Chennai RTO

Car Insurance

Starting at only ₹6 per Day*

Car Insurance banner image
Enter your details to buy Car Insurance
By proceeding you agree to Terms & Conditions
Proceed without car number
  • compare buy
    Compare and buy at best price
  • instant policy
    Instant Policy Issuance
  • no unwanted calls
    No unwanted calls. We promise!

Chennai is a city under the jurisdiction of Tamil Nadu State in India. The Chennai RTO was established under the Motor Vehicles Act, 1988 under section 213, with the responsibility to enforce all such traffic rules and regulations made under the section. The Andhra Pradesh Transport department is also responsible for supporting the Andhra Pradesh Motor Vehicles Taxation Act, 1963, and the Tamil Nadu State RTO.

The Chennai RTO comes with the primary responsibility of smooth and safer commutation of motor vehicles on city roads to link the rural, urban and suburban regions to appear as the best route for transportation.

Find RTO Details by Registration Number

Functions of Chennai Transport Department 

Chennai RTO office performs the following functions-

  • Driving Licence: Chennai RTO Office's primary function is to issue DL, duplicate and renew DL and international permits.
  • Conductor Licence: The department is also responsible for giving conductor licences to carriages conductors.
  • Registration of Motor Vehicle: The Vehicle needs to get a registration certificate from Chennai RTO before driving. You can obtain your Vehicle after filing the necessary Chennai vehicle registration details.
  • Fitness/NOC: For daily traveling, the RTO also issues NOC, which officiates the Vehicle's fitness to be driven on the city roads.
  • Online Permits Application and Objection System for Vehicles: Chennai RTO Online services enable the applicant to apply for a permit online, and if any discrepancy is found by the department, it can object also.

How to Get Motor Insurance in Chennai?

A motor insurance policy is financially crucial for a vehicle to protect it against damages such as-

  • Loss due to natural calamities
  • Human-made disasters
  • Personal Accident
  • Third-party liability

There are two types of vehicle insurance such as-

  • 2-Wheeler Insurance- Such insurance will cover all the damages caused to two-wheelers like bikes and scooters.
  • Car insurance- A four-wheeler vehicle such as a car, jeep, etc., is covered under a car insurance policy which will help to bear financial losses of accidents and disasters.

How to Get Car Insurance in Chennai?

Various car insurance companies provide car assistance for car damages. Through online mode, you can compare multiple policies and their multiple benefits and select the suitable one.

You must need to fulfill the below requirements to get the best insurance policy for your car-

  1. First and foremost, go to the insurance companies' official websites
  2. Fill out the application form from the menu bar
  3. Submit your car details like car's model, registration number and year, car's variant, etc
  4. After applying, you will be instantly directed to many insurance quotes available for your Vehicle
  5. Select between comprehensive and third-party policies
  6. Pay the insurance premium rates
  7. Receive additional details via mail, or you can schedule a call with the insurance agent in case of further queries

How to Get Two Wheeler Insurance in Chennai?

It's similar to car insurance, as the policy premium rates will also be dependent upon the bike or scooter's model, type, variant, year of registration, etc. It gives protection against accidental damages mentioned above. You use the same methods as before to compare several insurance service providers and select the best one.

RTO Codes for Different States and Union Territories of India

There are different RTO codes for different States and Union Territories in India for easy identification of the RTO location based on the vehicle's number plate. The different RTO codes for States and Union Territories in India are as follows:

List of other RTO offices in Tamil Nadu

RTO office RTO Code
Ambattur TN-13
Arani TN-97
Ariyalur TN-61
Attur TN-77
Chengalpattu TN-19
Chennai North East TN-03
Chennai North West TN-02
Chidambaram TN-91
Coimbatore Central TN-66
Coimbatore North TN-38
Coimbatore South TN-37
Coimbatore West TN-99
Cuddalore TN-31
Dharapuram TN-78
Dharmapuri TN-29
Dindigul TN-57
Erode East TN-33
Erode West TN-86
Gobichettipalayam TN-36
Hosur TN-70
Kancheepuram TN-21
Karur TN-47
Kovilpatti TN-96
Krishnagiri TN-24
Kumbakonam TN-68
Kundrathur TN-85
Madurai Central TN-64
Madurai North TN-59
Madurai South TN-58
Marthandam TN-75
Mayiladuthurai TN-82
Meenambakkam TN-22
Mettupalayam TN-40
Mettur TN-93
Nagapattinam TN-51
Nagercoil TN-74
Namakkal North TN-28
Namakkal South TN-88
Ooty TN-43
Palani TN-94
Perambalur TN-46
Perundurai TN-56
Pollachi TN-41
Poonamallee TN-12
Pudukottai TN-55
Ramanathapuram TN-65
Ranipet TN-73
Redhills TN-18
Salem TN-27
Salem East TN-54
Salem South TN-90
Salem West TN-30
Sankarankovil TN-79
Sankari TN-52
Sholinganallur TN-14
Sivaganga TN-63
Sivakasi TN-95
Sriperumbudur TN-87
Srirangam TN-48
Srivilliputtur TN-84
Tambaram TN-11
Tenkasi TN-76
Thanjavur TN-49
Theni TN-60
Thiruchendur TN-92
Thiruvarur TN-50
Thiruverumbur East TN-81
Tindivanam TN-16
Tiruchengode TN-34
Tiruchirappalli West TN-45
Tirunelveli TN-72
Tiruppur North TN-39
Tiruppur South TN-42
Tiruvallur TN-20
Tiruvannamalai TN-25
Tuticorin TN-69
Ulundurpet TN-15
Vaniyambadi TN-83
Vellore TN-23
Viluppuram TN-32
Virudhunagar TN-67

How does RTO Impact Your Vehicle Insurance Premium in Chennai?

The Chennai RTOs also impact your vehicle insurance premium in Chennai City due to the following reasons-

  1. The risk associated with the Vehicle
  2. The location
  3. Insurance companies will segregate the country into zonal codes depending on where it is registered
  4. Tier 1 cities have to pay more premiums because the population percentage is very high
  5. Tier 2, 3, 4 cities are paying less insurance than Tier 1 cities

How to Get Vehicle Registration in Chennai?

Vehicle registration is one of the primary functions of Chennai RTO. After filing the necessary Chennai Vehicle Registration details, you can obtain the vehicle RC. This can be done through Chennai RTO online services by visiting the website or via offline mode by visiting in person.

1. Vehicle Registration Type

There are two types of registration, namely-

  • Temporary- Its validity ranges from 1 week to 1 month, issued by the authorized dealer itself.
  • Permanent- You need to apply at the Chennai RTO office before the temporary RC expires.

2. Ownership Transfer

Ownership can also be transferred with Chennai RTO in the following three scenarios:

  • Normal Transfer- Under Normal transfer, the ownership is transferred from the original owner to the buyer. The place of residence of both the owners needs to be filed. Place of business must be mentioned in case of no residence.
  • Death Case - The successor can only use the Vehicle for three months after the death of the legal owner. He/she needs to take a permanent registration under the application form 31 within these three months.
  • Public Auction - Under Form 32, a vehicle needs to get registered with the possessor. A certificate authorized by the person conducting the auction needs attestation and the form.
  • Renewal of Registration

The competent authority will inspect the Vehicle when presented before the District Transport Office to renew the registration. You need to submit the following documents within 60 days of the expiry of the old RC.

  • Form 25
  • A copy of the old RC
  • A copy of the Insurance certificate
  • Payment proof of road taxes till date
  • PUC (Pollution under control) certificate

3. Duplicate RC

Duplicate RC is issued when your original RC is lost or stolen. Under Rule 81 of Central Motor Vehicles Rules, 1989, a prescribed fee must be paid to obtain a duplicate RC.

Below docs are also required along with the form:

  • An application under Form 26
  • Copy of pollution under control certificate (PUC)
  • Copy of valid FIR.
  • Copy of Insurance Certificate

Contact Details of Chennai RTO

Central Chennai RTO- Ayanavaram

Address- RTO, Chennai (Central), No. 4, Anderson Road, Ayanavaram Chennai- 600023

Phone- 044-26745959

Northwest Chennai RTO- Anna Nagar

Address- RTO, Chennai (North-West), Plot No. 3623, New Avadi Road, Anna Nagar East Chennai- 600102

Phone- 044-26745959

Northeast Chennai- Tondiarpet

Address- RTO, Chennai (North-East), No. 147, Balakrishna Street, Thiruvetriyur High Road, Tondiarpet Chennai- 600081

Phone- 044-25914849/ 25911133

East Chennai- Pulianthoppu

Address- RTO, Chennai (East), Power Mills Road, Pulianthoppu

Chennai- 600012

Phone- 044-26670993

North Chennai- Kolathur

Address- RTO, Chennai (North), No.9, Inner Ring Road, Sastri Nagar, Kolathur

Chennai- 600099

Phone- 044-25562700

Chennai RTOs Office Timings- 9 AM to 5 PM

Email Id -

Chennai RTO FAQs

  • 1. Can I bring my Vehicle directly to the Chennai RTO office to get it registered?

    Yes, you can bring your Vehicle during the registration process.

  • 2. Till when will my vehicle insurance policy period be valid?

    Generally, the policy period is valid for up to a year only. However, you must apply for renewal before the policy expires.

  • 3. How can I get an advance number for my Vehicle in Chennai RTO?

    You must obtain a letter from the RTO. If the number falls under 1000 numbers with the RTO from the recent series, RTO will assign you the advance number.

  • 4. What application form is required for terminating hypothecation?

    You need to submit the following details under form 35-The NOC Insurance certificate PUC Road tax submitted.

  • 5. What happens if I fit LPG or CNG in my Vehicle?

    If so, you need to inform the authority (DRTA), and they will make necessary changes to your registration details.

Recent Articles

View All

Difference Between Comprehensive And Collision Insurance

Buying a car insurance policy requires thorough research about different insurance and inclusions. Read on to ...

Read More

A List of All the Details about Getting Comprehensive Car In...

Do you have an old car but don't know if you should get comprehensive insurance? Check out this guide to know ...

Read More

Will Your Car Insurance Policy Compensate You for Your Stole...

To avoid financial constraints, if your car gets stolen, you must invest in the right kind of policy that can ...

Read More

Everything You Wanted to Know About Kotak Mahindra Car Insur...

Planning to buy a Kotak Mahindra Car Insurance and are not sure what it entails? Read on to know more.

Read More

What You Need to Consider About Universal Sompo Car Insuranc...

Thinking of purchasing a vehicle insurance policy from Universal Sompo car insurance? Keep reading this exhaus...

Read More

Few Things to Keep in Mind When Comparing Car Insurance Quot...

The Indian consumer remains spoilt for choice regarding car insurance options. However, a few things to keep i...

Read More

5 Important Reasons for Purchasing a Third-party Car Insuran...

Third-party insurance policy offers protection from financial liabilities that may come your way if your car a...

Read More

How to Check the Car Insurance Policy's Due Date?

One insurance policy does not cover a four-wheeler for its entire life. Timely renewals are significant becaus...

Read More

Reasons to Change Your Car Insurance Company - A Complete Gu...

With the growing number of car insurance consumers, saving money with a quick insurance provider transition mi...

Read More