New India Health Insurance FAQs

You may obtain New India Health Insurance by going to the company’s official site and completing their application method, or by going to Paytm Insurance and browsing through the several New India insurance plans that are currently available to you and then buying one that best matches your needs.

New India Mediclaim insurance coverage is provided to those between the ages of 5 and 80 years. Children from 3 months to 5 years can be insured if both or one parent is covered concurrently.

When medical treatments like dialysis, chemotherapy, or radiotherapy are received in a hospital or any other medical facility and the insured person is released on the same exact day, the treatment is regarded to have been received under the hospitalisation benefit scheme.

If the wife or any additional member of the household is already insured under another health insurance policy, they will not be covered by New India Assurance.

All health insurance claims will be paid in Indian rupees. All healthcare treatments for the purposes of mediclaim protection must be obtained solely in India.

You can locate your nearest New India Assurance branch office by checking it on its official website.

Here is a step-by-step procedure for payment status check:

1. Visit the official site of the New India Assurance.
2. Go to the ‘quick help’ section and choose ‘check payment status’.
3. Input your quote ID and your order ID.
4. You will be presented with updated payment status.

Yes. New India Assurance plans cover COVID. If you want specialized coverage for COVID, buy its Corona Kavach Policy or Corona Rakshak Policy.

You need to carry the following paperwork when applying for a reimbursement claim:

1. Original receipts and bills
2. Diagnostic tests and reports
3. Hospitalisation recommendation by attending physician
4. Data of treatment and report of discharge
5. KYC documents
6. Health insurance policy details
7. Bank account details of policyholder

You can call the toll-free hotline at 1800 209 1415,  write an email at tech.support@newindia.co.in or visit any of their branch offices in person.

New India gives you a grace period of 30 days before the expiration of your prior policy to renew your policy.

Yes, you can make the New India health insurance online payment, But you can also go ahead with the offline procedure through the branch near you.

Yes, the New India health insurance policy provides you with the restoration sum benefit with your timely renewal of the policy insured.

Yes, you receive a cumulative bonus benefit from New India. In consideration of each year of insurance with no claims, the sum insured under the policy is raised by 25% at each timely renewal, up to a maximum of 50%. The cumulative bonus that has accrued may be lowered if a claim is filed in any given year at the same proportion at which it has been accruing.

You can do so by dialing New India’s toll-free number (1800) 209-1415 for customer support. and its executives will answer any queries you may have.

You have the option of using the cashless and reimbursed methods provided by the New India health insurance claim settlement ratio.

Yes. If the terms and circumstances of the policy you are insured under and the foundation of your claims don't line up, your request for a claim may be approved or refused.

You can use the official website of New India Assurance and use the contact us tab to call on the toll-free 1800-209-1415 number provided to you or email the company through tech.support@newindia.co.in for the New India Assurance health insurance claim ratio. The company also has a section to fill in a short form with your name and phone number and the comment regarding your queries, for even easier access to the company.

The policyholder must provide the indemnity bond for lack of policy paper, which must be printed on 200-rupee stamp paper and properly notarized if they have lost their original New India Assurance policy bond.

New India Assurance gives you access to approx 3000+ network hospitals under all their coverages. Admitting into one of these hospitals while having a New India Assurance health insurance automatically gives you access to cashless claims.

New India Assurance health insurance policy download by policy number process can be done on the official website of the insurer. All you need to do is fill in the required information, like your registered email and mobile number, and you’ll be redirected to the download page.

Yes, You will find the needed customer ID for your renewal after completing the New India Assurance health policy download online. Keep in mind that the ID required at the time of renewal isn't your login ID but the customer's ID mentioned in your policy document.

Yes, the New India health insurance download policy contains your claim settlement terms and conditions for easy access at the time of need.

To find the inclusions and exclusions regarding your insured coverage, you must complete the New India Assurance health policy copy download on the company’s official website. Once you have the document, you’ll find the inclusions and exclusions of your insured coverage, along with other factors like insured amount, coverage details, NCB details, potability benefits, grace period, etc.

New India Health Insurance download policy is easy to do through its portal, but if you have any queries regarding it or need better guidance, contact the company’s toll-free customer care by dialing 1800 209 1415. 

Yes. Under several of its health insurance plans, including the New India Asha Kiran Policy, the New India Premier Mediclaim Policy, and the New India Floater Mediclaim Policy, you get hospital cash benefits up to a predetermined amount.

Yes. Under benefits of New India health assurance insurance coverage, costs incurred for 30 days before hospitalisation and 60 days following hospitalisation are often covered.

Yes. A pre-acceptance medical examination is required by several New India's policies. But if the application is approved, the proposer will be given a full refund for the price of the examination.

Any method other than cash that New India uses to pay for health insurance plans is eligible for a tax deduction.

New India   does not cover the following:

• Your medical expenditures for any disease or injury brought on by purposeful exposure to risk, suicidal attempt, or other intentional or self-inflicted harm are not covered by New India   Health insurance plans.
• Any illness or injury that results from involvement in a dangerous sport of any type is not covered by New India Health Insurance benefits.
• Your costs for stem cell implantation and treatment for genetic diseases are not covered by New India   Health Insurance policies.
• The treatment of any disease or injury sustained as a result of involvement in any illegal activity is not covered by New India   Health Insurance policies.
• You are not covered by New India Health Insurance plans for any costs associated with receiving care outside the country's borders.

A New India Assurance health network hospital is the hospital the company is in partnership with regarding cashless treatments for those under the coverage of health insurance under New India Assurance health insurance.

New India Assurance health network hospital list provides more than 3000 network hospitals under the coverage of your choice. The network hospitals are chosen by the insurance companies based on their comprehensive background checks, effectiveness, and knowledge of the healthcare care they provide, assuring the best health care for you.

You can go to the official page to find the New India health insurance hospital list near you through their ‘Locate Us’ option on the website. On this page, you can see the New India health insurance hospital list near your area based list of PPN hospitals under New India health insurance network hospitals.

To process a reimbursement claim outside the New India Assurance health network hospital list , you’ll have to pay the medical cost up front at first before filing a claim to the company. Once your claim is authorized, you’ll be reimbursed based on your insured coverage.

No, every claim must be paid in Indian rupees. All medical procedures must be performed in India exclusively in order to qualify for mediclaim protection. Accessing a non-network New India Assurance health insurance hospital outside India won’t provide you with the benefits of a reimbursement claim.

You may save time and quickly calculate your coverage premiums by utilizing the New India Assurance health insurance premium calculator online. A calculator for health insurance premiums is a tool you may use online to choose the best health plan for your budget.

You can use the New India health mediclaim premium calculator to determine your health premium, the calculator takes into account factors like age, lifestyle habits, any existing ailment etc. while creating a customized estimate premium for you. 

The first annual premium for New India Assurance health insurance products is INR 4,768, at this moment. The premium payment amount may occasionally fluctuate.

Under Section 80D of the Income Tax Act of 1961 allows for a tax advantage on premiums up to INR 25,000. However, a maximum deduction one can avail under health insurance is up to INR 1,00,000. 

No, your New India Assurance mediclaim policy will be stopped for the specified amount of time if you have one and travel overseas with an Overseas Mediclaim Policy. However, after the stated expiration date, the insurance's validity duration will be renewed for the same amount of time. There will be no premium adjustments or refunds.

The advanced medical procedures included under the coverage of New India TOP-UP Mediclaim Policy are as follows:

• HIFU and uterine artery embolization
• Deep brain stimulation
• Immunotherapy
• Robotic surgeries
• Bronchial thermoplasty
• IONM
• Stem cell therapy
• Prostrate vaporisation
• Stereotactic radio surgeries
• Intravitreal injections
• Oral chemotherapy
• Balloon sinuplasty

No. New India TOP-UP Mediclaim Policy does not cover domiciliary treatment expenses.

New India offers a ‘get quote’ service on each of its product pages. Also, there’s a separate premium calculator section on the page bottom. From there, you can calculate your estimated premium amount by inputting your age and insured sum amount. 

Yes. New India TOP-UP Mediclaim Policy is available as both individual and family floater options.

To buy New India TOP-UP Mediclaim Policy, you can visit the official website of New India and follow the purchase steps. Alternatively, you can go through multiple options available on Paytm Insurance and then buy the one that best meets your requirements.

To buy New India Floater Mediclaim Policy, visit the official New India Assurance website and go through the insurance application procedure. Alternatively, you can visit Paytm Insurance’s website. Here you can go over multiple health insurance plans and pick the one that suits your requirements.

No. Cancer Mediclaim Expenses – Group policies only offer coverage for in-patient hospitalization expenses for cancer treatment.

Yes. AYUSH treatment coverage is provided by New India Floater Mediclaim Policy.

New Cancer Guard Policy has a policy term of 1 year.

New India Assurance health insurance critical illness plans have a separate premium chart for each product. You can download the chart and calculate your premium amount based on your sum insured.