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A third-party vehicle insurance coverage is the most basic type of insurance that is necessary to run a car in India. Navi third-party car insurance assists you with meeting legal obligations and covering your financial commitments to a third party as a result of an accident involving the insured vehicle.
Every automobile owner should have a three-year third-party car insurance policy when acquiring a new vehicle as a legal requirement. Navi third-party four-wheeler insurance offers this third-party insurance at a reasonable price that may be purchased by visiting the insurer's website or its local branch.
Navi third-party car insurance protects a third party against harm caused by the covered vehicle. Physical injuries, car damage, property damage, and death are all covered. Exclusions - third-party insurance will not cover you if the accident was caused by breaking traffic rules while driving or when driving without a valid license.
Basis | Third-party Car Insurance | Comprehensive Car Insurance |
Coverage | Navi four-wheeler third-party Insurance solely covers the third party's legal and financial obligations. | Navi four-wheeler comprehensive insurance covers damage to a third party's property as well as damage to the insured's vehicle. |
Requirement | According to the Motor Vehicles Act, Navi third-party car insurance is mandatory. | Navi comprehensive car insurance is optional protection that policyholders can choose according to their requirements. |
Availability of add-Ons | Navi four-wheeler third-party insurance does not include any add-ons. | A comprehensive automobile insurance policy allows you to add a wide range of optional add-ons. |
Cost | Navi third-party car insurance has the lowest premiums due to its restricted coverage. | Because of the comprehensive coverage, the premium of Navi comprehensive car insurance policy is greater. |
Customers may apply for Navi third-party four-wheeler insurance online using the process outlined below.
Policyholders of Navi third-party car insurance are covered as follows:
Navi General Insurance Company is not responsible for claims arising from the following circumstances:
Following are some of the advantages of getting Navi third party four-wheeler insurance:
A Navi third-party car insurance policy is the most basic four-wheeler insurance coverage. It comes at a lower price compared to other four-wheeler insurance plans. The reason is simple - its limited coverage.
A Navi third-party four-wheeler insurance policy protects the policyholder against financial and legal responsibilities that may arise as a result of property or personal damage, or bodily harm to a third party of any sort. Third-party insurance coverage also offers financial and legal support in the event of a disability, bodily injury or death of a third-party by your insured vehicle in an accident.
You can claim for a third-party death or physical injury, damage to third-party property or vehicles
You can learn more about Navi third-party auto insurance by visiting the user-friendly website of the insurance company or dialing its toll-free number 1800-123-0004. Remember, the toll-free can be changed, so you need to check the same on the website before dialing.
No, Navi third-party auto insurance does not cover damage to your vehicle caused by natural disasters like floods, earthquakes, and storms. This insurance coverage is solely intended to cover damage caused to a third party by your insured car.