DHFL Two Wheeler Insurance FAQs

Third-Party Liability Only Plan comes for a lesser premium amount than the Comprehensive Plan but the latter not only includes the third-party liability cover but also has an own damage cover. It is a good idea to pay up a higher price for more protection.

DHFL makes a 30 days window available for the renewal of the policy, from the date of expiry. In case the policy is renewed within 30 days, No Claim Bonus will remain active. Once the grace period of 30 days is over and you didn't renew your policy, no benefits of No Claim Bonus will be carried forward to the renewed policy.

The following factors help to decide the premium amount for a particular policy in DHFL Bike Insurance:

1. Age of the bike
2. Insured Declared Value of the vehicle
3. The capacity of the bike engine and such other parameters

COCO by DHFL provides bike insurance policies which are customer-friendly, pocket-friendly and has no troubles involved. Following are the features of COCO Ride policies:

1. No paperwork involved
2. Add on covers are more than 12
3. Bike insurance plans are affordable
4. No Claim Bonus is fully transferable
5. Self-Inspection has done instantly, online
6. Instant digital policy

 little more for bigger protection.

Add on covers are the additional benefits which stand by us when the need for it arises. Chola MS offers the following add on covers for bike insurance policies:

Passenger Cover 

Provides compensation to the pillion rider in case of death, partial/permanent disability in an accident. Though this comes for a higher premium amount, this add on is highly beneficial.

Zero/Nil Depreciation cover:
The expenses incurred for replacing parts of the bike after an accident can be claimed in totality without deducting its depreciation value by way of this cover. You need to pay a higher premium amount and the company pays for the spare parts and the depreciation value.

Accessories cover: 
This cover protects you against any loss or damage incurred on the expensive electrical and non-electrical accessories installed in your bike. To avail this add on the facility, you need to give an estimate of the value of your accessories at the time of paying a premium.

Medical cover: 
This covers all kinds of medical treatments related to your accident on your insured bike.

Insured Declared Value is what IDV stands for. The maximum amount up to which the insured can claim during the tenure of the insurance policy of the two-wheeler.

Chola MS has a validity of 30 days available from the date of expiry of the policy for its renewal. No Claim Bonus will become null and void in case the policy is not renewed within 30 days and no benefits of No Claim Bonus will be carried forward to the renewed policy after the grace period of  30 days.

You can call up the customer service number and inform them to cancel the policy. You need to submit the original policy document and other relevant documents either on the mail or by visiting a nearby branch office. You can follow-up after 7 days to find out if the policy has been cancelled.

The vehicle insurances provided by DHFL company are dependable, with a high claim acceptance rate. With their value for money insurance policies it has gained quite a popularity among the buyers.

Simply go to the official site of DHFL, i.e. Navi Insurance website, Look for your preferable bike insurance policy according to your choice and budget and click on "buy online" and fill up the necessary details

Purchasing DHFL bike insurance is available to anybody who owns a new or used legally registered vehicle or two-wheeler.

DHFL offers a specialized staff of additional customer service representatives that are dedicated to handling customer queries and are available 24 hours a day, 7 days a week.

You can purchase DHFL Insurance online or by visiting their nearby offices.

DHFL General Insurance Limited is a well-known insurance company and has headquarters in Mumbai, Maharashtra, India

With the DHFL Insurance website, you can see your premiums with yearly or monthly breakups.

DHFL customer assistance is available 24x7.

The only thing you'll need is your DHFL two-wheeler insurance policy number to get a copy of your policy.

If you lose your insurance document, you should obtain it online since acquiring your copy offline is a time-consuming process.

Yes, you must provide your driver's license when applying for a DHFL bike insurance claim. You should also verify the validity of your driving licence.

Your policy document contains every detail such as policy type, premium, inclusions, exclusions, mode of payment, expiry date, add-on(if any), terms and conditions, etc. 

Yes, personal information may be updated while renewing the DHFL bike insurance policy.

Add-on covers are additional benefits that are added to your base insurance policy that covers additional liabilities in return for a premium raise. You can choose which policy is best for you according to your budget, preference, and taste.

If you've recently purchased your dream bike or any other expensive two-wheeler, you may get it insured with extra add-ons of your choice and ride with peace of mind. This will also save you from any financial liabilities during any unfortunate accident.

DHFL General Insurance company is IDRAI accredited, as it is a very old and reputable insurance firm. They have lots of good customer reviews too.

Yes, DHFL bike insurance add-ons may be readily renewed online thanks to their user-friendly website, Navi Insurance. 

Yes, you can exclude add-on covers from your existing DHFL bike insurance policy at the time of renewal. 

To customise your insurance policy, you can:

• Purchase add-on covers as per your preference.
• Opt for the suitable tenure of policy.

Yes, one can avail following discounts under the policy:

• Voluntary deductible
• The anti-theft device has a discount
• No-claim bonus when no claim is made during the policy period
• Automobile association discount

If you opt for a long-term policy, you can get a discount on the premium 

Yes, the policy covers damage received on transit by air, waterway, elevator, lift, and road.  

The insurer will directly pay the repairing cost to the garage when the insured vehicle is repaired in any garages registered with DHFL General Insurance. Hence, cashless claim is available for bikes insured with DHFL General Insurance Limited comprehensive bike insurance.

The various factors that go into deciding the premium amount of the insurance policy depend on the vehicle's IDV, engine capacity, driving transit location, add-on opted, policy type and RTO zone. 

The documents required are as per the following:

• Photo ID and one address proof
• Photocopy of driving licence
• Bike registration number and RC certificate

No, the policy doesn't come with add-on covers.

The quotes will be visible on the official website after entering the registration number of the bike.

The third-party will get the entire sum coverage in the account of such permanent disability and the same will be decided by the court.

The insurer should be promptly contacted through the toll-free number or by visiting the office of the insurer.

Your vehicle must be upto 5 years old and you must have either comprehensive or standalone own damage bike insurance policy.

If you have recently got yourself a very expensive vehicle or have a fairly new vehicle, you are a passionate rider. You do not want to pay extra money for depreciation. It's best to choose the  DHFL zero depreciation add-on cover.

It's an easy and quick process that you can follow up on their DHFL website.

Yes, it is. Being an old company with so many positive reviews in its portfolio, You shouldn't worry about trust.

Yes, the insurance company offers NCB which is a No Claim Bonus to the customers in case of no claims being raised within the duration, of the policy. It is an incentive for good driving habits and is cumulative. The fifth consecutive year of no claims raised can bring the bonus amount to 50%. 

No, after the changes made in September 2019, now the vehicle holder is free to buy own damage insurance cover by choice. Third-party insurance is mandatory to be bought at the purchase of the vehicle.

DHFL offers the lowest bike premiums with a record of a million satisfied customers. The claim support is swift and hassle-free, always concluding within 7 days of claim.

Yes, DHFL provides the option of zero dep cover to own damage policyholders.