined in the fitness certificate.

Temporary: Validity is one month. 

Usually, the dealer facilitates the process when you buy a vehicle within seven days of the sale process. 

Ownership Transfer:

Registering ownership transfer in the buyer’s favor is hassle-free at the government’s “Parivahan” portal. You are accordingly redirected to the Jammu and Kashmir RTO website, where you submit the following documents to apply.

Seller’s NOC

Application (Form 29 and 30 along with chassis and engine pencil print)

For inheritance Form 31 and Public Auction Form 32

KYC documents for ID, address, and date of birth

Original RC, insurance document, PUC certificate 

Duplicate RC in Jammu and Kashmir RTO

You can apply for a duplicate RC if your original is destroyed, lost, or stolen. The documents to submit are:

  • Application (Form 26)
  • LLD and DDR forms
  • Police complaint report registering theft or loss
  • KYC documents
  • Chassis and engine prints showing the complete letters
  • RC Renewal in Jammu and Kashmir RTO
  • The RC is renewed after 15 years for five years subsequently. However, your vehicle is physically inspected before extending the RC. The documents to submit are:
  • Application (Form 25)
  • Form 20
  • Fitness certificate issued by the dealer or the respective RTO
  • Original RC and insurance policy document
  • KYC documents
  • Chassis and engine prints showing the complete letters
  • Attested photographs

Jammu and Kashmir RTO Contact Details

Jammu and Kashmir RTO Srinagar

Address: Chattabal, Srinagar, J&K – 190010

Phone: +91 194 2303778

Email: tptcommissionerjk@gmail.com

Website: https://jaktrans.nic.in/index.html

Jammu and Kashmir RTO Jammu 

Address: Transport Nagar, Jammu, J&K – 180004

Phone: +91 191 2478902

Website: https://jaktrans.nic.in/index.html

Jammu and Kashmir RTO Anantnag 

Address: Court Road, Mehman Mohalla, Anantnag, J&K – 192102

Website: https://jaktrans.nic.in/index.html

Jammu and Kashmir RTO Budgam 

Address: New Bus Stand, Budgam, J&K – 191111

Website: https://jaktrans.nic.in/index.html

Jammu and Kashmir RTO Baramulla

Address: Nasir Bagh, Sopore, Baramulla, J&K – 193201

Website: https://jaktrans.nic.in/index.html

Note: Jammu and Kashmir RTO Office Timings: 10.30 AM to 4.30 PM

Jammu and Kashmir RTO FAQs

  • 1. How much is the fee for the transfer of vehicle ownership at the J&K RTO?

    The transfer fee is INR150 for two-wheelers and INR 300 for private four-wheelers.

  • 2. Which form is required for fitness certificate application at the J&K RTO?

    The application for the fitness certificate of your vehicle at the J&K RTO is Form 38, which is approved if it is in good condition.

  • 3. Which document is necessary if you fail to register your vehicle within one month from temporary registration?

    You must submit an affidavit along with the requisite documents if you do not register your vehicle within one month from temporary registration.

  • 4. What is the validity period of a learner’s driving licence at the J&K RTO?

    A learner’s licence is valid for six months, within which you must appear at the driving test for the driving licence.

Recent Articles

View All

Difference Between Comprehensive And Collision Insurance

Buying a car insurance policy requires thorough research about different insurance and inclusions. Read on to ...

Read More

A List of All the Details about Getting Comprehensive Car In...

Do you have an old car but don't know if you should get comprehensive insurance? Check out this guide to know ...

Read More

Will Your Car Insurance Policy Compensate You for Your Stole...

To avoid financial constraints, if your car gets stolen, you must invest in the right kind of policy that can ...

Read More

Everything You Wanted to Know About Kotak Mahindra Car Insur...

Planning to buy a Kotak Mahindra Car Insurance and are not sure what it entails? Read on to know more.

Read More

What You Need to Consider About Universal Sompo Car Insuranc...

Thinking of purchasing a vehicle insurance policy from Universal Sompo car insurance? Keep reading this exhaus...

Read More

Few Things to Keep in Mind When Comparing Car Insurance Quot...

The Indian consumer remains spoilt for choice regarding car insurance options. However, a few things to keep i...

Read More

5 Important Reasons for Purchasing a Third-party Car Insuran...

Third-party insurance policy offers protection from financial liabilities that may come your way if your car a...

Read More

How to Check the Car Insurance Policy's Due Date?

One insurance policy does not cover a four-wheeler for its entire life. Timely renewals are significant becaus...

Read More

Reasons to Change Your Car Insurance Company - A Complete Gu...

With the growing number of car insurance consumers, saving money with a quick insurance provider transition mi...

Read More