Mumbai RTO

Car Insurance

Starting at only ₹6 per Day*

Car Insurance banner image
Enter your details to buy Car Insurance
By proceeding you agree to Terms & Conditions
Proceed without car number
  • compare buy
    Compare and buy at best price
  • instant policy
    Instant Policy Issuance
  • no unwanted calls
    No unwanted calls. We promise!

The primary goal of the Mumbai Transport Department is to guarantee that the Motor Vehicles Act of 1988's laws and regulations are followed. The Department has many RTO Offices throughout Mumbai (Mumbai RTOs) to provide a variety of services, including car registration, driver's licence issuance, and road tax collecting, among others.

Find RTO Details by Registration Number

Responsibilities of RTO Offices in Mumbai

  • Driving Licence: Mumbai RTO issues different types of driving licences such as learner's, permanent, renewal, duplication, additions of class, and international driving permit.
  • Conductor Licence: Mumbai RTO provides licences for conductors of stage carriages granted through Form CL.
  • Registration of Motor Vehicle: Mumbai RTO issues documents and certificates like Trade Certificate, temporary or permanent registration, renewal, duplicate, HP Endorsement, and HP Termination.
  • Fitness/NOC: You will be issued a no-objection certificate by the Mumbai RTO if you submit the required documents with the application.
  • Online Permits Application and Objection System for vehicles: Mumbai RTO also issues permits like the temporary, pucca, renewal, duplicate, transfer, vehicle replacement, CNG, and LPG retro fitment.

How to Get Motor Insurance in Mumbai?

As per the law, the Mumbai Transport Department requires all cars to have proper insurance before being authorised to operate on the road. There are two types of motor insurance available- comprehensive and third-party.

How to Get Car Insurance in Mumbai?

To obtain car insurance, you can choose an insurer or an aggregator online or visit the Mumbai RTO in person. It will compare the number of insurance providers, insurance prices, and other factors. 

How to Get Two-Wheeler Insurance in Mumbai?

When looking for two-wheeler insurance, consider third-party coverage, personal accident coverage, no-claim bonus, policy terms, claim settlement percentage, and garage network. The make, model, and type of two-wheeler you own will impact the cost of your insurance. You can buy third-party insurance or a comprehensive two-wheeler insurance policy by following the steps mentioned below.

Get Car/Two-wheeler Insurance in Mumbai

You may get motor insurance in Mumbai RTO online and offline or on the insurer’s site or to compare insurance on an aggrregators’s site, both by using the ways listed below:

  1. Contact your auto two-wheeler or car insurance company and go to their office or website.
  2. Fill out the application with your vehicle details.
  3. Choose your motor insurance policy and fill out all of the necessary documentation. You can pay the premium either in person or online.
  4. Collect policy by email or in person.

RTO Codes for Different States and Union Territories of India

There are different RTO codes for different States and Union Territories in India for easy identification of the RTO location based on the vehicle's number plate. The different RTO codes for States and Union Territories in India are as follows:

List of other RTO offices in Maharashtra

RTO office RTO Code
Ahmednagar MH-16
Akluj MH-45
Akola MH-30
Ambejogai MH-44
Amravati MH-27
Aurangabad MH-20
Baramati MH-42
Beed MH-23
Bhandara MH-36
Buldhana MH-28
Chandrapur MH-34
Dhule MH-18
Gadchiroli MH-33
Gondia MH-35
Hingoli MH-38
Jalgaon MH-19
Jalna MH-21
Kalyan MH-05
Karad MH-50
Kolhapur MH-09
Kudal MH-07
Latur MH-24
Malegaon MH-41
Nagpur MH-31
Nagpur East MH-49
Nagpur Rural MH-40
Nanded MH-26
Nandurbar MH-39
Nashik MH-15
Nashik Rural MH-51
Osmanabad MH-25
Panvel MH-46
Parbhani MH-22
Pen Raigad MH-06
Pimpri Chinchwad MH-14
Pune MH-12
Ratnagiri MH-08
Sangli MH-10
Satara MH-11
Solapur MH-13
Srirampur MH-17
Thane MH-04
Vasai MH-48
Vashi Navi Mumbai MH-43
Wardha MH-32
Washim MH-37
Yavatmal MH-29

How does RTO Impact your Vehicle Insurance Premium in Mumbai?

Your vehicle insurance quote is influenced by the Mumbai RTO where you registered your car or two-wheeler. Automobiles registered in metropolitan regions must pay a higher premium because of the increased risk. Your vehicle insurance premium will be much lower if your vehicle is registered in a  Tier 2 or 3 city with a low population. Mumbai falls under the Tier 1 category; therefore, premiums would be high for vehicles registered in Mumbai.

How to Get Vehicle Registration in Mumbai?

The Motor Vehicles Act of 1988 makes vehicle registration mandatory, and refusal to do so might result in a fee or penalty. Driving an unregistered vehicle on Mumbai's roads is unlawful. According to the Mumbai Transport Department, all vehicles must possess RC, PUC, Insurance documents. 

Types of Vehicle Registration in Mumbai RTO

  • Temporary Vehicle Registration: The vehicle dealer will issue this when a new vehicle is acquired, and it is valid for one month.
  • Permanent Vehicle Registration: You must apply for permanent registration at the RTO once you have availed a temporary registration.

Transfer of Ownership in Mumbai RTO

If a vehicle is sold or its ownership is transferred to another person, the registering authority must be notified, and the changes should be noted in the vehicle RC as well. The process of transferring a vehicle within the jurisdiction of the same RTO must be completed within 14 days. The time limit for vehicle transfers in another RTO's jurisdiction is 30 days. The applicant can apply at Mumbai RTO online or offline. 

Renewal of Registration in Mumbai RTO

The renewal application must be submitted 60 days prior to the expiration date. According to the Central Motor Vehicle Rules of 1989, Rule 81, the registration renewal fees and Mumbai vehicle registration details must be submitted to the Registration Authority at Mumbai RTO. You would require the following documents:

  • Vehicle insurance
  • R.C. Book
  • Certificate of Pollution Control
  • Form 25

Duplicate R.C. in RTO

According to the Motor Vehicle Rules, 1989, an application for a duplicate Certificate of Registration at the Mumbai RTO must be made to the Registration Authority. Mumbai vehicle registration details and the fee will be paid in accordance with Central Bank Rule 81. You would require the following documents:

  • Police clearance report
  • PUC Certificate
  • Form 26

Mumbai RTO Contact Details

Mumbai RTO Tardeo (South Mumbai)

Address: Old Bodyguard Lane, Tulsiwadi, Tardeo, Mumbai, Maharashtra

Phone: 22-24932337, 22-24944601, 22-24944602.

Fax: +91-22-23534603

Website: https://transport.maharashtra.gov.in/1035/Home

Mumbai RTO Andheri (Western Suburb Mumbai)

Address: Regional Transport Office, D/111, Ambivali Village, Versova Road, Near Manish Nagar, Andheri (West), Mumbai, Maharashtra

Phone: 22-6362252, 22-26366957, 22-26319821, 22-26323315

Fax: +91-22-23534603

Website: https://transport.maharashtra.gov.in/1035/Home

Mumbai Deputy RTO - Worli (South Mumbai)

Address: 25/Sir Pochkhanwala Road, Worli, Maharashtra

Phone: 22-24935857

Fax: +91-22-24935857

Website: https://transport.maharashtra.gov.in/1035/Home

Mumbai RTO Wadala (Harbour Mumbai East)

Address: B/2, 3rd Floor, Wadala Truck Terminal, Wadala Road, Mumbai, Maharashtra

Phone: 22-24036221, 22-24036479

Fax: +91-22-24036261

Website: https://transport.maharashtra.gov.in/1035/Home

Mumbai Deputy RTO – Dahisar (Western Suburb)

Address: Dy. Regional Transport Officer, Wing-A Link Road, Kandarpada Anand Park, Dahisar West, Near Borivali, Mumbai

Phone: 22-26366957, 22-26362252, 22-26319821, 22-26323315

Website : https://transport.maharashtra.gov.in/1035/Home

Mumbai RTO FAQs

  • 1. In Mumbai, is it possible to register a vehicle online?

    Yes, Mumbai RTO offers online registration through the Mumbai RTO online platform.

  • 2. Is there a fee for temporary car registration at the Mumbai RTO if the registration is done by a vehicle dealer?

    A nominal fee is charged by a vehicle dealer for temporary registration at the Mumbai RTO online or offline.

  • 3. Is there a fee for a new Certificate of Registration from the Mumbai RTO?

    No, a new Certificate of Registration is issued free of charge by the Mumbai RTO.

  • 4. What are the RTO office hours in Mumbai?

    The Mumbai RTO offices are open from 10:30 a.m. to 5:30 p.m. on weekdays.

  • 5. What documents are needed to support a change of address on a Mumbai RTO Certificate of Registration?

    • Registration Certification
    • Residency Proof
    • NOC
    • Insurance 
    • Certificate of pollution control
    • Proof of tax payment 

Recent Articles

View All
https://insurance-blog-cms.paytminsurance.co.in/50_Car_Insurance_Is_It_Mandatory_To_Buy_Car_Insurance_From_Your_Auto_Dealer_d804b136a5.jpg

A Guide for Checking Engine Oil

Checking your car’s engine oil regularly is highly beneficial. It is a 1-minute investment to keep the engine ...

Read More
https://insurance-blog-cms.paytminsurance.co.in/147_Car_Insurance_Top7_Secrets_That_Will_Make_Your_Car_Insurance_The_Best_Deal_e0e971e96d.jpg

Coverage for Passengers vs Drivers in a Car Insurance Policy

The comprehensive car insurance coverage for a driver and a passenger in a vehicle is quite different. Keep re...

Read More
https://insurance-blog-cms.paytminsurance.co.in/64_Car_Insurance_Should_You_Stick_To_The_Same_Car_Insurance_Provider_For_Years_1_ec087a6639.jpg

Top 11 Factors That Impact the Value of the Acko Car Insuran...

Your car insurance premium derives its value from several components of variable nature. Knowledge of the same...

Read More
https://insurance-blog-cms.paytminsurance.co.in/32_Car_Insurance_What_Is_Certificate_Of_Insurance_In_Motor_Vehicles_Act_4_6e9955231e.jpg

Learn How Magma HDI Car Insurance Premiums are Decided

Purchasing a car insurance online plan from Magma HDI? Learn about all the factors that can lead to a reductio...

Read More
https://insurance-blog-cms.paytminsurance.co.in/50_Car_Insurance_Is_It_Mandatory_To_Buy_Car_Insurance_From_Your_Auto_Dealer_d804b136a5.jpg

Factors That Influence Car Insurance Premiums for SUVs and S...

Planning to buy a new car but confused between an SUV and a sedan? Read on to know the factors that differenti...

Read More
https://insurance-blog-cms.paytminsurance.co.in/32_Car_Insurance_What_Is_Certificate_Of_Insurance_In_Motor_Vehicles_Act_4_6e9955231e.jpg

Tips for Buying the Best Comprehensive Car Insurance Plan

Know your requirements to decide on the basic plan, add-ons and brand for the best comprehensive car insurance...

Read More
https://insurance-blog-cms.paytminsurance.co.in/120_Car_Insurance_Why_Is_Car_Insurance_Important_For_A_Luxury_Car_2_d13af355c2.jpg

Read This Guide Before Getting Your Car's Number Plates

Are you a new car owner looking to get a fancy number plate? Wait and read this guide before government offici...

Read More
https://insurance-blog-cms.paytminsurance.co.in/120_Car_Insurance_Why_Is_Car_Insurance_Important_For_A_Luxury_Car_2_d13af355c2.jpg

How to Buy FASTags Online - Explore Benefits, Cost, Applicat...

If you've ever wondered how to buy or purchase FASTags online and are confused about factors such as the cost,...

Read More
https://insurance-blog-cms.paytminsurance.co.in/52_Car_Insurance_Is_Personal_Accident_Cover_For_Car_Owners_Mandatory_d8b7758405.jpg

Personal Accident Cover for Car Insurance Policies

As part of the mandatory motor insurance, the vehicle's owner receives a personal accident protection policy. ...

Read More