Raheja QBE Health Insurance FAQs

Yes. Raheja QBE health insurance offers in-patient hospitalisation expenses coverage with capped room rent limits on some plans, not all. Again, it is advisable to go through the policy brochure or prospectus to understand the cap limit.

Yes. Most Raheja QBE health insurance plans cover AYUSH treatment. However, it is advisable to go through the policy brochure or prospectus to confirm the same before purchasing.

Yes. You can add your spouse as insured under any Raheja QBE health insurance plan.

Yes. Raheja QBE offers group insurance plans for employer-employee coverage.

Yes. You can easily port your existing policy to Raheja QBE health insurance by contacting the company before the renewal date.

In order to get cashless treatment, you need to get the insured admitted to any of the partnered medical facilities of Raheja QBE General. Next, you have to show the ID proof and health card of the concerned person. Upon confirmation from Raheja QBE, the hospital will provide you with cashless treatment.

To get covered under a Raheja QBE health insurance plan, adults need to be at least 18 years old, and children need to be three months old.

Buy a Raheja QBE health insurance plan on the company’s official website and follow the application procedure. Alternatively, you can visit the Paytm Insurance website and go through multiple insurance plans, including those of Raheja QBE. After comparing all the plans, you can purchase the Raheja QBE health insurance policy if it serves your needs.

To contact Raheja QBE online, you need to email them at customercare@rahejaqbe.com.

You can locate your nearest Raheja QBE General branch by visiting the official website of the insurance company. Here’s what you need to do afterward.

The fastest and the most convenient way to get your Raheja QBE health insurance renewal settled will be via online mode. It is highly accessible, easy to use and offers various payment options for user convenience.

In the event you fail to renew your already due Raheja QBE health insurance policy within the offered grace period, your policy will get terminated.

The grace period for the renewal of the Health QuBE Basic Plan under Raheja QBE health insurance is 30 days. 

No, during the time of Raheja QBE health insurance policy renewal the provision of “Free Look Period” is not available. 

In case you want to switch from the insurer of your current health care plan to Raheja QBE, you will need to submit the application for portability 45 days prior to the renewal date of the existing policy minimum.

Yes, the cashless claim facility via treatment is only offered at network hospitals under the Raheja QBE health insurance policy.

You can submit the Raheja QBE health insurance health card and valid ID proof with a photo at the time of hospitalisation.

In case of a reimbursement claim settlement under the Raheja QBE health insurance, you will need to provide your bank account details for the authorised amount transfer in the form of reimbursement.

Yes, you can use your PAN Card as valid proof for KYC during the claim settlement process.

In case of a reimbursement claim, the required documentation like hospital bills, medical expenses, etc. must be submitted within 15 days of the official patient discharge.

Yes, generally the company name, address and contact details are all mentioned at the very top or at the very bottom of the Raheja QBE health insurance policy documents.

By getting the Raheja QBE health policy copy download you can have the digital version of the file in addition to owning the hard copies. This way, you will have easy access to them and not have to worry about physically carrying them everywhere.

Yes, you can get in-depth details about the plan renewal from the Raheja QBE health insurance policy documents.  

Yes, you can get a very detailed and well-written description of the claim procedure within the Raheja QBE health insurance policy documents.

Yes, by getting the Raheja QBE health insurance policy download done, you can get a very vivid category-wise annual premium chart of the coverage plan with respect to total members, age, SI value, etc.

The sum insured restoration allows policyholders to get their existing plan’s base coverage refilled in case the whole amount expires within the ongoing term period, which is one of the exciting Raheja QBE health insurance plan benefits.

No. As a part of the Raheja QBE health insurance benefits list, the no-claim bonus is only offered for going through a term year without making any claims.

Yes, you can make use of cashless claim treatment with your Raheja QBE health insurance policy for an emergency hospitalisation by simply completing the required steps.

Yes, one of the Raheja QBE health insurance benefits is ambulance cost coverage. The extent of coverage may differ across the company’s health insurance plans.

Yes, you will be eligible for tax benefits on your premiums paid for your Raheja QBE health insurance policy.

By checking the Raheja QBE health insurance hospital list, you will be able to find and learn about the availability of cashless hospitals near your location.

There are more than 5000 Raheja QBE health network hospitals under the policy, offering cashless treatment benefits across India.  

The details that you would need to select when searching for Raheja QBE health network hospitals are the state, city and pin code.

Yes, the search results on the Raheja QBE health network hospital list will show the address and contact information of the institutions.

Yes, policyholders can opt for either a cashless claim or reimbursement claim under the Raheja QBE health network hospital. 

Yes, the Raheja QBE health insurance calculator works fine when used on a mobile device through a modern supported browser.

The Raheja QBE health calculator is a free online tool offered by the insurer, that helps users efficiently get the estimated premium amount of their selected health care plan. It makes policy purchase planning much simpler.

Yes, you are required to provide your contact number and email address at the time of using the Raheja QBE health insurance calculator.

Yes, at the time of using the Raheja QBE health policy calculator, you can choose between the individual and family floater plan.

Yes, you can select the preferred sum insured value within the Raheja QBE health policy calculator. 

Customers above the age limit of 55 years are needed to get medically tested before the policy proposal.

Yes. Raheja QBE offers both individual and family floater coverage under their top up plan.

The highest amount of sum insured is INR 1 crore under Raheja QBE health insurance top up plans.

Yes. This policy offers AYUSH coverage.

Requests for cancellation must be sent to ManipalCigna by providing the insurer a 15-day notice. If no claims have been filed under the policy, will the premium be returned on a short-term basis.

The family floater cover of Raheja QBE health top up policy covers self, spouse and up to two dependent parent(s) and three dependent kid(s).

The policy exclusions include

• Non-existence of cancer
• Cancer due to nuclear activities
• Pre-existing cancer
• AYUSH cancer treatments

No. This policy only covers cancer treatment.

The highest amount of sum insured under this plan is INR 10 lakhs.

The minimum entry age for this plan is Day 1.

The highest amount of lump sum payment for cancer diagnosis is 2.5 lakhs.