Starting at only ₹6 per Day*

Starting at only ₹6 per Day*
If you are a four-wheeler owner in India, you are mandated by the Motor Vehicles Act to own third-party insurance. This is because, given the rising number of vehicles and on-road accidents, you must be insured against any liabilities that may arise if you get into an accident involving any third party. The Oriental third-party car insurance is a convenient option for you as the insurer assures a hassle-free buying, renewing and claim procedure.
Oriental third-party car insurance will protect you and your vehicle against any form of damage/ injury that you may inflict upon a third party. These damages can include vehicular and bodily damages. Not only that, but the car insurance policy also protects you in the event of the death or permanent disability of a third party.
Oriental Car Insurance gives the utmost importance to customer convenience. As a result, all the processes involving the insurance policy are made extremely smooth and easy.
When you get involved in a road accident and end up harming the third party in any way, all you need to do is intimate the insurer. Upon submission of all the necessary details, verification, etc, the insurance company will extend financial and legal protection to you. You won't have to worry about bearing heavy expenses in such situations.
Third-party Car Insurance | Comprehensive Car Insurance |
Coverage is limited to third-party losses only. | Extensive coverage is provided, which includes damages inflicted upon the third party as well as personal damages. |
You have to pay less premiums given the policy's limited coverage. | The premiums are a bit higher as the policy ensures overall protection. |
You cannot add add-ons to this policy. | Enhance your base policy's protection by adding add-ons. |
This type of policy is made mandatory by the traffic law.s of India | It depends on your choice, whether you wish to buy this type of policy or not. |
If you are thinking of buying Oriental third-party insurance, here is how you can do so:
In case you wish to buy offline, then:
Knowing the inclusions under your policy is crucial as it will help you know in which situations you can file a claim. Here is what your Oriental third-party insurance covers:
Besides knowing the inclusions, you must also know the exclusions under the policy. Here is when your Oriental third-party car insurance doesn't promise any coverage:
Oriental third-party car insurance is beneficial in several ways:
Oriental third-party car insurance policy, owing to its numerous benefits, is one of the popular options available in the market. It covers you against third-party liabilities to the extent of INR 7.5 Lakh. The hassle-free policy purchase & renewal process only attracts customers.
Though third-party car insurance offers limited coverage, it could still be handy to have given the mental relief it offers in case of injuries and damages done to the third party by your insured vehicle.
It is advised that you inform Oriental at the earliest possible so that the claim process can be initiated and you get the required coverage as soon as you can.
You need to submit the insurance form along with documents like your ID proof, address proof, etc. You also need to submit details about your car's make, model, etc.
Since third-party insurance covers only the liabilities caused to the third party by your insured vehicle, the premiums associated with it are low.
You can do so using any of the accepted online or offline payment modes. Online premium payments can be done through - net banking, UPI, wallet, debit card or credit card. Offline payment modes are cash, cheque and demand draft. Some insurance companies may not allow cash payments. In that case, you will be left with the other two offline options.
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