Navi Car Insurance Claim

Navi car insurance claim has gained immense popularity in the market for its quick and painless claim settlement procedure. The insurance company maintains a user-friendly website which also has an active chat box option to assist customers with its claim settlements. It also has numerous customer service lines so that customers can reach the team easily. Through its 1,100+ network garages, Navi four-wheeler insurance claim becomes easy for the policyholders.

List of Documents Required During Claim Settlement

The following are the documents needed to settle your Navi car insurance claim:

1. Automobile insurance policy.
2. Invoice repair for cashless claims.
3. Copy of the Registration Certificate (RC).
4. Original repair invoice.
5. Payment receipt for reimbursement.
6. Signed claim form
7. Driver's license of the person driving at the time of the accident

How to Make Navi Car Insurance Claim Online?

For third-party liabilities and personal accident coverage, the insured can make a Navi car insurance claim. Navi four-wheeler insurance claims are quite simple and pleasant to deal with. Several approaches are used depending on the nature of the occurrence and the liabilities involved. You can register a claim by following the steps below:

• Start with registering the claim.
• Take your vehicle for repairing purposes.
• Settlement of the claim.

Navi car insurance claim can be made for - 

• Damage to the vehicle or policyholders caused by accidents, human-made or natural calamities.
• Complete loss of the vehicle due to theft and damage beyond repairs.
• Third-party claims arising due to an accident involving your insured vehicle.

How to Make Navi Cashless Car Insurance Claim Online?

Navi car insurance claim settlement ratio process is simple and painless. Policyholders can request a cashless claim by following the processes outlined below:

Step 1

• Contact Navi General Insurance First
• In case of any damages to the vehicle, within 24 hours, you need to reach out to Navi Insurance on its toll-free number or via an email to mycare@navi.com.

Step 2

• File a Claim with Navi Insurance Company
• The customer service team of the insurance company will contact you after receiving information about the claim.
• You should keep the claim registration number given by the customer service representative for future reference.

Step 3

• Damage and Loss Survey
• After receiving the policy paperwork, evidence and properly completed claim form, a surveyor is sent by Navi Insurance for estimating the repair cost.
• The surveyor will deliver a report to the insurance company for a claim settlement based on the evaluation.

Step 4

• Settlement of a Car Insurance Claim
• Settlement procedure will start after completion of the above steps.
• The company will pay the insured's automobile repair cost straight to the garage.

How to Make Navi Reimbursement Car Insurance Claim?

Navi car insurance offers compensation solutions for vehicle insurance claim settlements. Policyholders can submit a claim for compensation by following the processes outlined below:

If your automobile is stolen or damaged, you should notify Navi Insurance. You can notify it about the reimbursement claim by contacting the toll-free number 1800 123 0004, sending an email to mycare@navi.com, or visiting the local branch of the insurance provider.

After you've filed a claim, your insurance company's customer service representative will call you. You must provide your details regarding the collision or occurrence. The customer service representative will walk you through the claim settlement procedure and provide you with a claim registration number that you can keep for future reference.

You can take your automobile to any garage of your choice for repair when the amount of the damage has been determined.

You must obtain original bills and repair receipts from the garage once your automobile has been fixed and submit them to Navi Insurance. When the insurer determines that everything is in order, it will pay you the claim amount after depreciation and deductibles are taken into account.

Common Navi Car Insurance Claim Rejection Reasons

Navi car insurance claim can be denied on the following grounds-

• As a result of a careless deed.
• Details are misinterpreted.
• Fraudulent insurance claims.
• Incomplete data and facts presented.
• Late notification of the accident to the insurer.
• Driving when inebriated or under the influence of drugs.

Navi No Claim Bonus

The no claim bonus (NCB) is given to policyholders who do not file a claim during the insurance year. Only own-damage insurance policies and own-damage components of comprehensive plans are eligible for this benefit. The Navi four-wheeler insurance claim incentive is given to policyholders for each claim-free year, and it lowers their premium rate for the next policy year. The NCB is a cumulative benefit that grows with each consecutive claim-free year. It starts with 20% and can go up to 50% provided the policyholders don’t make a Navi car insurance claim for five consecutive years.