IFFCO Tokio Health Insurance

When you think of health insurance, you probably imagine a traditional plan that covers medical expenses. However, IFFCO-Tokio's flexible health insurance coverage can provide much more than this. The company offers affordable rates and broad coverage with access to a wide range of facilities for several medical treatments.

IFFCO-Tokio General Insurance Co. is a joint project involving Indian Farmers Fertilizer Cooperative Ltd. (IFFCO) with Tokio Marine Group, with the former holding 51% of the corporation and the second being one of Japan's leading insurance organisations holding the other 49%. Established in 2000, this organisation provides a variety of insurance product lines such as medical insurance plans, car insurance plans, bike insurance plans, travel insurance plans, home insurance plans, and corporate insurance policies such as liability insurance and property insurance. These plans help meet the customers' diverse insurance-related requirements.

IFFCO-Tokio is dedicated to giving you peace of mind by providing a range of extensive health insurance options that may be purchased independently or as a family floater to cover numerous relationships. IFFCO-Tokio health insurance policies include a variety of benefits other than in-patient hospitalisation benefits, such as annual health check-ups, domiciliary treatment, ambulance, pre and post-hospitalisation expenses, and maternity expenses, just to name a few. In a nutshell, IFFCO-Tokio has created a vast range of products designed to meet the specific requirements of individuals.

This page will go over the details of IFFCO-Tokio health insurance.

IFFCO Tokio Health Insurance Key Highlights

Why Should You Buy an IFFCO Tokio Health Insurance Policy?

IFFCO-Tokio offers affordable health insurance premium prices in India. Customers have expressed appreciation for the availability of quality, reasonable, and relevant medical insurance coverage. Because the organisation is passionate about giving clients a personalised feel for their healthcare requirements, extensive health insurance coverage from it is all the more obvious.

As one of the most common preferred health insurers in the nation, IFFCO-Tokio health insurance can help you live a worry-free life as you know there is a financial safety net in place if anything goes wrong with your healthcare. 

This list of characteristics of IFFCO-Tokio health insurance plans will help you understand why this company is so popular right now:

1. Sum insured upto INR 30 lakhs
2. No co-pay
3. No medical test is required up to 60 years of age
4. 160+ daycare procedures are covered
5. 6400+ network hospitals

Multiple IFFCO Tokio Health Insurance Plans

IFFCO-Tokio provides a wide range of health insurance plans in individual and family floater categories. In individual plans, sum insured is available separately for each member. Whereas a family floater plan will have a single sum insured for all the insured members. 

IFFCO Tokio Health Insurance Policy Details

IFFCO-Tokio offers flexible health insurance coverage at affordable rates. The company has made it its mission to help you secure health coverage that suits your needs and preferences.

1. Individual Health Insurance Policy

Individual health insurance coverage from IFFCO-Tokio helps you get on top of your emergency healthcare needs. The company offers two different variants of individual health insurance to cater needs of two different customer types. 

Variants:

• Individual Health Insurance up to INR 5 Lakhs

With an insured sum amount ranging from INR 50,000 up to INR 5 lakhs, this plan offers a wide range of coverage from daycare procedures to daily cash allowance and free healthcare check-ups.

Coverage

1. In-patient hospitalisation
2. Expenses for pre as well as post-hospitalisation
3. Nursing expenses
4. Ambulance expenses
5. Daily allowances (up to INR 250 each day)
6. Critical illness cover
7. Reinstatement benefit
8. 160+ daycare procedures
9. COVID treatment
10. Organ donor expenses
11. Healthcare check-ups (for 4 claim-free years)
12. Ayurvedic hospitalisation

• Individual Health Insurance up to INR  20 Lakhs

This policy offers coverage for in-patient hospitalisation, pre-hospitalisation and post-hospitalisation, ambulance expenses and other procedures. As the name suggests, it has a sum insured amount ranging from INR 50,000 to INR 20 lakhs.

Coverage

1. In-patient hospitalisation
2. Expenses for pre as well as post-hospitalisation
3. Nursing expenses
4. Ambulance expenses
5. Daily allowances (up to 0.20% of insured sum amount)
6. Critical illness cover
7. Reinstatement benefit
8. 160+ daycare procedures
9. COVID treatment
10. Vaccination expenses
11. Healthcare check-ups
12. AYUSH cover

2. Family Health Insurance

IFFCO-Tokio family health insurance policies offer complete coverage to you and your family for planned and emergency healthcare expenses. Just like individual health insurance plans, IFFCO-Tokio offers two different types of family health insurance plans.

Variants:

• Family Health Insurance up to INR 5 Lakhs

This plan offers coverage against in-patient room rent, nursing charges, pre-hospitalisation expenses and post-hospitalisation expenses, among many other benefits. This plan has a sum insured amount ranging from INR 1 lakh to 5 lakh.

Coverage

1. In-patient hospitalisation
2. Expenses for pre as well as post-hospitalisation
3. Room charges
4. Nursing expenses
5. Ambulance expenses
6. Daily allowances (up to INR 250 each day)
7. Critical illness cover
8. Reinstatement benefit
9. 160+ daycare procedures
10. COVID treatment
11. Organ donor expenses
12. Domiciliary hospitalisation expenses

• Family Health Insurance up to INR 30 lakhs

This IFFCO-Tokio health insurance offers coverage for both you and your family for hospital invoices, diagnostic screenings, vaccination expenses and other benefits. This plan has an insured sum amount ranging from INR 1.5 lakhs to INR 30 lakhs.

Coverage

1. In-patient hospitalisation
2. Expenses for pre as well as post-hospitalisation
3. Room charges
4. Ambulance expenses
5. Daily allowances (up to INR 1000 each day)
6. Critical illness cover
7. Reinstatement benefit
8. 160+ daycare procedures
9. COVID treatment
10. Vaccination expenses
11. Healthcare check-ups
12. AYUSH cover

3. Personal Accident Insurance

This plan from IFFCO-Tokio health insurance is a fixed benefit policy that covers accidental death, disability as well as hospitalisation due to accidents. This plan will offer you a lump sum payout if any of the above cases happen. 

Coverage:

1. Accidental death
2. Permanent total disability
3. Permanent partial disability
4. Temporary total disability

4. Critical Illnesses for Family

With a sum insured amount of INR 1 crore, this plan can help you cover yourself and your household members against l25 unfortunate critical illnesses and their treatments. The good thing about this plan is policyholders under the age of 50 years do not need to go over the pre-coverage medical tests. 

Covered Illnesses:

1. Specified severity cancer
2. Regular dialysis caused due to kidney failure
3. Multiple sclerosis along with persisting symptoms
4. Motor neuron disease along with permanent symptoms
5. Last stage liver failure
6. Parkinson’s disease (before 50 years of age)
7. Alzheimer’s disease (before 50 years of age)
8. Primary pulmonary hypertension (Idiopathic)
9. Last stage lung failure
10. Benign brain tumour

Covered Treatments

1. Major organ or bone marrow transplant
2. Heart valve repair or open heart replacement
3. Aorta surgery
4. Open chest CABG

Covered Critical Events

1. Permanent symptoms resulting from stroke
2. Myocardial infarction
3. Speech loss
4. Limbs loss
5. Specified severity coma
6. Muscular dystrophy
7. Major head trauma
8. Deafness
9. Blindness
10. Third-degree burns
11. Permanent limb paralysis

5. Health Protector Plus Policy

Base health insurance plans might not be enough at certain times. When your base sum insured gets exhausted, you’ll remain uninsured for the time being. This always carries the risk of unplanned healthcare needs. To avoid such scenarios, Health Protector Plus Policy is recommended to supplement your base coverage. 

This is a top-up policy that offers you a wide range of benefits and coverage to help policyholders in times of need.

Coverage

1. In-patient hospitalisation
2. Expenses for pre as well as post-hospitalisation
3. Vitamin and toxin expenses
4. AYUSH treatment cover
5. Ambulance expenses cover
6. Daily cash allowance benefit (up to 0.10% of insured sum amount)

6. Swasthya Raksha Bima

This IFFCO-Tokio health insurance plan is tailored, keeping in mind the needs of customers located in smaller towns and cities. With age requirements ranging between 18 years and 65 years, this policy offers comprehensive health insurance coverage to almost every age group at an affordable premium rate.

Coverage:

1. Room rent expenses
2. Boarding expenses
3. Nursing expenses
4. Hospital charges
5. Fees of medical practitioner/anaesthetist and consultant
6. Expenses of blood, drugs, medication, treatments
7. Tonics and vitamin expenses
8. Domiciliary hospitalisation
9. Daily allowance (up to INR 150 per day)
10. Ambulance expenses cover
11. AYUSH treatment cover

7. MOS-BITE Insurance

Malaria, dengue fever, chikungunya, and the Zika virus are all vector-borne illnesses that have afflicted and certainly affect a huge population in the nation. With medical expenditures growing, particularly those for treating such disorders, it is critical to have a specialised insurance plan that covers such ailments. This is when the MOS-BITE Protector Policy of IFFCO-Tokio comes into play.

Covered Illnesses

1. Dengue
2. Lymphatic filariasis
3. Chikungunya
4. Zika virus
5. Japanese encephalitis
6. Kala-azar
7. Malaria

8. Arogya Sanjeevani Policy

Arogya Sanjeevani Policy, as regulated by the IRDAI, provides basic medical insurance protection to the policyholder as well as his or her household at a reasonable premium cost. The sum insured ranges from INR 1 lakh to INR 5 lakh. 

Coverage:

1. In-patient hospitalisation expenses
2. Expenses for pre as well as post-hospitalisation for up to 30 and 60 days, respectively
3. Ambulance expenses
4. 12 daycare treatments
5. AYUSH Therapy Cover

9. COVID Health Insurance

IFFCO-Tokio offers both indemnity and benefit-based COVID health insurance plans. These policies are both focused on the treatment of coronavirus.

Variants:

• Corona Rakshak Policy

This is a benefit-based COVID health insurance plan which provides a payout when the insured is tested COVID positive requiring a minimum of 72-hour hospitalisation. The sum insured for the same ranges from INR 50,000-2.5 lakhs.

Coverage

1. COVID hospitalisation
2. Lump sum payout
3. Coverage available for people aged between 18 and 65 years

Tenure Options 

           3.5 months, 6.5 months and 9.5 months

• Corona Kavach Policy

This is an indemnity-based COVID health insurance plan which offers COVID coverage to policyholders as well as their family coverage.

Coverage:

1. COVID hospitalisation
2. Pre-hospitalisation of up to 15 days
3. Post-hospitalisation of up to 30 days
4. AYUSH treatment cover
5. Telemedicine charges

Tenure Options 

          3.5 months, 6.5 months and 9.5 months

Note - As per the latest government order, the last date to buy or renew Corona Rakshak and Corona Kavach plans is 30th September, 2022. 

10. Hospital Daily Cash Policy

This plan pays a specified amount for each uninterrupted and completed duration of 24 hours in which the insured individual is hospitalised as a result of an accidental physical injury or disease that occurs or manifests during the term of the policy. The plan contains an intiial 30-day waiting period. In case you have a pre-existing illness, you will need to contend with a waiting period of 48 months.

Daily cash options of 250/500/750/1,000/1,500/2,500/5,000  while ICU cash benefit is twice the base hospitalisation benefit amount. The tenure ranges from 1 year to 3 years. The maximum benefit period per year is 15/30/60/90/180.

Coverage:

1. In-patient hospitalisation
2. Daycare treatments
3. Modern treatments

10. Saral Suraksha Bima Policy

The Saral Suraksha Bima insurance policy is designed to cover death, permanent total disability, permanent partial disability, with optional coverage for temporary total disability, hospitalization costs due to accident, and education grant. The concept is to give customers streamlined, convenient pre-written insurance solutions.

Coverage

1. Accidental death
2. Permanent total disablement
3. Permanent partial disablement

Optional Coverage

1. Temporary total disablement
2. Education grant
3. Accidental hospitalisation

These IFFCO-Tokio health insurance plans offer diverse coverage for different audiences, multiple benefits and affordable premium rates. If you are still looking for reasons to buy, let’s go through the benefits provided by the insurance provider. 

IFFCO Tokio Health Insurance Benefits

IFFCO-Tokio General Insurance Company Limited. is a trusted brand in the sector of medical insurance in the country, with a large network of cashless network hospitals as well as a track record of service quality. The company provides reasonably priced health insurance policies that may be tailored to your specific needsiand provide you with peace of mind.

1. Sum Insured Restatement

Medical situations never come on time. So, if you have used all your medical insurance coverage in a previous medical procedure, covering another unforeseen treatment would be too expensive. This is when the IFFCO-Tokio health insurance policy's restoration of the sum covered comes in handy!

If you have already exhausted your sum insured amount, the insurance provider will fully replenish it under this cover. This is a highly dependable and important sector of your medical insurance plan since it basically ensures that you do not have to be concerned about your medical insurance plan running out of coverage.

2. COVID Coverage

With the growing coronavirus pandemic, COVID coverage has become an important component of every health insurance plan. IFFCO-Tokio offers the same in both COVID-specific health insurance plans like Corona Kavach and Corona Rakshak policies as well as in regular health insurance plans. The coverage of these plans includes COVID-related hospitalisation as well as pre and post-hospitalisation expenses. 

3. Easy Application

These days buying health insurance is a matter of a few clicks online. The digital application process is relatively simple. All you have to do is fill out a few forms online and then submit your information to IFFCO-Tokio. This process makes it easy for people without previous health insurance experience to find the right policy.

4. Tax Breaks

Section 80D of the Income Tax Act allows tax benefits to everyone who pays health insurance premiums. The tax break is restricted to INR 25,000 for those below the age of 60, but it is increased to a limit of INR 50,000 for elderly people beyond the age of 60. Within their respective tax break thresholds, both groups provide a tax discount of INR 5,000 only for preventative healthcare.

Claim Settlement Ratio of IFFCO Tokio Health Insurance

The claim settlement ratio, or CSR, of the insurance company is closely watched by insurance customers in India. The reason is that it indicates to them as the health insurance company they are joining is worth their investment. This ratio compares the number of claims settled by insurance providers to the overall number of claims made by the customers in a year.

Nevertheless, it is critical to recognise that the majority of claim denials are the consequence of the policyholder's irresponsibility. In most circumstances, the policyholder either fails to produce appropriate documents or his or her continued insurance coverage excludes the alleged cause. Aside from that, the claim settlement ratio should give an impression of how the insurance provider handles submitted claims.

IFFCO-Tokio has a settlement ratio of 99.71% for the financial year 2020-21. This number serves as evidence of why this company is recognised as one of the quick claim settlers in the nation.

How to Buy IFFCO Tokio Health Insurance Online at Paytm Insurance?

The most difficult element of buying health insurance is deciding which offers the best combination of coverage as well as premium prices. You don't want to spend more than your insurance coverage covers, or vice versa. This is why most individuals like to examine and contrast all of the policy alternatives before deciding on one. Paytm Insurance makes this feasible.

The following is a step-by-step guide to purchasing health insurance policies from IFFCO-Tokio at Paytm Insurance.

1. To begin the procedure, you must first go to the Paytm Insurance website and get yourself registered using the IFFCO-Tokio health insurance login.
2. When you arrive at the main page, click on the 'health insurance' button in the top-right menu.
3. You will be given a drop-down menu with all eligible health insurance carriers. Following that, you must make a decision and choose IFFCO-Tokio.
4. A new page will be displayed once you select your insurance carrier. This webpage will have a brief questionnaire that you must complete and submit.
5. After completing the questionnaire, you must provide your age and pin code.
6. Next, click on  'get quotes' to see a summary of all of your health insurance alternatives.
7. Choose your favourite health insurance policy and purchase it online with Paytm Insurance.

List of Documents Required to Buy IFFCO Tokio Health Insurance Online

When purchasing an IFFCO-Tokio health insurance policy for an individual or a family, the customer must provide certain papers.

This checklist provides an overview of the documents required when applying for medical insurance on the internet or in person:

1. Identity Proof
   1. Driver’s License
   2. Voter’s Card
   3. Passport
   4. Aadhaar Card,
   5. PAN Card
2. Age Proof
   1. Voter’s Card
   2. Driver’s License
   3. PAN Card
   4. Birth Certificate
   5. Passport
3. Address Proof
   1. Ration Card
   2. Recent Utility Bills
   3. Passport
   4. Statements issued by Bank
   5. Voter’s Card
4. Income Proof (if applicable)
   1. Recent Bank-issued Statements
   2. Recent company-issued pay slips
5. Application form
6. Recent photographs
7. Recent healthcare reports

Note: This list includes a general list of documents; please contact IFFCO-Tokio for further information.

How to Renew IFFCO Tokio Health Insurance Online?

Active health insurance policyholders are advised to renew their insurance policies on schedule to continue their health coverage and that there are no policy lapse difficulties.

The following is a step-by-step guide to renewing IFFCO-Tokio health insurance online.

Via IFFCO-Tokio Website

1. Go to the IFFCO-Tokio website.
2. Click on ‘health’ from the available set of insurance types.
3. Next, you need to click on ‘renew your policy’ on the next page. The health insurance renewal page will open.
4. Now, you need to input your health policy number, first name, last name and press ‘submit’.
5. You will get renewal quotes.
6. You can pay the renewal fees online to renew your ongoing health insurance policy.

How to File a Claim with IFFCO Tokio Health Insurance Online?

There are two types of health insurance claims accessible to policyholders: cashless health insurance claims and reimbursement health insurance claims.

The first is a cashless claim, which allows you to obtain cashless care at any of your insurance company's partner medical facilities or hospitals. If the treatment is scheduled, you must notify the insurance company a few days in advance, and it will make the required preparations. The moment you reach the hospital, submit your IFFCO-Tokio health insurance card, any government ID proof ( Aadhaar Card, PAN Card, Voter ID, etc.) to the TPA desk. Further, submit the pre-authorisation form to the hospital administration, and it will inform your insurance provider of your admission. You will get cashless care once the claim is verified.

The second option - reimbursement claim provides you with a return of all medical bill charges. You must obtain the claims paperwork and submit it to your insurance along with any applicable papers. Your medical expenses will be reviewed by the company, and your claim will be confirmed. You will receive the money you have previously spent.

Here are step-by-step instructions for both claim procedures:

IFFCO-Tokio Cashless Health Insurance Claim Process

A serious health condition is an unpleasant situation to go through. The lengthy and complicated treatment process further adds to one’s anxiety. If you've been diagnosed with a serious medical illness, there's no greater way to go about things than by visiting one of the country's many IFFCO-Tokio-affiliated hospitals and clinics. These network hospitals offer you cashless insurance claims. Here are the details of the procedure:

Emergency Procedure

1. In the event of emergency admission in any network hospital, notify the Third-party administrator i.e., the TPA via their toll-free number upon admittance. Please provide your membership number from your health card.
2. Fill out the cashless application form accessible at the network hospital's insurance help centre, and have your attending physician sign it.
3. Send the cashless application form to the TPA, along with any accompanying medical records.
4. The TPA will review the paper and notify the hospital of its decision. If necessary, the TPA may approve the cashless application or seek further documentation.
5. The hospital costs will be reimbursed promptly when the TPA approves a cashless claim. You will need to pay Inadmissible sums such as phone bills, meals, attendant fees, etc.
6. If the TPA does not accept the cashless claim, you will have to settle the hospital bill and then ask for a reimbursement claim. The application will be processed in accordance with the terms and conditions of the insurance.

Planned Procedure

1. Choose a hospital for admission from the company's network of hospitals.
2. Please notify the Third-party administrator, i.e. the TPA via the helpline number three days before a scheduled admission by giving your insurance health card's membership number.
3. Ask for the cashless hospitalisation form available at the help desk of the network hospital and get that signed by the attending physician.
4. Submit the form and accompanying medical records to the TPA, which will evaluate your application and communicate its decision to the concerned hospital.
5. In case the TPA wants further documentation, you will know about that. Arrange the same for a hassle-free claim disbursal.
6. Once the TPA approves the cashless claim, the hospital will get the treatment cost. Inadmissible claims will be your responsibility.
7. In case due to any technical glitch, you don’t get the cashless approved. You will need to pay for the treatment and get that reimbursed by the insurance company later.

List of Documents Required for IFFCO Tokio Health Insurance Cashless Claim

When submitting cashless claims, the following documents are required.

1. Health insurance policy documentation
2. The insurance company-issued health insurance card.
3. Proof of the insured and policyholder's age
4. KYC information for the insured and the policyholder
5. Pre-approval diagnosis breakdown report
6. Any pertinent medical documents

What is the Reimbursement Claim of IFFCO-Tokio Health Insurance?

To file a reimbursement health insurance claim, you need to first settle your medical fees in full before submitting a refund claim to IFFCO-Tokio. This is the only way to do it. If you are in an emergency situation and you do not have any network hospital or medical facility nearby, getting the insured patient admitted to any local hospital and filing a reimbursement claim is the best way to go. You need to send all required bills and other relevant hospital paperwork to the insurance company for reimbursement.

Here are the details of the procedure

1. Notify IFFCO-Tokio promptly upon admission, no later than a week from the discharge date, using the hotline 1800 103 5499. When submitting a claim, please provide your policy certificate number.
2. Receive hospital treatment and settle all fees with the hospital where you are admitted, and afterwards make a reimbursement claim.
3. Download the appropriate application from the company’s website and contact its call centre. You can also submit the documents in person by visiting a nearby IFFCO-Tokio branch office.

List of Documents Required for IFFCO-Tokio Health Insurance Reimbursement Claim

When submitting reimbursement claims, the following documents are required.

1. Completed claim form and doctor's certificate
2. Summary of the discharge
3. Bills
4. Hospital prescriptions
5. Advance and final payments
6. Reports on diagnostic tests, X-rays, scans, ECGs, and other films

If necessary, the claim processing team will seek additional documents in addition to those specified above.

How to Calculate IFFCO Tokio Health Insurance Premium?

Health insurance programmes are intended to provide comprehensive coverage. From prescription medicines and hospital stays to preventative care, they have you covered. Doing your research can help you obtain the best health insurance policy. While this is essential, it is not sufficient. When deciding which health insurance to choose or how much to spend on it, you must exercise caution.

IFFCO health insurance provides a wide range of health insurance policies, so it's simple to become confused. You may always use the company's 'get quote' feature to compare policies based on their prices and coverage options. This allows you to estimate your monthly payments. IFFCO-Tokio health insurance premiums are dependent on the age of the policyholder, the chosen sum insured, health background, etc. 

IFFCO Tokio Health Insurance Tax Benefits

If you are an active policyholder, you can get tax benefits through Income Tax Act Section 80D. In other words, paying your premiums will become a way for you to get some deductions on your income tax return which may reduce your taxes.

Policyholders below the age limit of 60 are eligible for a tax reduction of INR 25000, which includes an INR 5000 preventative healthcare tax deduction. Policyholders over 60 are eligible for a tax benefit of INR 50,000, again including the INR 5000 preventive healthcare tax benefit.

What is Covered Under IFFCO Tokio Health Insurance Plans?

IFFCO-Tokio health insurance provides a variety of plans to satisfy the needs of every person. Every individual, as well as his or her family members, possesses a unique health profile. IFFCO-Tokio offers a variety of alternatives to make life easier for both you and your family members.

The following list summarises the coverage of IFFCO-Tokio health insurance plans:

• In-patient hospitalization

If the insured patient is admitted to a hospital for a period of more than 24 hours, this coverage kicks in. It covers lodging and board, doctor costs, OT expenditures, pharmaceuticals, medicines, and other consumables.

• Medical costs prior to hospitalisation

This coverage extends to diagnostic testing and consultations before the actual hospitalisation.

• Medical expenditures incurred after hospital discharge

After the insured patient is released from the hospital, this coverage covers medications and diagnostic testing.

• Daycare therapy

This coverage includes current medical treatments that do not necessitate a 24-hour hospital stay for the insured patient.

What is not Covered Under IFFCO Tokio Health Insurance Plans?

Here are the exclusions of IFFCO-Tokio health insurance. Depending on your situation, you may find some valuable items not eligible for coverage under your plan.

1. Cosmetic treatments
2. Pre-existing medical conditions
3. Pregnancy-related conditions
4. Self-inflicted injuries or suicide
5. Injuries resulting due to nuclear explosion or war
6. Congenital diseases
7. International injuries

IFFCO-Tokio Network Hospitals

If you're going to undergo medical treatment, choosing an affordable and convenient hospital is a top priority. If you have current health insurance coverage, you don't have to spend any out-of-pocket charges to receive medical care at a linked hospital.

You can get high-quality services and treatment at partnered hospitals. The benefit of using these services is that you will receive excellent care, minimising the overall strain of the procedure. On top of that, all insurance policies include this coverage.

Click here to get the list of IFFCO-Tokio network hospitals.

IFFCO Tokio Health Insurance Reviews

IFFCO-Tokio health insurance is one of the most popular health insurance policies in India. Its comprehensive health insurance plans are designed to address all your needs, from basic health coverage to wellness services and more. Apart from being a private company, IFFCO-Tokio has a comprehensive healthcare system and superior claim settlement procedures. IIFCO-Tokio Health Insurance offers a diverse range of benefits to make policyholders feel at home during medical emergencies.  And with the latest plans and schemes, you can protect yourself and your family against unforeseen medical expenses.

How to Contact IFFCO Tokio Health Insurance Company?