Starting at only ₹6 per Day*

Navi car insurance, which protects car owners and their vehicles against unforeseen circumstances, comes in several variants including a standalone four-wheeler insurance policy. The Navi standalone four-wheeler insurance policy covers car damages caused due to a wide range of events, including natural and man-made disasters, fire, theft, and vandalism. In addition to coverage, own-damage insurance lets you add on extras like roadside assistance and zero depreciation. These add-on covers allow you to increase your car insurance coverage for a small additional fee. For total protection, this Navi car insurance policy is advised to be purchased in conjunction with third-party insurance.
Navi standalone car insurance works by covering you for the damages caused to your vehicle due to man-made or natural disasters. Besides, the cover also comes into play in case of a total loss due to theft or damage beyond repair.
Basis | Navi Standalone Car Insurance | Navi Third-Party Car Insurance | Navi Comprehensive Car Insurance |
Coverage | Navi standalone own-damage four-wheeler insurance protects your vehicle from damages caused by accidents, theft, fire, natural catastrophes, and man-made disasters. Insurers also provide NCB to policyholders who do not file a claim in a policy year. | Navi third-party car insurance is meant to cover any financial obligations you may have to a third party for injuries, disability, death, or property damage caused by accidents with your covered vehicle. | Under a single price, Navi comprehensive Car insurance covers expenditures arising from third-party liability and own-damage costs. The complete insurance includes a personal accident policy that covers policyholders for injuries, impairments, and death caused by an accident. |
Cost | Due to its expanded policy coverage, Navi's four-wheeler stand-alone insurance is more expensive than third-party coverage. | Because of its restricted coverage, Navi's third-party insurance is reasonably priced. | The most expensive auto insurance policy offered by Navi is comprehensive car insurance, which covers third-party liabilities as well as own-damage expenditures. |
Add-ons | Navi standalone car insurance offers a variety of add-on coverage choices for a fee. | Add-on coverage is not available with Navi third-party auto insurance.
| Navi comprehensive vehicle insurance offers a wide choice of add-ons to supplement your policy coverage for an additional fee. |
The following conditions are covered by Navi's standalone own-damage car insurance:
The following circumstances are not covered by Navi's standalone own-damage car insurance:
Policyholders with Navi's standalone own-damage automobile insurance receive the following benefits:
The reviews for the Navi four-wheeler standalone insurance are shown below.
As the name implies, Navi standalone own-damage car insurance is a policy that covers only your own vehicle's damages and losses resulting from crashes, natural disasters, fires and thefts.
Yes, you may transfer your NCB to Navi General Insurance without losing it.
The premium you pay will be determined by elements like the type of automobile you own, its insured declared worth, where you live, add-on coverage you want, NCBs (if applicable), coverage quantity, etc.
Navi General Insurance offers standalone car insurance that you can acquire by downloading their app and applying online.
To file a claim for Navi car insurance online, go to the main website and fill out the form.