Car Insurance
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The primary goal of the Mumbai Transport Department is to guarantee that the Motor Vehicles Act of 1988's laws and regulations are followed. The Department has many RTO Offices throughout Mumbai (Mumbai RTOs) to provide a variety of services, including car registration, driver's licence issuance, and road tax collecting, among others.
Find RTO Details by Registration Number
As per the law, the Mumbai Transport Department requires all cars to have proper insurance before being authorised to operate on the road. There are two types of motor insurance available- comprehensive and third-party.
To obtain car insurance, you can choose an insurer or an aggregator online or visit the Mumbai RTO in person. It will compare the number of insurance providers, insurance prices, and other factors.
When looking for two-wheeler insurance, consider third-party coverage, personal accident coverage, no-claim bonus, policy terms, claim settlement percentage, and garage network. The make, model, and type of two-wheeler you own will impact the cost of your insurance. You can buy third-party insurance or a comprehensive two-wheeler insurance policy by following the steps mentioned below.
You may get motor insurance in Mumbai RTO online and offline or on the insurer’s site or to compare insurance on an aggrregators’s site, both by using the ways listed below:
There are different RTO codes for different States and Union Territories in India for easy identification of the RTO location based on the vehicle's number plate. The different RTO codes for States and Union Territories in India are as follows:
RTO office | RTO Code |
---|---|
Ahmednagar | MH-16 |
Akluj | MH-45 |
Akola | MH-30 |
Ambejogai | MH-44 |
Amravati | MH-27 |
Aurangabad | MH-20 |
Baramati | MH-42 |
Beed | MH-23 |
Bhandara | MH-36 |
Buldhana | MH-28 |
Chandrapur | MH-34 |
Dhule | MH-18 |
Gadchiroli | MH-33 |
Gondia | MH-35 |
Hingoli | MH-38 |
Jalgaon | MH-19 |
Jalna | MH-21 |
Kalyan | MH-05 |
Karad | MH-50 |
Kolhapur | MH-09 |
Kudal | MH-07 |
Latur | MH-24 |
Malegaon | MH-41 |
Nagpur | MH-31 |
Nagpur East | MH-49 |
Nagpur Rural | MH-40 |
Nanded | MH-26 |
Nandurbar | MH-39 |
Nashik | MH-15 |
Nashik Rural | MH-51 |
Osmanabad | MH-25 |
Panvel | MH-46 |
Parbhani | MH-22 |
Pen Raigad | MH-06 |
Pimpri Chinchwad | MH-14 |
Pune | MH-12 |
Ratnagiri | MH-08 |
Sangli | MH-10 |
Satara | MH-11 |
Solapur | MH-13 |
Srirampur | MH-17 |
Thane | MH-04 |
Vasai | MH-48 |
Vashi Navi Mumbai | MH-43 |
Wardha | MH-32 |
Washim | MH-37 |
Yavatmal | MH-29 |
Your vehicle insurance quote is influenced by the Mumbai RTO where you registered your car or two-wheeler. Automobiles registered in metropolitan regions must pay a higher premium because of the increased risk. Your vehicle insurance premium will be much lower if your vehicle is registered in a Tier 2 or 3 city with a low population. Mumbai falls under the Tier 1 category; therefore, premiums would be high for vehicles registered in Mumbai.
The Motor Vehicles Act of 1988 makes vehicle registration mandatory, and refusal to do so might result in a fee or penalty. Driving an unregistered vehicle on Mumbai's roads is unlawful. According to the Mumbai Transport Department, all vehicles must possess RC, PUC, Insurance documents.
If a vehicle is sold or its ownership is transferred to another person, the registering authority must be notified, and the changes should be noted in the vehicle RC as well. The process of transferring a vehicle within the jurisdiction of the same RTO must be completed within 14 days. The time limit for vehicle transfers in another RTO's jurisdiction is 30 days. The applicant can apply at Mumbai RTO online or offline.
The renewal application must be submitted 60 days prior to the expiration date. According to the Central Motor Vehicle Rules of 1989, Rule 81, the registration renewal fees and Mumbai vehicle registration details must be submitted to the Registration Authority at Mumbai RTO. You would require the following documents:
According to the Motor Vehicle Rules, 1989, an application for a duplicate Certificate of Registration at the Mumbai RTO must be made to the Registration Authority. Mumbai vehicle registration details and the fee will be paid in accordance with Central Bank Rule 81. You would require the following documents:
Address: Old Bodyguard Lane, Tulsiwadi, Tardeo, Mumbai, Maharashtra
Phone: 22-24932337, 22-24944601, 22-24944602.
Fax: +91-22-23534603
Website: https://transport.maharashtra.gov.in/1035/Home
Address: Regional Transport Office, D/111, Ambivali Village, Versova Road, Near Manish Nagar, Andheri (West), Mumbai, Maharashtra
Phone: 22-6362252, 22-26366957, 22-26319821, 22-26323315
Fax: +91-22-23534603
Website: https://transport.maharashtra.gov.in/1035/Home
Address: 25/Sir Pochkhanwala Road, Worli, Maharashtra
Phone: 22-24935857
Fax: +91-22-24935857
Website: https://transport.maharashtra.gov.in/1035/Home
Address: B/2, 3rd Floor, Wadala Truck Terminal, Wadala Road, Mumbai, Maharashtra
Phone: 22-24036221, 22-24036479
Fax: +91-22-24036261
Website: https://transport.maharashtra.gov.in/1035/Home
Address: Dy. Regional Transport Officer, Wing-A Link Road, Kandarpada Anand Park, Dahisar West, Near Borivali, Mumbai
Phone: 22-26366957, 22-26362252, 22-26319821, 22-26323315
Website : https://transport.maharashtra.gov.in/1035/Home
Yes, Mumbai RTO offers online registration through the Mumbai RTO online platform.
A nominal fee is charged by a vehicle dealer for temporary registration at the Mumbai RTO online or offline.
No, a new Certificate of Registration is issued free of charge by the Mumbai RTO.
The Mumbai RTO offices are open from 10:30 a.m. to 5:30 p.m. on weekdays.