IFFCO Tokio Health Insurance Critical Illness Plans

Plans starting at only ₹7/day*

Health Insurancebanner image
Enter your details to buy Health Insurance
By proceeding, I agree to the Terms & Conditions
  • no spam calls
    No Spam calls. Promise
  • tax deduction
    Upto ₹75,000** Tax deduction under Sec 80D
  • instant policy
    Instant Policy Issuance

Suffering from any major illness is a huge setback for any individual both physically and financially, especially at this age and time. When healthcare costs are rising, getting affordable and comprehensive coverage for healthcare is truly rare. IFFCO Tokio, one of the leading health insurance providers in the nation, looks to remove this obstacle by offering a critical illness coverage plan to policyholders.

IFFCO Tokio health insurance is dedicated to giving you total peace of mind through their range of extensive health insurance options that may be purchased independently or as a family floater plan to cover numerous relationships. Overall, the insurance provider's tailored products meet a wide range of demands from various segments of society.  IFFCO Tokio health insurance critical illness plans include a variety of benefits, such as coverage for Parkinson’s disease, Alzheimer’s disease, cancer and others.

This page will provide details on IFFCO Tokio health insurance critical illness policy.

IFFCO Tokio Critical Illness Policy 

The critical illness policy of IFFCO Tokio is specially tailored to safeguard individuals against multiple major diseases by providing a financial safety net of a huge sum insured to the policyholder if he/she gets diagnosed with any of the policy-specified diseases. The policy can be bought for children as young as three years and adults as old as 65 years. This helps the policyholder rest easy with peace of mind.

Benefits of IFFCO Tokio Health Critical Illness Insurance Policy

The following list includes the benefits offered by IFFCO Tokio health critical illness policy over the traditional critical illness plans:

  • All-Round Coverage

Insurance coverage is a must for everyone. Addressing critical illness in your home is not an option for any family who values their loved ones. The IFFCO Tokio offers comprehensive insurance coverage for all major illnesses, treatments and eventualities. In fact, all family members can be covered under a single plan including parents as well as parents-in-law if you opt for such a policy. This ensures complete protection from unforeseen expenses that might arise from being unable to pay medical bills resulting from any of the 25 major illnesses listed under the IFFCO Tokio’s policy.

  • Lifelong Renewals

IFFCO offers a lifetime renewal option for critical illness health insurance policies. This is an initiative to provide policyholders with reassurance and peace of mind, in the belief that every policy should be renewed on time. 

  • High Sum Insured

IFFCO Tokio is one of the largest insurance companies in India, offering a wide range of coverage to its policyholders. The company offers critical health insurance plans with a sum insured up to INR 1 crore. With such a high sum insured amount, policyholders can have the peace of mind that they have an extensive financial safety net in place in case something unfortunate happens to them.

  • Tax Breaks

The Income Tax Act offers a specified Section 80D that provides tax deductions, up to a certain limit, to individuals paying health insurance premiums. For young policyholders who are under the age limit of 60 years, this limit is set to INR 25,000, which includes preventive healthcare check-up tax breaks up to INR 5,000. For senior citizens policyholders who are above the age limit of 60 years, the limit is set to INR 50,000 again with the preventive healthcare tax check-up tax breaks to INR 5,000.

Key Features of IFFCO Tokio Health Insurance Critical Illness Cover

In light of the current pandemic we are in, everyone wants to get financial safety. With IFFCO Tokio offering critical health insurance plans with a sum insured up to INR 1 crore, you can take precautions so that you are not caught off guard if any emergency arises. The key characteristics of IFFCO Tokio health insurance critical illness cover are as follows:

  • Coverage against up to 25 critical illnesses and their treatments
  • No medical screenings necessary for customers aged up to 50 years.
  • Sum insured rages up to INR 1 crore.
  • Lifelong renewal is allowed.
  • Affordable premium with discounts on family coverage options.

IFFCO Tokio Health Insurance Critical Illness Policy List

IFFCO Tokio has wide-ranging health insurance plans that offer comprehensive health insurance coverage One of these plans is the IFFCO Tokio Critical Illness Benefit Policy with a sum insured amount up to INR 1 crore, which compensates you in case of the policy-specified severe illnesses.


IFFCO Tokio Critical Illness Benefit Policy

Sum InsuredINR 1 lakh-1 crore
Renewal Lifelong
Covered Family MembersSelf, spouse, dependent children, siblings. brothers-in-law, sisters-in-law, niece, nephew, dependent parents or any other dependent relatives


  • Regular dialysis caused due to kidney failure
  • Specified severity cancer
  • Motor neuron disease along with permanent symptoms
  • Multiple sclerosis along with persisting symptoms
  • Parkinson’s disease (before 50 years of age)
  • Last stage liver failure
  • Alzheimer’s disease (before 50 years of age)
  • Last stage lung failure
  • Primary pulmonary hypertension (Idiopathic)
  • Benign brain tumour
  • Heart valve repair or open-heart replacement
  • Major organ or bone marrow transplant
  • Aorta surgery
  • Permanent symptoms resulting from stroke
  • Open chest CABG
  • Myocardial infarction
  • Limb loss
  • Speech loss
  • Muscular dystrophy
  • Specified severity coma
  • Deafness
  • Major head trauma
  • Third-degree burns
  • Blindness
  • Permanent limb paralysis

IFFCO Tokio Health Insurance Critical Illness Plans FAQs

  • 1. How to buy IFFCO Tokio health critical illness cover plans?

    In order to buy IFFCO Tokio critical illness policy, you need to visit the official website of the insurance provider and go over their insurance proposal procedure. Alternatively, you can visit Paytm Insurance and go over hundreds of health insurance plans that are available to you and then take an educated purchase by comparing the pros and cons of each policy.

  • 2. What is the highest amount of insured sum available under IFFCO Tokio health insurance critical illness plans?

    The sum insured by IFFCO Tokio's critical illness plan ranges up to INR 1 crore.

  • 3. Does IFFCO Tokio's critical illness plan cover alternative treatment?

    No. Only allopathy treatments are covered under IFFCO Tokio critical illness plans.

  • 4. Are pre-acceptance medical tests necessary?

    Pre-acceptance medical tests are not mandatory for people up to 50 years of age. 

  • 5. What are the exclusions listed under the critical illness policy of IFFCO Tokio?

    The exclusions listed under IFFCO Tokio health insurance critical illness plans  are as under

    • Pre-existing loss, accident or injury
    • Injuries or illness due to Self-injury or suicide attempt
    • Injuries or illness due to Breach of law
    • Injuries or illness due to alcohol, drugs, substance abuse or any other intoxication addiction.
    • Injuries or illness due to naval, air force, military or any other law enforcement operation
    • Injuries or illness due to sporting risks
    • Injuries or illness due to adventure sports or activities
    • Injuries or illness due to war risk
    • Injuries or illness due to nuclear activities
    • Injuries or illness due to consequential loss from any other insured event

Recent Articles

View All

Measures for Preventing Cancer

By choosing healthy lifestyle habits, you can reduce your risk of developing some common types of cancer. Lear...

Read More

Understanding Free Health Check-up Coverage of Your Health I...

Regular medical checkups are beneficial to keep your health in check. You will get them free if you have healt...

Read More

Let’s Scan Arogya Sanjeevani Health Insurance Plan

Arogya Sanjeevani is basic and inexpensive health insurance. Additionally, it offers the choice of obtaining a...

Read More

Star Health Insurance Family Health Optima Policy

Star Family Health Optima Health Insurance Policy provides extensive coverage for the entire family under a si...

Read More

Vitamins and Minerals That Boost Metabolism

Leaner people are associated with a high basal metabolic rate. However, Vitamin B and D, and minerals such as ...

Read More

Different Types of Health Insurance Policies Offered in Indi...

You can't get the ideal value if you don't know what kinds of health insurance policies are available in India...

Read More

Healthy Foods That Protect Your Liver

The liver is the body's detoxification system that filters out toxins and is responsible for numerous vital fu...

Read More

Understanding the Types and Treatments of Diabetes

Diabetes is a disorder when the body's capacity to metabolise blood glucose is impaired. The disease is classi...

Read More

Manage Anxiety Easily with These Tips

The constant feeling of something going wrong can wreak havoc on one’s mind and affect daily tasks. However, h...

Read More