Raheja QBE Health Insurance FAQs

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Raheja QBE Health Insurance FAQs

  • 1. Does Raheja QBE offer room rents with sub-limits?

    Yes. Raheja QBE health insurance offers in-patient hospitalisation expenses coverage with capped room rent limits on some plans, not all. Again, it is advisable to go through the policy brochure or prospectus to understand the cap limit.

  • 2. Does Raheja QBE health insurance cover alternative treatment?

    Yes. Most Raheja QBE health insurance plans cover AYUSH treatment. However, it is advisable to go through the policy brochure or prospectus to confirm the same before purchasing.

  • 3. Can my spouse get coverage from Raheja QBE health insurance?

    Yes. You can add your spouse as insured under any Raheja QBE health insurance plan.

  • 4. Does Raheja QBE offer employer-employee coverage?

    Yes. Raheja QBE offers group insurance plans for employer-employee coverage.

  • 5. Can I port my policy to Raheja QBE health insurance?

    Yes. You can easily port your existing policy to Raheja QBE health insurance by contacting the company before the renewal date.

  • 6. How to get cashless treatment from Raheja QBE network hospital?

    In order to get cashless treatment, you need to get the insured admitted to any of the partnered medical facilities of Raheja QBE General. Next, you have to show the ID proof and health card of the concerned person. Upon confirmation from Raheja QBE, the hospital will provide you with cashless treatment.

  • 7. What is the age requirement for Raheja QBE health insurance?

    To get covered under a Raheja QBE health insurance plan, adults need to be at least 18 years old, and children need to be three months old.

  • 8. How to buy Raheja QBE health insurance coverage?

    Buy a Raheja QBE health insurance plan on the company’s official website and follow the application procedure. Alternatively, you can visit the Paytm Insurance website and go through multiple insurance plans, including those of Raheja QBE. After comparing all the plans, you can purchase the Raheja QBE health insurance policy if it serves your needs.

  • 9. How can I contact Raheja QBE online?

    To contact Raheja QBE online, you need to email them at customercare@rahejaqbe.com.

  • 10. How to locate the nearest branch of Raheja QBE General?

    You can locate your nearest Raheja QBE General branch by visiting the official website of the insurance company. Here’s what you need to do afterward.

Raheja QBE Health Insurance Renewal FAQs

  • 1. What is the fastest way to get my Raheja QBE health insurance renewal settled?

    The fastest and the most convenient way to get your Raheja QBE health insurance renewal settled will be via online mode. It is highly accessible, easy to use and offers various payment options for user convenience.

  • 2. What happens when I fail to renew my due Raheja QBE health insurance policy within the grace period?

    In the event you fail to renew your already due Raheja QBE health insurance policy within the offered grace period, your policy will get terminated.

  • 3. What is the grace period offered for Raheja QBE health insurance renewal of the Health QuBE Basic Plan?

    The grace period for the renewal of the Health QuBE Basic Plan under Raheja QBE health insurance is 30 days. 

  • 4. Is the “Free Look Period” condition available during the time of Raheja QBE health insurance policy renewal?

    No, during the time of Raheja QBE health insurance policy renewal the provision of “Free Look Period” is not available. 

  • 5. When do I need to submit the portability application for a health insurance policy?

    In case you want to switch from the insurer of your current health care plan to Raheja QBE, you will need to submit the application for portability 45 days prior to the renewal date of the existing policy minimum.

     

Raheja QBE Health Insurance Claim Settlement FAQs

  • 1. Is it mandatory to get treatment from a network hospital for availing cashless claim facility under the Raheja QBE health insurance?

    Yes, the cashless claim facility via treatment is only offered at network hospitals under the Raheja QBE health insurance policy.

  • 2. What documents do I need to provide during the hospitalisation under the Raheja QBE health insurance policy?

    You can submit the Raheja QBE health insurance health card and valid ID proof with a photo at the time of hospitalisation.

  • 3. Why do I need to provide my bank account details for the Raheja QBE health insurance claim settlement procedure?

    In case of a reimbursement claim settlement under the Raheja QBE health insurance, you will need to provide your bank account details for the authorised amount transfer in the form of reimbursement.

  • 4. Can I use my PAN Card as valid proof for KYC during a Raheja QBE health insurance claim settlement process?

    Yes, you can use your PAN Card as valid proof for KYC during the claim settlement process.

  • 5. What is the time limit for document submission in case of a reimbursement Raheja QBE health insurance claim settlement process?

    In case of a reimbursement claim, the required documentation like hospital bills, medical expenses, etc. must be submitted within 15 days of the official patient discharge.

Raheja QBE Health Insurance Policy Download FAQs

  • 1. Do the Raheja QBE health insurance policy documents contain the company name, address and contact details in them?

    Yes, generally the company name, address and contact details are all mentioned at the very top or at the very bottom of the Raheja QBE health insurance policy documents.

  • 2. Do I need the digital copies of the Raheja QBE health insurance policy documents if I already have the hard copies?

    By getting the Raheja QBE health policy copy download you can have the digital version of the file in addition to owning the hard copies. This way, you will have easy access to them and not have to worry about physically carrying them everywhere.

  • 3. Does the Raheja QBE health insurance policy document include details about policy renewal?

    Yes, you can get in-depth details about the plan renewal from the Raheja QBE health insurance policy documents.  

  • 4. Can I get a detailed description of the claim procedure from the Raheja QBE health insurance policy documents?

    Yes, you can get a very detailed and well-written description of the claim procedure within the Raheja QBE health insurance policy documents.

  • 5. Do I need to get the Raheja QBE health policy document download settled in order to have a detailed annual premium chart of the plan?

    Yes, by getting the Raheja QBE health insurance policy download done, you can get a very vivid category-wise annual premium chart of the coverage plan with respect to total members, age, SI value, etc.

Raheja QBE Health Insurance Benefits FAQs

  • 1. What is the sum insured restoration benefit under the Raheja QBE health insurance policy?

    The sum insured restoration allows policyholders to get their existing plan’s base coverage refilled in case the whole amount expires within the ongoing term period, which is one of the exciting Raheja QBE health insurance plan benefits.

  • 2. Will I be eligible for a no-claim bonus if I have already made multiple claims in the past term year?

    No. As a part of the Raheja QBE health insurance benefits list, the no-claim bonus is only offered for going through a term year without making any claims.

  • 3. Can I utilise the cashless claim treatment under my Raheja QBE health insurance policy for emergency hospitalisation?

    Yes, you can make use of cashless claim treatment with your Raheja QBE health insurance policy for an emergency hospitalisation by simply completing the required steps.

  • 4. Do Raheja QBE health insurance benefits include coverage for ambulance costs?

    Yes, one of the Raheja QBE health insurance benefits is ambulance cost coverage. The extent of coverage may differ across the company’s health insurance plans.

  • 5. Can I be eligible for tax deduction benefits with the Raheja QBE health insurance policy?

    Yes, you will be eligible for tax benefits on your premiums paid for your Raheja QBE health insurance policy.

     

Raheja QBE Health Network Hospitals FAQs

  • 1. What can I gather by checking the Raheja QBE health insurance hospital list near me?

    By checking the Raheja QBE health insurance hospital list, you will be able to find and learn about the availability of cashless hospitals near your location.

  • 2. How many cashless network hospitals does the Raheja QBE health insurance hospital list contain?

    There are more than 5000 Raheja QBE health network hospitals under the policy, offering cashless treatment benefits across India.  

  • 3. What are the details that I need to select when searching for Raheja QBE health insurance network hospitals?

    The details that you would need to select when searching for Raheja QBE health network hospitals are the state, city and pin code.

  • 4. Does the list of Raheja QBE health insurance network hospitals offer the address of the cashless institutions?

    Yes, the search results on the Raheja QBE health network hospital list will show the address and contact information of the institutions.

  • 5. Can I opt for a reimbursement claim under a Raheja QBE health network hospital?

    Yes, policyholders can opt for either a cashless claim or reimbursement claim under the Raheja QBE health network hospital. 

Raheja QBE Health Insurance Premium Calculator FAQs

  • 1. Does the Raheja QBE health mediclaim premium calculator work on mobile devices?

    Yes, the Raheja QBE health insurance calculator works fine when used on a mobile device through a modern supported browser.

  • 2. What are the benefits of using the Raheja QBE health insurance premium calculator?

    The Raheja QBE health calculator is a free online tool offered by the insurer, that helps users efficiently get the estimated premium amount of their selected health care plan. It makes policy purchase planning much simpler.

  • 3. Do I need to provide my contact details during calculating the policy premiums on the Raheja QBE health calculator?

    Yes, you are required to provide your contact number and email address at the time of using the Raheja QBE health insurance calculator.

  • 4. Can I choose between individual and family floater plan options within the Raheja QBE health policy calculator?

    Yes, at the time of using the Raheja QBE health policy calculator, you can choose between the individual and family floater plan.

  • 5. Can I select the sum insured value within the Raheja QBE health insurance premium calculator?

    Yes, you can select the preferred sum insured value within the Raheja QBE health policy calculator. 

Raheja QBE Health Insurance Top Up Plans FAQs

  • 1. Is it mandatory to get a medical test before Raheja QBE health insurance top up plan proposal?

    Customers above the age limit of 55 years are needed to get medically tested before the policy proposal.

  • 2. Can I get individual coverage from the top up policy of Raheja QBE health insurance?

    Yes. Raheja QBE offers both individual and family floater coverage under their top up plan.

  • 3. What is the highest amount of coverage I can get from the policy?

    The highest amount of sum insured is INR 1 crore under Raheja QBE health insurance top up plans.

  • 4. Does the policy cover alternative treatment options?

    Yes. This policy offers AYUSH coverage.

  • 5. Can I terminate my ManipalCigna health top up policy at any time?

    Requests for cancellation must be sent to ManipalCigna by providing the insurer a 15-day notice. If no claims have been filed under the policy, will the premium be returned on a short-term basis.

  • 6. What are the covered relationships under family floater Raheja QBE health top up policy?

    The family floater cover of Raheja QBE health top up policy covers self, spouse and up to two dependent parent(s) and three dependent kid(s).

Raheja Health Insurance Critical Illness Plans FAQs

  • 1. What are the exclusions of Raheja QBE health insurance critical illness plans?

    The policy exclusions include

    • Non-existence of cancer
    • Cancer due to nuclear activities
    • Pre-existing cancer
    • AYUSH cancer treatments
  • 2. Does this policy cover cardiac diseases?

    No. This policy only covers cancer treatment.

  • 3. What is the highest amount of sum insured under Raheja QBE health insurance critical illness plans?

    The highest amount of sum insured under this plan is INR 10 lakhs.

  • 4. What is the minimum entry age for the Raheja QBE health insurance critical illness plans?

    The minimum entry age for this plan is Day 1.

  • 5. What is the highest amount of lump sum payment on cancer diagnosis under Raheja QBE health insurance critical illness plans?

    The highest amount of lump sum payment for cancer diagnosis is 2.5 lakhs.

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